Who pays the cheapest and DEAREST insurance on PH?

[Wacky Racer]

Rules.

Must be fully comprehensive in the UK.

Standard 12 month policy,... in other words not classic car, kit car, low mileage, laid up etc, and not including any additional cost for paying over instalments....

[BoostMonkey]

Cheapest i know is -£4 due to a cash back offer.....

Pretty nice to be paid to insure a car

[jbi]

Land Rover Defender 110

£220 a year fully comp including full greenlaning and european breakdown cover. That's through adrian flux.

EDIT: i'm 26

Edited by jbi on Thursday 17th November 16:57

[poprock]

I’m moving house and having trouble getting insurance for my ’89 Porsche at my new address. Can’t use classic policies because it won’t be garaged. Best quote so far is a grand!

Edited by poprock on Thursday 17th November 16:50

[keegs111]

I currently pay £3400 for my SL500. I'm under 30 and have had a few short term bans in the past (speeding) but never had an accident in 10 years of driving so I do feel slightly victimised. Car Insurance in the UK is a legal form of theft!

[koolchris99]

740 here, i presume im in the middle somewhere..

andy74b must be up there!

[Skater12]

At 22 years old I did the classic thing of buying a car I'd struggle to insure.
I bought an Escort Cosworth for £16k, mallard Green, totally original apart from some 17 inch speedlines, and a 30mm drop.
This was back in 2003, and I lived in a safe and quiet low crime area.
The car was genuinely garaged at night ( most nights ), and I had 3 points on my licence. I'd even done the Pass Plus.
First quote was a shade over £10k!
The lowest quote, and the one I ended up paying was £4300 per year, with an excess of £1500. All done through a small local broker.

[eurobattle]

22yo with 88 e30 m3
best quote approx 7.5K/year
mind you i decided not to pay it and leave it in the garage....does that still count??

[Skater12]

Skater12 said:

At 22 years old I did the classic thing of buying a car I'd struggle to insure.
I bought an Escort Cosworth for £16k, mallard Green, totally original apart from some 17 inch speedlines, and a 30mm drop.
This was back in 2003, and I lived in a safe and quiet low crime area.
The car was genuinely garaged at night ( most nights ), and I had 3 points on my licence. I'd even done the Pass Plus.
First quote was a shade over £10k!
The lowest quote, and the one I ended up paying was £4300 per year, with an excess of £1500. All done through a small local broker.

The cheapest I've ever actually paid was when i came back to the UK after being away for nearly a year. Had a run around 2001 Fiesta 1.6 3dr Freestyle ( which was quicker than the Zetec-S of the day.
The annual quote ( 10,000 miles per year, full comp, 25 years old, 3 points on licence, not garaged )was only £180, which I cancelled after 2 months when I sold the car.

[Dilan]

£98 full comp on an Alfa 147JTD - Was £168 but I got £70 back through Topcashback.co.uk.
Like all insurance, helps if your past it (41) and live in a low-risk area (Dorset)

[johnpeat]

£220 is pretty good, under £200 is amazing. Hell, my shed is north of £250 mostly as it's parked on-road in a not-entirely lovely area and my 'self employed' status doesn't help either (I checked once and 'unemployed' was cheaper but you can only sink so far!!)

[Wacky Racer]

I remember paying £365 for a Morgan +8, way back in 1978,(I was early twenties at the time)...probably around £1500 in today's money...swapped it for a brand new 3.0S Capri which was about the same premium IIRC.

Remember thinking it was expensive at the time....Now 17yr olds are quoted £4/5000 to insure a battered Picanto....

[driverrob]

£323 for Group 20 insurance. Fully comp., breakdown cover etc. How does that compare?

[Gruber]

poprock said:

I’m moving house and having trouble getting insurance for my ’89 Porsche at my new address. Can’t use classic policies because it won’t be garaged. Best quote so far is a grand!

Edited by poprock on Thursday 17th November 16:50

Not all classic policies require garaging.

I've had policies with Lancaster in the past that have not required the car to be garaged.

[Vladimir]

jbi said:

Land Rover Defender 110

£220 a year fully comp including full greenlaning and european breakdown cover. That's through adrian flux.

EDIT: i'm 26

Edited by jbi on Thursday 17th November 16:57

Holy cr4p that's good!

£320 for ours - insured in the wife's name (33, full NCB) and me as a named driver (36 full NCB), and Cornwall postcode.

The BM 335d isn't bad - £320 a year.

[J4CKO]

£110 for the Fiat 500 on a classic policy.

[Alfachick]

£85 for the Alfa on a classic policy, so cheating really.

£350ish for the KA on a normal policy, 1 year no claims.
Am 26 so feel that its quite high for a tiny ford KA.

[Skater12]

Alfachick said:

£85 for the Alfa on a classic policy, so cheating really.

£350ish for the KA on a normal policy, 1 year no claims.
Am 26 so feel that its quite high for a tiny ford KA.

£350 fully comp for a 26 year old ( man im assuming ) in an average crime area etc etc, isnt too bad really.

[vit4]

£2098 on a 1991 Vauxhall Astra 1.4. 18, 1 year NCB, clean license

First year was £2980.44 st, st postcode. If I was a mile up the road it would be £1300.

[Kevin VRs]

£272 on a Ferrari 348 with full European cover.



OK, OK I am an old fart....