17 first car?
Author
Discussion

Matt2502

Original Poster:

3 posts

170 months

Tuesday 22nd November 2011
quotequote all
Hi there,
My brother passed his test last year, and bought a 04 corsa for £2500 and insured for around the same, and i was wondering what alternatives are available as i will be taking my driving test later this year. I will have around £5000 for the car and insurance, but was thinking of something classic and better looking as all the new hatchbacks look practicly the same. Any suggestions? My dream car would be a classic BMW, but obviously that would cost waay to much to insure, so anything that would be fairly reliable and preferably not a hatchback? Thanks smile

FreeLitres

6,120 posts

198 months

Tuesday 22nd November 2011
quotequote all
Put your details into some comparison websites to see what you can insure.

Dont build your hopes up for anything fast or interesting.

johny105

203 posts

227 months

Tuesday 22nd November 2011
quotequote all
also factor in year 2, 3 + 4 as insurance isn't dropping like it was! i have 6yrs ncb and mine has gone up for 600 to 800

jonhy

clarkmagpie

3,656 posts

216 months

Tuesday 22nd November 2011
quotequote all
MG Midget or original Beetle perhaps?
Both would be cool for a first car.

Late 80's sorted 3 series?
Some sort of kit car?

mike9009

9,383 posts

264 months

Tuesday 22nd November 2011
quotequote all
Can i refer you to most cars mentioned in this thread?

http://www.pistonheads.com/gassing/topic.asp?h=0&a...

Mike

Matt2502

Original Poster:

3 posts

170 months

Tuesday 22nd November 2011
quotequote all
as long as insurance drops after the first year and is below £2000 with my first years no claims ill be able to afford it.
ah thanks, are they cheap to insure? a friend has a classic mini and he said it was around £1500 with no years NCB and on a mini club, and my dad reckons an old escort will be similar to that?

Jayho

2,389 posts

191 months

Tuesday 22nd November 2011
quotequote all
From what I remember the older Ford Escorts were never actaully that easy to insure... They were, and in some parts still are, very popular with your "boy racer" types. Furthermore, IIRC, in the early-mid 90's? When there was quite a lot of car crime, specifically to hatch backs, the Ford Escort was a prime target as it was quite easy to nick?

My friends brother just insured a £4k Seat Ibiza for about £2k I think :S But again it might be, probably would be, completely different figures coming out for your quotes.

Jmk

90 posts

197 months

Tuesday 22nd November 2011
quotequote all
with a 5K budget you could get a BMW E30 E36 or E46 316i - 318i and have enough spare to insure.

Matt2502

Original Poster:

3 posts

170 months

Tuesday 22nd November 2011
quotequote all
Jmk said:
with a 5K budget you could get a BMW E30 E36 or E46 316i - 318i and have enough spare to insure.
even at 17 with no NCB?

mike9009

9,383 posts

264 months

Tuesday 22nd November 2011
quotequote all
Matt2502 said:
Jmk said:
with a 5K budget you could get a BMW E30 E36 or E46 316i - 318i and have enough spare to insure.
even at 17 with no NCB?
Yep £450 on a car and £4500 on insurance......

Frances The Mute

1,816 posts

262 months

Tuesday 22nd November 2011
quotequote all
£5K budget for a car at the age of 17? Your paper-round must be huge...

There's many factors outside of your age and lack of experience which will take the price up. Fact is, you'll have to suffer a few years of hits before you will see your premium come down.

I did once see a list on t'internet for vehicle insurance groups. This is a good starting point when it comes to choosing a car based on affordability. In addition, the risk exposure for vehicles in your postal area or experience/age bracket will have a sizeable influence, too.

Something small and fun like an original (well, late 80's/early 90' mini) would be a good bet. It will help you build up some maintenance experience, too.

Jandywa

1,101 posts

172 months

Tuesday 22nd November 2011
quotequote all
Truth is no matter how old/slow/rusty/safe/st your car is, you will still get raped by the insurance companies because you are a lad and are 17. Youd be better off buying a complete heap of st you dont care about, knock about in that for a couple of years then buy a car you actually want when you have more experience and some NCB(hopefully)

R300will

3,799 posts

172 months

Tuesday 22nd November 2011
quotequote all
Jandywa said:
Youd be better off buying a complete heap of st you dont care about
Like a yaris t-sport? wink

mattnunn

14,041 posts

182 months

Tuesday 22nd November 2011
quotequote all
Buy a Beetle, pre 72 and get free road tax.

a) You'll learn how cars work.
b) You'll get sex from girls with west country accents
c) The car won't depreciate
d) You'll get sex from girls with west country accents

mattnunn

14,041 posts

182 months

Tuesday 22nd November 2011
quotequote all
http://www.magazineclassifieds.co.uk/search/volksw...

Get that one and you might even get sex from boys with west country accents.

GregMac

247 posts

170 months

Tuesday 22nd November 2011
quotequote all
An early Fiesta or Chevette would be the business. You might be able to swing classic insurance despite your age, and it wouldn't lose you any money.

diddly69

695 posts

198 months

Tuesday 22nd November 2011
quotequote all
mattnunn said:
Buy a Beetle, pre 72 and get free road tax.

a) You'll learn how cars work.
b) You'll get sex from girls with west country accents
c) The car won't depreciate
d) You'll get sex from girls with west
country accents
Ooo ahh! biggrin

RikkiGTI

677 posts

170 months

Tuesday 22nd November 2011
quotequote all
When I was 17 - about 3 years ago now I had a mk2 Vw Golf driver 1.6 - suprisingly cheap to insure! My first year was around £2300 a year fully comp with the co op! Really good for what car and engine size and the fact it looked like the gti - minus the rear spoiler, badges and rev counter and was a great little car to learn how car driving should be - no abs, power steering and the mk2 golfs just handle brilliantly - proper go kart like and they can pick up the inside wheel on tight corners! biggrin

Deffo recommend one of these! biggrin

Blown2CV

30,519 posts

224 months

Wednesday 23rd November 2011
quotequote all
i wouldn't drive a classic car with no driving experience, as older cars are generally more of a handful in maintenance, running costs, safety etc. There are no magic secrets to cheap motoring for new drivers, and there are loads of threads on this already.

Monty Python

4,813 posts

218 months

Wednesday 23rd November 2011
quotequote all
At your age it's not the car so much as what you might do with it - the cost of repairing an old car will be negligible compared to repairing what you run in to. The other problem with older cars is their safety systems aren't as good - worse brakes, no airbags, no ABS.

Get one from this list:

http://www.carpages.co.uk/car-insurance/car-insura...

That way you'll end up with something that will help to stop you hitting something you shouldn't.