Car been keyed. To claim or not claim?

[911motorsport]

Mrs 911m's S3 has been keyed from front edge of door all along the side in to the rear quarter, It's through to the primer.

Car is fully comp. If we claim will it cost us more in the long run through increased premiums?

[egomeister]

I'd just pay for it if you can afford it, or live with it.

I claimed for damage a couple of years back and have probably paid about 60-70% of the claim price in increased premiums/excess. More significantly, nowhere will take into account my (protected) no-claims and otherwise clean insurance history if I want to insure a second car.

[al1991]

Is the car real or imaginary?

[Jimslips]

911motorsport said:

Mrs 911m's S3 has been keyed from front edge of door all along the side in to the rear quarter, It's through to the primer.

Car is fully comp. If we claim will it cost us more in the long run through increased premiums?

Not sure the best plan of action.
Are you powerfully built?

[Mr Pies]

How does a make believe Porsche get keyed?

[Jimslips]

Mr Pies said:

How does a make believe Porsche get keyed?

In a make believe world where you are powerfully built.

[BMWBen]

egomeister said:

I'd just pay for it if you can afford it, or live with it.

I claimed for damage a couple of years back and have probably paid about 60-70% of the claim price in increased premiums/excess. More significantly, nowhere will take into account my (protected) no-claims and otherwise clean insurance history if I want to insure a second car.

Is that not an argument for claiming old boy?

[TackleburyUk]

Are you sure you didn't walk passed it and unbeknowns to you you'd split your trousers and rubbed your willy up against it.

Its that powerfully build physic of yours chap.

[egomeister]

BMWBen said:

egomeister said:

I'd just pay for it if you can afford it, or live with it.

I claimed for damage a couple of years back and have probably paid about 60-70% of the claim price in increased premiums/excess. More significantly, nowhere will take into account my (protected) no-claims and otherwise clean insurance history if I want to insure a second car.

Is that not an argument for claiming old boy?

Closely followed by the arguement why not to! If I'd known how much the claim would be settled for, I would have stumped up the cash myself. I also suspect that by the time I no longer have to declare the claim I will have paid the same amount in increased premiums.

[anonymous-user]

Jimslips said:

Mr Pies said:

How does a make believe Porsche get keyed?

In a make believe world where you are powerfully built.

He's talking about an S3...

[911motorsport]

Nyphur said:

Jimslips said:

Mr Pies said:

How does a make believe Porsche get keyed?

In a make believe world where you are powerfully built.

He's talking about an S3...

Probably just sort it out myself then.

Nice little present from someone coming up to Christmas