REALLY would be grateful for some help.
REALLY would be grateful for some help.
Author
Discussion

redfordrj

Original Poster:

7 posts

170 months

Friday 25th November 2011
quotequote all
Hi everyone, this is my 1st post on these forums. I felt the need to create an account as my friend is having BIG problems trying to insure his Impreza WRX STi. When he purchased it, the DVLA had it registered as a WR1, but he knew this was incorrect. In the process of finding out what model it was, he found out that it was a Maltese import. Its been re-registered with the DVLA as an Impreza WRX STi (but obviously not a type-uk). He has now found out that on all the insurance companies in the UK dont have the non type-uk on their systems and therefore want to charge roughly £2500 as the premium as they have to insure it as a specialist vehicle.

Has anyone out there had to insure a non type-uk within the uk and know of who would insure it for a reasonable price? If anyone is able to help me, help a friend I would be SO grateful.

Thank you all for your time in reading this smile

Leptons

5,479 posts

197 months

Friday 25th November 2011
quotequote all
I used to use A-plan and Keith Michaels to insure my WRX.

redfordrj

Original Poster:

7 posts

170 months

Friday 25th November 2011
quotequote all
He tried a-plan but they said that he needed 2 years experience with high performance cars or it would cost over £2k. Im with a-plan myself with my Evo 5 and got quite a cheap premium with them. I dont see why they should try and charge so much as the Maltese Import is made to the UK specifications and is the same as the type-uk apart from the alarm that they put on it.

DaveZT260

599 posts

170 months

Friday 25th November 2011
quotequote all
My STI was a Maltese import mate.

As the previous poster has suggested try A Plan. Had it insured with them for over 5 years and was never a problem at all.

As far as I know the premium was never loaded any more than a UK model equivalent as they were always by far the best quote than anybody else and great customer service...

Hope that helps

(edited as just realised you've just posted!)

I think the problem is the lack of experience as you say which may be the same with a lot of insurers

Edited by DaveZT260 on Friday 25th November 23:06

Heartworm

1,936 posts

182 months

Friday 25th November 2011
quotequote all
Always get wallet raped when insuring imports, although American muscle seemed unaffected by this when I have been insuring/getting previous quotes, the Supra was much more expensive than a uk model for some reason.

redfordrj

Original Poster:

7 posts

170 months

Friday 25th November 2011
quotequote all
Thats the problem though, as it was registered as a UK model and listed as a UK model from the dealership he got it from. It wasnt until about a week a go that he found out that it was a Maltese import. I dont see why it should make any difference though as my car is an import and they never asked me if I had any experience with high performance vehicle's. A-plan said that they wont insure the Impreza as its not on their system and that's why they would charge him so much for it.

davepoth

29,395 posts

220 months

Friday 25th November 2011
quotequote all
They're breaking EU law if it really is the same spec, and the only difference is that it was registered in Malta.

Leptons

5,479 posts

197 months

Friday 25th November 2011
quotequote all
Try Keith Michaels then, ask specifically for Gary Moulson. He was the man to speak to, comes highly recommended on scoobynet.

redfordrj

Original Poster:

7 posts

170 months

Saturday 26th November 2011
quotequote all
I did check out Keith Michaels, tried to get a quote for myself on his car. But it requires them phoning you back to complete the quote. I will have a word with my pal tomorrow at work and get him to give them a phone as he is going to trade the car in if he cant get a decent quote. Thanks for the info, here's hoping that he will have some joy from them smile

DaveZT260

599 posts

170 months

Saturday 26th November 2011
quotequote all
Leptons said:
Try Keith Michaels then, ask specifically for Gary Moulson. He was the man to speak to, comes highly recommended on scoobynet.
Easier said than done trying to get hold of him. I've left countless messages for him in the past and he never bothered ringing me. Same goes for many others who tried the same thing...

Still miss my STI

Leptons

5,479 posts

197 months

Saturday 26th November 2011
quotequote all
DaveZT260 said:
Leptons said:
Try Keith Michaels then, ask specifically for Gary Moulson. He was the man to speak to, comes highly recommended on scoobynet.
Easier said than done trying to get hold of him. I've left countless messages for him in the past and he never bothered ringing me. Same goes for many others who tried the same thing...

Still miss my STI
He's a busy man but strangely enough I never had a problem getting hold of him. You need to be ringing at a time when every other fker tries to get through. If you get home from work at 5 and expect to get through in the last half hour its not going to happen.

H_Kan

4,942 posts

220 months

Saturday 26th November 2011
quotequote all
I am assuming that he has bought the car fairly recently then, given he is still trying to insure it.

In which case, I'd probably go back to the dealer and ask for a refund on the basis that it was sold as a UK car but isn't. Then go and buy a true UK spec car.

redfordrj

Original Poster:

7 posts

170 months

Saturday 26th November 2011
quotequote all
He has had the car for 3 months now and has had it insured up til now, but he re-registered it with the DVLA as they had it registered as a WR1. But now that he has it correctly registered as a WRX STi, he is unable to get it insured as its not a Type-UK.

I mentioned to him today about Keith Michaels and he said that he had tried them yesterday but they told him that they dont insure that vehicle. I think that its a joke, just because its not a UK model, that none of the UK Insurers will cover it!

5paul5

664 posts

192 months

Saturday 26th November 2011
quotequote all
Cant see what the problem is, a huge amount of imprezas in this country are jap imports, surely that amounts to the same thing or am i missing something ?

H_Kan

4,942 posts

220 months

Saturday 26th November 2011
quotequote all
redfordrj said:
He has had the car for 3 months now and has had it insured up til now, but he re-registered it with the DVLA as they had it registered as a WR1. But now that he has it correctly registered as a WRX STi, he is unable to get it insured as its not a Type-UK.

I mentioned to him today about Keith Michaels and he said that he had tried them yesterday but they told him that they dont insure that vehicle. I think that its a joke, just because its not a UK model, that none of the UK Insurers will cover it!
3 months is a while, but not too long imo.

Whatever the reasonableness of the situation, fact is that had the garage sold what they advertised then he wouldn't be in this situation.

I personally would find out how much it costs to insure a WR1, then ask the garage to either find an insurer who is able to match that price for him on the car or buy the car back. Perhaps offer to take a little less back if he's put some miles on it in that time.

johnnyr6

281 posts

216 months

Saturday 26th November 2011
quotequote all
I was thinking the same. All classic sti and wrx's are imports, usually jap. They are usually 1 group higher. I've had mine for 8 years and i've never had probs insuring it. Most ins. companies want a cat1 alarm, some state you need a tracker but with a plan a cat1 is enough.

My car was originally booked as a 22b uk spec in white?? but it is a wrx sti jap import. A quick call to dvla, logbook sent back and changed and all sorted with no ins probs.

johnny

redfordrj

Original Poster:

7 posts

170 months

Sunday 27th November 2011
quotequote all
He has a tracker and immobiliser fitter to the car. Bell insurance just phoned him back and said that they do insure the WRX STi but it will cost £2000. That is the cheapest quote that he's got from anywhere so far. I cant see how they are all willing to insure him on a WR1 for £1200, seeing as that is more powerful and has a higher value to it!

frosted

3,549 posts

198 months

Sunday 27th November 2011
quotequote all
It's his fault for not thinking about the consequences when changing the details with the dvla and the dealers fault for selling him an import .

He either has to pay the 2k or give the car back , personally I would pay the premium and learn from my mistakes

redfordrj

Original Poster:

7 posts

170 months

Sunday 27th November 2011
quotequote all
How can it be his fault? The car was incorrectly registered and therefore his insurance was invalid. That's why he had to correct the details with the DVLA. I dont see where your logic behind that way of thinking came from. The dealership wont take any responsibility for selling the car as incorrectly advertised! He has spoken to both the dealership and Trading Standards about the issue!