Insurance form - "was the vehicle recovered?"
Insurance form - "was the vehicle recovered?"
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Discussion

aclivity

Original Poster:

4,072 posts

209 months

Saturday 26th November 2011
quotequote all
I am trying to get an insurance quote for my wife's car; I am a named driver, and my car was stolen earlier this year and when it was found it had been written off by the thief driving it into a wall.

One of the questions on the form is "was the vehicle recovered". Well yes, it was, but it wasn't technically still usable as a vehicle when it was found. What is the correct answer?

TIA

Andy

busta

4,504 posts

254 months

Saturday 26th November 2011
quotequote all
The correct answer is yes.

Zwolf

25,867 posts

227 months

Saturday 26th November 2011
quotequote all
Yes it was, i.e. it was found, rather than vanished off to Eastern Europe or broken for parts and the shell crushed.

TheEnd

15,370 posts

209 months

Saturday 26th November 2011
quotequote all
I think yes would be the correct answer.
I'd say it's more to keep track of motorists that have cars vanish when they feel like changing them.

aclivity

Original Poster:

4,072 posts

209 months

Saturday 26th November 2011
quotequote all
Thanks for all of the quick answers.

TheEnd said:
I think yes would be the correct answer.
I'd say it's more to keep track of motorists that have cars vanish when they feel like changing them.
I hadn't thought of it that way.

It's looking like my current insurer (LV=) is coming out cheapest, so they should have records of my theft & recovery & subsequent writing off.

U T

47,697 posts

171 months

Saturday 26th November 2011
quotequote all
I think some insurers treat "theft recovered" more leniently than "theft unrecovered".

Theft recovered usually removes any doubt about fraud. Most people who arrange for their own cars to be stolen have them destroyed or broken for parts so they never show up again.

Of couse, you can have your car genuinely stolen and it never turns up.