Fast cars with reletively cheap insurance
Fast cars with reletively cheap insurance
Author
Discussion

AndrewSV

Original Poster:

119 posts

171 months

Friday 9th December 2011
quotequote all
I'm 21 and looking to get a new car that's both fast and cheapish to insure. I have 2 years NCB, with a clean license and I've never crashed. I have looked at some hot hatches and fast saloons. I was surprised to find that insurance for a Golf GTi was more than for a C32 AMG, a 180mph car with 150bhp more! I'm tempted by the AMG, but servicing might suck my wallet dry... Are there any other options?

Looking for 0-60 around 5 - 6s, good mid range power, 5 seats, and economy at least in the 20s

Budget ideally around 7-8k for the car. Nothing M division though, insurance kills that route to fun...

Shadow R1

3,842 posts

198 months

Friday 9th December 2011
quotequote all
laugh Tall order mate.

Try looking at a T5 Volvo, its cheaper to insure than anything with similar power.

Even a chipped one, wont get under 6 seconds, 0 - 60.
Mines 6.5 from a run at the pod.

Edited by Shadow R1 on Friday 9th December 12:47

thinfourth2

32,414 posts

226 months

Friday 9th December 2011
quotequote all
21years old and need 5 seats?

Why do you need 5 seats

Or is it just somwhere to shag

illmonkey

19,527 posts

220 months

Friday 9th December 2011
quotequote all
Insurance is based on alot more that just 0-60 and BHP. You're looking at 'how many twunts managed to roll the car' etc. Golf GTIs are probably rolled more than C32's. Boy racer vs. Waft mobile.

You need to think outside the box and get something that is quick, but doesn't attract attention and isn't driven by other 22 year olds.

A Merc is probably a good bet for what you want. Maybe a 5-series. Saab, Lexus would probably be a good idea too.

stowey1984

192 posts

173 months

Friday 9th December 2011
quotequote all

thinfourth2 said:
21years old and need 5 seats?

Why do you need 5 seats

Or is it just somwhere to shag
laugh

either that or a pub run taxi.

pembo

1,237 posts

215 months

Friday 9th December 2011
quotequote all
Would an Alfa 156 GTA be quick enough? From my experience with the 156 they seem pretty reasonable to insure but I haven't checked one of these.

kiethton

14,475 posts

202 months

Friday 9th December 2011
quotequote all
I got my E92 BMW 335i M-sport last year at 21. I paid £820 for the insurance. This year with another 3 points to my name and a year older its gone up to £900 so not too bad really for the 306bhp and 5.2 secs to 60 time

shibby!

927 posts

220 months

Friday 9th December 2011
quotequote all
Mr2 tubro.

Mine last year was 200 to insure. I was 27.

When i first got one at 22, it was £500.

AndrewSV

Original Poster:

119 posts

171 months

Friday 9th December 2011
quotequote all
stowey1984 said:
thinfourth2 said:
21years old and need 5 seats?

Why do you need 5 seats

Or is it just somwhere to shag
laugh

either that or a pub run taxi.
Either wink

And I would love a 335i, but pricey to buy for me atm, if they get under £10k I'll consider one

Stedman

7,370 posts

214 months

Friday 9th December 2011
quotequote all
kiethton said:
I got my E92 BMW 335i M-sport last year at 21. I paid £820 for the insurance. This year with another 3 points to my name and a year older its gone up to £900 so not too bad really for the 306bhp and 5.2 secs to 60 time
I would like your job based on this and the role name biggrin

Sam1990

398 posts

189 months

Friday 9th December 2011
quotequote all
Another vote for the MR2 turbo. Well within your price range for a minty mint one and you'll be shocked at how low insurance prices are on them. Probably the highest power to weight ratio car you'll be able to drive at 21 for reasonable costs.

dan tournay

484 posts

230 months

Friday 9th December 2011
quotequote all
XJR?

wackojacko

8,581 posts

212 months

Friday 9th December 2011
quotequote all
My Volvo is relatively fk all to insure and that's rather brisk hehe and I'm only 18 !


XJR sounds a good idear I quite fancy one at some point.

C32 AMG would be a good laugh I take it you looking at the facelift V6 Supercharged examples for around 8k ?

Alpina B10 ?

Saab 9-5 Aero HOT's are pretty quick and even better with a little fettling.

Tried a B5 Audi S4 ? A mate had one when he was 20 (2 years ago) and he paid £960 for that fully comp with modifications.

Xeno

304 posts

203 months

Friday 9th December 2011
quotequote all
Maserati 3200GT.

G0ldfysh

3,317 posts

279 months

Friday 9th December 2011
quotequote all
Might be able to stretch to something like the VX220 now, might be a bit raggedy at that price but compared to the equivalent Elise the insurance is much cheaper and easily ticks the performance requirement and the economy.

Comfort, seating needs and some of the practicality might be missing, but really would you care that much?

HorneyMX5

5,584 posts

172 months

Friday 9th December 2011
quotequote all
Audi S8.

Xeno

304 posts

203 months

Friday 9th December 2011
quotequote all
HorneyMX5 said:
Audi S8.
That's not a bad shout, but I' expect a Phaeton to be much cheaper on insurance?

Baryonyx

18,210 posts

181 months

Friday 9th December 2011
quotequote all
Sam1990 said:
Another vote for the MR2 turbo. Well within your price range for a minty mint one and you'll be shocked at how low insurance prices are on them. Probably the highest power to weight ratio car you'll be able to drive at 21 for reasonable costs.
Doesn't have 5 seats though. And a good push will see the economy fall below the 20's too.

Sam1990

398 posts

189 months

Friday 9th December 2011
quotequote all
Baryonyx said:
Doesn't have 5 seats though. And a good push will see the economy fall below the 20's too.
D'oh! Skipped past the 5 seater requirement!

In which case... Nissan 200SX?

martin mrt

3,878 posts

223 months

Friday 9th December 2011
quotequote all
I recall exactly 4 years ago when I was selling my Mk4 Golf R32, I was offered a friends B5 Audi RS4 to replace it, I looked at insurance for the RS4 and it was almost HALF what I was paying for the R32 with the same company

I was 26 at the time with 5 years NCB and had a clean licence

From memory I was paying £790 ish for the R32 and the RS4 was £420