I know you need to tell your insurance company everythingBUT
Discussion
NightRunner said:
My insurer didn't care about me painting the entire car a different colour.
Apparently as it's not stated on the documents, if I told them, it would only be out of courtesy.
(sorry for late replys)Apparently as it's not stated on the documents, if I told them, it would only be out of courtesy.
So it's fine, you could paint your standard wheels any colour you like with no implications what-so-ever?
Yes you need to tell them.
Most policies having wording requiring anything which increases the "performance, value or attractiveness" of the vehicle to be declared.
It wouldn't surprise me if a non-standard colour steel wheel could be seen to increase the attractiveness of the vehicle to thieves.
They'd be hard pressed to cancel a claim due to just that, but if there were a few other "questionable" items on the car then they could build a case to cancel your policy during a claim.
If in doubt, tell them. Don't give them a chance to wriggle out. And don't use esure.
Most policies having wording requiring anything which increases the "performance, value or attractiveness" of the vehicle to be declared.
It wouldn't surprise me if a non-standard colour steel wheel could be seen to increase the attractiveness of the vehicle to thieves.
They'd be hard pressed to cancel a claim due to just that, but if there were a few other "questionable" items on the car then they could build a case to cancel your policy during a claim.
If in doubt, tell them. Don't give them a chance to wriggle out. And don't use esure.
shovelheadrob said:
HereBeMonsters said:
bikealarmblair said:
U T said:
I've got an "I've been to Woburn Safari Park" sticker in my back window, but I haven't disclosed it to my insurers.
Stop monkeying around & tell them...Insurers are weird. I've had mine tell me that if I replaced my OEM alloys with different OEM alloys, that I could have had on the car from new, that it would cost me sixty quid.
However, if I'd purchased the car with those exact same alloys as a factory option, they wouldn't have cared because they don't treat factory options as a modification from standard specification.
However, if I'd purchased the car with those exact same alloys as a factory option, they wouldn't have cared because they don't treat factory options as a modification from standard specification.
HowMuchLonger said:
shovelheadrob said:
HereBeMonsters said:
bikealarmblair said:
U T said:
I've got an "I've been to Woburn Safari Park" sticker in my back window, but I haven't disclosed it to my insurers.
Stop monkeying around & tell them...
bikealarmblair said:
HowMuchLonger said:
shovelheadrob said:
HereBeMonsters said:
bikealarmblair said:
U T said:
I've got an "I've been to Woburn Safari Park" sticker in my back window, but I haven't disclosed it to my insurers.
Stop monkeying around & tell them...
but removed it after a week or so, as I thought it would give the insurers an excuse to duck out of a theft claim as it made it more desirable..........
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