Insurance when driving on a foreign licence

[kiwifraser]

We have a 25 year old Australian nanny coming to live with us for 6 months, and need to have her added to the insurance policy as an additional driver.

The question is... Would it be cheaper or easier to find insurance if she changed her licence to a UK one (for a nominal fee), or make no difference if she kept her Aussie one.

[pablo87]

To be honest i think there going to be more interested with the residency. If shes not a UK resisdent then you may have a high chance your company wont put her on anyway...

[kiwifraser]

She will have a permanent location at our property, and has previously lived and worked with us for a year.

[Jimmy No Hands]

I'd like to reverse this situation if I may, me and the OH are going to Oz for the best part of a month in summer to stay at a cousins house. He has said we can use his car as he will be away. How does insurance work in Oz, according to Wikipedia it's a bit different from over here, a quick Googling shows insurance is included in the registration fee?


Thanks!

[Debaser]

I'd definitely do as Tonker suggests and buy her a car.

Third party insurance in Australia is included in the vehicle registration (or 'rego'). At least that's how it is in NSW.

[Jimmy No Hands]

Debaser said:

I'd definitely do as Tonker suggests and buy her a car.

Third party insurance in Australia is included in the vehicle registration (or 'rego'). At least that's how it is in NSW.

So presumably I'll be covered third party on any vehicle I drive, even on a British license? (I believe its the same in Victoria)

[AndrewW-G]

Before helping to answer this question, we'll need to see pictures of the nubile 25 year old nanny

[kiwifraser]

anonymous said:

[redacted]

Oh yes, she will definitely be getting a SHED

ETA: Last time it was an E240 estate 7 seater. Perfectly safe for the family to be carried in, but didn't matter a crap if it picked up a few knocks, and the kids spread toys/ footprints/ crisps/ etc on the back seats

Edited by kiwifraser on Monday 23 January 18:21

[soad]

kiwifraser said:

We have a 25 year old Australian nanny coming to live with us for 6 months

[kiwifraser]

AndrewW-G said:

Before helping to answer this question, we'll need to see pictures of the nubile 25 year old nanny

Lets not... It isn't the slim, large breasted, blonde picture you are imagining. More the loud, brash, walkabout attending, xxxx drinking Aussie, and I'm pretty sure Mrs kiwi wouldn't have had her back if the former was the case

Edited by kiwifraser on Monday 23 January 18:30

[kiwifraser]

anonymous said:

[redacted]

I'll her you said that

[Panayiotis]

I'd get her to change her licence if you are going to indicate that she has resided in the UK for more than 6 months as IIRC 6 months is the limit that one can hold an Australian licence in the UK.

[Tom H]

As said it's more a residency issue, I believe if she is here for more than 1 year she has to change it.

The Aussies don't like changing their licences as when they go back they start from scratch again. That's to say is she had a truck licence then that will not go back on.

If she goes out the country she/you could argue that's when her residency starts from?!?

Will an insuer ask for passport and visas... Unlikely

[Panayiotis]

Tom H said:

The Aussies don't like changing their licences as when they go back they start from scratch again. That's to say is she had a truck licence then that will not go back on.

Not true at all, I handed in my Australian licence to get my UK one in 2004. I came back to Australia in 2010 and went to the licencing authority and not only did I just take a photo and get my licence reissued, but I also got a refund for the period of time I was overseas as it was on record that I had exchanged my AUs for a UK one.

There are only benefits to her to change her licence to a UK one, excluding obviously having to deal with the DVLA.

[kiwifraser]

anonymous said:

[redacted]

Well spotted. I'd say you will be ok all things considered

[kiwifraser]

It doesn't seem to much of a problem to change to a UK one, and back again when she leaves. I'm going to try both options in an insurance search engine, and see what the comparative prices look like.

If UK resident/ licence holder looks better, the choice will be obvious.