Classic car insurance

[torqueofthedevil]

How old does the car need to be?

Looking at insuring a 94 mx5, but quotes pretty high on comparison websites, I'm thinking of trying a classic car insurer.

[C2james]

I wouldn't say that is old enough, I think a good mark is roughly 25 or something before its considered a classic.

[saaby93]

Isn't 10 years a good starting point? 2002 on
You usually dont build up any NCD though
Ask your current insurer to mirror your NCD across to a second car

[harryowl]

I think footman james say >15 yrs

ETA: yep :

"Normally 15 years, however this reduces for certain specialist marques."

http://www.footmanjames.co.uk/faq.aspx#q16

Edited by harryowl on Monday 23 January 21:30

Edited by harryowl on Monday 23 January 21:30

[tog]

harryowl said:

I think footman james say >15 yrs

ETA: yep :

"Normally 15 years, however this reduces for certain specialist marques."

http://www.footmanjames.co.uk/faq.aspx#q16

I've found their definition changes depending on whether it's your main car or not. On a multi-vehicle policy, my '88 Merc was treated as a modern car when it was my main car and the youngest car on fleet, but when I added newer car to the policy, the Merc changed to classic status.