Buying a write off
Author
Discussion

028butlerboy

Original Poster:

98 posts

180 months

Saturday 28th January 2012
quotequote all
Went and had a look at an 07 vw caddy 28k miles on clock, drives perfect and in great condition. Seller owns an accident repair shop and said it was a cat d write off which they repaired, light frontal damage bolt on parts paint and radiator.

All was well and we agreed on a price, i took the vin and vrm to run a hpi check for piece of mind. One hpi check later and it comes back as a cat c, which i'm aware is worse and requires a vic test before being taxed and put on the road. The vehicle in question isn't taxed but does have a V5c.

Should this vehicle have a v5 if it was a cat c write off??


godskitchen

131 posts

176 months

Saturday 28th January 2012
quotequote all
028butlerboy said:
Went and had a look at an 07 vw caddy 28k miles on clock, drives perfect and in great condition. Seller owns an accident repair shop and said it was a cat d write off which they repaired, light frontal damage bolt on parts paint and radiator.

All was well and we agreed on a price, i took the vin and vrm to run a hpi check for piece of mind. One hpi check later and it comes back as a cat c, which i'm aware is worse and requires a vic test before being taxed and put on the road. The vehicle in question isn't taxed but does have a V5c.

Should this vehicle have a v5 if it was a cat c write off??

Either way, the seller knows enough to know the difference between a Cat C and a Cat D.......

If he was up front from the start then I would maybe concider it.

He hid it was a Cat C, walk away. Plenty more vans out there.

Category C Repairable salvage. Usually applies to vehicles with significant damage and where the cost of repairs exceeds the book value. It can be sold for repair but must have VIC(Vehicle Identity Check) inspection before returning to the road. V5 documents are returned to DVLA and recorded as category C vehicles. You can re-apply for registration on the original identity once the VIC inspection has been done. VIC inspection and re-registration removes the Category C classification, but evidence it was at one time Category C remains on the vehicle's record at the DVLA and so will appear on a vehicle data check.

Edited by godskitchen on Saturday 28th January 15:16

DanielC4GP

2,792 posts

180 months

Saturday 28th January 2012
quotequote all
If he's lied about it being a Cat D and not a Cat C then what else has he lied about?

028butlerboy

Original Poster:

98 posts

180 months

Saturday 28th January 2012
quotequote all
godskitchen said:
Either way, the seller knows enough to know the difference between a Cat C and a Cat D.......

If he was up front from the start then I would maybe concider it.

He hid it was a Cat C, walk away. Plenty more vans out there.

Category C Repairable salvage. Usually applies to vehicles with significant damage and where the cost of repairs exceeds the book value. It can be sold for repair but must have VIC(Vehicle Identity Check) inspection before returning to the road. V5 documents are returned to DVLA and recorded as category C vehicles. You can re-apply for registration on the original identity once the VIC inspection has been done. VIC inspection and re-registration removes the Category C classification, but evidence it was at one time Category C remains on the vehicle's record at the DVLA and so will appear on a vehicle data check.

Edited by godskitchen on Saturday 28th January 15:16
Ok so the seller has applied for a duplicate but only after it had a vic test??

godskitchen

131 posts

176 months

Saturday 28th January 2012
quotequote all
028butlerboy said:
Ok so the seller has applied for a duplicate but only after it had a vic test??
As far as I can tell from that above paragraph, yes.

SMcP114

2,916 posts

221 months

Saturday 28th January 2012
quotequote all
Personally I'd walk away from it, purely on the basis that he's lied to you.

This happens quite regularly, sellers advertising cars as Cat D when they're actually C, thinking that the buyer won't bother with the HPI check as they already know it's been damaged.

stowey1984

192 posts

180 months

Saturday 28th January 2012
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As said, if they have lied about the CAT C then I would advise you walk away and look elsewhere.

redtwin

7,518 posts

211 months

Saturday 28th January 2012
quotequote all
Has the car already gone through the VIC?. If it has and has passed and is ready to go I would buy it if it drove well enough and the price was right.

I wouldn't bother if I had to get the test done as it may not pass and if it failed may even get confiscated if it was found to be a ringer etc.

z4chris99

12,517 posts

208 months

Saturday 28th January 2012
quotequote all
i brought a write off Seat Ibiza last year, the seller had photos of the damage before, and pointed out all the areas that they had repaired etc, had receipts for everything and was very upfront about it all. he was a repair garage and that was his business.

in this case i would buy a cat C/D,

if they lied id be out the door.

028butlerboy

Original Poster:

98 posts

180 months

Saturday 28th January 2012
quotequote all
redtwin said:
Has the car already gone through the VIC?. If it has and has passed and is ready to go I would buy it if it drove well enough and the price was right.
The seller said it didn't need to go through a VIC as it was a cat d, but the hpi says cat c. Could the hpi ones of got it wrong by any chance?

Can i ring anywhere to find out if a vic test was carried out on the vehicle?

SMcP114

2,916 posts

221 months

Saturday 28th January 2012
quotequote all
It will usually say on the HPI check if the VIC test has been carried out.

Incorrigible

13,668 posts

290 months

Saturday 28th January 2012
quotequote all
Ask them. I sold a car (Mrs Incs) as a cat D on account of I genuinely believed that it was. Turned out the salvage dealer I bought it off had confused 2 registrations and the paper work was wrong (it was a cat D but had been recorded as a cat C by mistake)

It is possible that the repairer thinks it is a D. Obviously the other "he's dodgy don't deal with him" comments maybe true but if you like the van then have a word with him

028butlerboy

Original Poster:

98 posts

180 months

Saturday 28th January 2012
quotequote all
SMcP114 said:
It will usually say on the HPI check if the VIC test has been carried out.
It doesn't though thats what's making me think it's a cat d, tried ringing vosa to see if they hold more details on the van but they're shut. Is there anywhere else i could check if the vehicle has had a vic?

redtwin

7,518 posts

211 months

Saturday 28th January 2012
quotequote all
Leave it until you can check for sure. I wouldn't take the risk if I had to do the VIC after buying.

Another approach would be to let the seller know it has come up as Cat C and that you still want it after it passes the VIC. I think the cost of the test is about £150, maybe offer him half of that (if he is hesitant) on top of agreed price if the van is cheap enough and you really want it.

cartoons

101 posts

278 months

Saturday 28th January 2012
quotequote all
commercial vehicles don`t require a vic check even if they are cat c,so you can just apply for a logbook.maybe the seller is assuming it was a cat d if he was told by the dvla it didn`t need checking (which only costs £35 by the way). oh and don`t assume cat c is well stuffed and cat d is cosmetic, because thats crazy!

blearyeyedboy

6,809 posts

208 months

Saturday 28th January 2012
quotequote all
028butlerboy said:
Could the hpi ones of got it wrong by any chance?
It's a damn sight more likely that the vendor is a lying little st than that HPI have their facts wrong. It's not rare enough to waste time chasing VOSA- find another van.

If HPI have it wrong, let the vendor spend time and energy sorting it out. Walk away.

PJ S

10,842 posts

256 months

Saturday 28th January 2012
quotequote all
Most people will either not bother even contemplating a cat C or will use its status as justification to offer an even lower price.
There's a company called Autolign, and if they pass the car's repairs, the status is changed to Engineer Certified, iitc.
I'd walk or renegotiate the price given the dishonesty, or if Autolign aren't too far to be practical, then have the seller pay for them to inspect and certify.

psychoR1

1,112 posts

216 months

Saturday 28th January 2012
quotequote all
Cat C and D may not be that different. If the price is good then discuss with him. The Cat C inspection is only identity costs £42 I think and doesn't check the quality of the repair.

psychoR1

1,112 posts

216 months

Saturday 28th January 2012
quotequote all
Cat C and D may not be that different. If the price is good then discuss with him. The Cat C inspection is only identity costs £42 I think and doesn't check the quality of the repair.

checkoutharlie

1 posts

146 months

Sunday 6th July 2014
quotequote all
Hi All

Im new here so forgive me if i am going over previous info but cant find the info that i was looking for in previous discussions.

Basically i am planning on buying a peugeot deisel car to use as a run around.
I know it is a cat c and needs a vic check and i have found out where my nearest testing station is.
My problem is that the car is 200 miles away which is not a problem as i have to go to that area anyway to see family but can i drive it back home legally. The car has an MOT and the dealer said he could tax it for me and i would notify my insurance company to change my vehicle over so it would be insured.

Can i drive it 200 miles home legally knowing that it needs a VIC check, the car has only superficial damage to the passenger door and is safe to drive. My licence is clean and has been for 19 years and i really want it to stay that way so am i at risk of having it seized or points on my licence just by driving it home.

Dvla site says that i can drive it legally like it is to my testing station but can i drive it on the road to get it home?
I am a self funding part time student and after cheap wheels to run around to work and college, is the peugeout diesel a decent car to do it in as i have heard about stricter rules for diesel MOT's with regard to the particulate filter which i have no idea about.

Any help or info is really appreciated as i have never bought a cat c car before and i am only selling my decent car and buying a cheap run around to get cash to pay some of my £3000 college fees, so cant afford to get stung or caught out.