Storing car and road tax query
Storing car and road tax query
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Discussion

RJP001

Original Poster:

1,145 posts

173 months

Monday 20th February 2012
quotequote all
I understand that if a car is taxed it must be insured with the new laws that came into force earlier last year.

But what counts as insured?

Lets say a car was used on an irregular basis, and was taxed for this duration of time. If the keeper wanted to save some money on insurance for when it was not in use, would the storage style policy count? (if you can even still get these) And then when the vehicle was wanted for x amount of days or weeks, they could just insure it again for the road for the duration they would use it? And once the car isn't needed for x amount of weeks or months, they could put it back on storage policy without having to go through the hassle of SORNing it etc etc?

falkster

4,258 posts

226 months

Monday 20th February 2012
quotequote all
To have your car usable whenever you want it'll need to be taxed and insured all the time.
If you want it off the road for a length of time you can Sorn it which means you don't need to insure it either or just have a theft policy.
There is going to be no way you can insure and tax the car to use at random times without costing you even more than it would just to leave it 100% legal, you'd tax it for 6 months then cash your tax in and get jack for it plus short term insurance policies are very steep.

RJP001

Original Poster:

1,145 posts

173 months

Monday 20th February 2012
quotequote all
Okay, thank you.

NHK244V

3,358 posts

195 months

Monday 20th February 2012
quotequote all
By insured it has to appear on the insurance database as insured and a storage policy wont do that.