Always call your insurance co. when you get renewal.

Always call your insurance co. when you get renewal.

Author
Discussion

Ari

Original Poster:

19,353 posts

216 months

Wednesday 22nd February 2012
quotequote all
Got my renewal through today, looked a bit dear but was roughly what I paid last year, so hey ho. Tried the Meerkats but most others about the same.

Thought I'd try a call anyway, 10 mins later, £40 off.

It's sort of gratifying but sort of annoying that they try it on if they could do it cheaper.

Anyway, my advice, even if your renewal looks competitive, give them a call.

cupra20vt

94 posts

190 months

Wednesday 22nd February 2012
quotequote all
Got my renewal last year and it was £440 with £350 excess, up from £330 with £350 ex from the previous year.

Tried the various sites and found a quote for £330 with £250 excess for all mods declared same cover.

Called my insurance company and they said they were part of the same group and would match the quote.

£110 saved for a quick check on the net.

sinizter

3,348 posts

187 months

Wednesday 22nd February 2012
quotequote all
Got a couple of hundred quid knocked off my cover as their sister company quoted lower.

McSam

6,753 posts

176 months

Wednesday 22nd February 2012
quotequote all
Best one so far is Confused giving a lower quote with the Elephant branch of the Admiral Group than going direct would - but the interesting part is that direct, Admiral were cheaper than Elephant, but none cheaper than the Confused quote!

Renewals do, I'm quite sure, habitually have a bit added. Think of it as an idiot/lazy tax.

In fact, I've just remembered a post-accident renewal from Elephant - £3800 or thereabouts. Fresh quote on the phone with Admiral, despite them being exactly the same company, £1200. Job done hehe

stroberaver

196 posts

169 months

Wednesday 22nd February 2012
quotequote all
Ari said:
Got my renewal through today, looked a bit dear but was roughly what I paid last year, so hey ho. Tried the Meerkats but most others about the same.

Thought I'd try a call anyway, 10 mins later, £40 off.

It's sort of gratifying but sort of annoying that they try it on if they could do it cheaper.

Anyway, my advice, even if your renewal looks competitive, give them a call.
Lucky you, I phoned up my previous insurer when I got my renewal through and had shopped around online, to ask if they would match a quote I'd received which was slightly lower - there was only about £30 in it.

"I'm sorry sir, we don't negotiate on price."

"Ok then. Byeeeeee......"

Baffling. Maybe they needed the extra money to pay Michael Winner. wink

Deluded

4,968 posts

192 months

Wednesday 22nd February 2012
quotequote all
My last renewal came through and was over double what I had been paying for they year just ending.

I ran a few quotes online and found quotes much more in line with what I was expecting.

I phone my current company to see if they could do better on the renewal and nope. Wouldn't budge even £1.

Told them where to stick it and went with the cheapest on Gocompare.

007 VXR

64,187 posts

188 months

Wednesday 22nd February 2012
quotequote all
Mine stayed the same this year with power up 70BHP smile
Happy days.