Right give me some 1.0L I can insure for my 17 year old lad.
Discussion
Best thing to do is phone the insurance co and ask them what cars they will cover for a young 'un. Engine size isn't the only thing they look at. If you find something other kids don't drive/crash you might be pleasantly surprised. All the big insurers tend to have their own insurance groupings, especially for young drivers.
I might be barking up a hideously outdated tree, but aren't small vans / pickups classed as commercial and hence cheaper on insurance?
Might be an angle there.
Or you could do what this enterprising young lad did:
Drives a tractor instead of a car - £57 a year insurance instead of £000000's
Might be an angle there.
Or you could do what this enterprising young lad did:
Drives a tractor instead of a car - £57 a year insurance instead of £000000's
just been in the same boat with my boy. he passed last year, and for the 1.0 litre corsa, (a year 2000 model) best we could do at the time, for him on his own was £3400
he has recently changed to a policy his mates have. its with the co-op, i am now the main driver, he is named, but i think, (can check) that he still gets to build his no-claims. the car has to be fitted with a tracking device, which they come to your address and fit in approx 30 minutes. also, he is not allowed on the roads between between 11pm and 5am, which he, (and his mother) are happy with.
for all this his insurance is now approx £800 i think, (again can check) it seems a popular policy.
he has recently changed to a policy his mates have. its with the co-op, i am now the main driver, he is named, but i think, (can check) that he still gets to build his no-claims. the car has to be fitted with a tracking device, which they come to your address and fit in approx 30 minutes. also, he is not allowed on the roads between between 11pm and 5am, which he, (and his mother) are happy with.
for all this his insurance is now approx £800 i think, (again can check) it seems a popular policy.
The typical "cool" cars ie. Corsa, 106, saxo, C2, etc. are all high on insurance for younguns because they all go out and crash them. Just becuase they are a 1.1 or whatever, doesn't mean they will be cheap.
Think outside the box and get him in something that will get him no street cred at all. Maybe even something with a bigger engine. I know someone who was insured on a 2.0l 20v Fiat Marea Estate as his first car at 17 because it was cheaper than a 1.2 Punto.
Think outside the box and get him in something that will get him no street cred at all. Maybe even something with a bigger engine. I know someone who was insured on a 2.0l 20v Fiat Marea Estate as his first car at 17 because it was cheaper than a 1.2 Punto.
VW Beetle apparently. However, it will crumple like tissue paper in a crash.
http://www.adrianflux.co.uk/blog/2007/06/top-ten-c...
http://www.adrianflux.co.uk/blog/2007/06/top-ten-c...
Or, nearly as ridiculous as the tractor...
A Reliant 3 wheeler?
I bought one, one winter, because I used to ride bikes all year round, and then one winter got fed up with the cold. Hadn't passed my car test though, but you can drive a Reliant on a bike license.
My round trip to work was 90 miles a day which it did quite happily. It also did some long trips up North without complaint.
It was unbelievably cheap to run, and was pennies to insure.
It was so basic, that a bit of attention with a few rudimentary spanners was more than enough to keep in running in good health. Nothing ever went wrong or broke, and tyres seemed to never wear out.
Your feet go down one side of the engine / box, so it had loads of leg room even for me (6' 2")
Fibreglass bodywork = no rust = flew through MOT's each year.
Not as unstable as people make out - as with a lot of vehicles, it's how you drive them that matters.
And the best thing for me - much to the annoyance of my 'Mini' owning mates, it had a similar 850cc engine as their cars, with similar power, but being much lighter was actually faster than their Mini's!! Ok, not Mini agile round corners, but on straighter roads I used to just bugger off!
What's not to like???
A Reliant 3 wheeler?
I bought one, one winter, because I used to ride bikes all year round, and then one winter got fed up with the cold. Hadn't passed my car test though, but you can drive a Reliant on a bike license.
My round trip to work was 90 miles a day which it did quite happily. It also did some long trips up North without complaint.
It was unbelievably cheap to run, and was pennies to insure.
It was so basic, that a bit of attention with a few rudimentary spanners was more than enough to keep in running in good health. Nothing ever went wrong or broke, and tyres seemed to never wear out.
Your feet go down one side of the engine / box, so it had loads of leg room even for me (6' 2")
Fibreglass bodywork = no rust = flew through MOT's each year.
Not as unstable as people make out - as with a lot of vehicles, it's how you drive them that matters.
And the best thing for me - much to the annoyance of my 'Mini' owning mates, it had a similar 850cc engine as their cars, with similar power, but being much lighter was actually faster than their Mini's!! Ok, not Mini agile round corners, but on straighter roads I used to just bugger off!
What's not to like???
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