Motability What car
Discussion
Unfortunately my wife is eligible for motobility. Her illness means she is prohibited from driving, whcih means I'm the taxi for her and our two sons.
However next year our older son will be 17, and motobility pays insurance, providing it's under 115bhp and group 16.
My list:
MINI ONE(my wife's favourite)
Toyota iQ (then I and pretend it's a Cygnet, and that's almost an Aston Martin)
Chrysler Ypsilon ('cos I like Lancias)
VW UP!
However next year our older son will be 17, and motobility pays insurance, providing it's under 115bhp and group 16.
My list:
MINI ONE(my wife's favourite)
Toyota iQ (then I and pretend it's a Cygnet, and that's almost an Aston Martin)
Chrysler Ypsilon ('cos I like Lancias)
VW UP!
A lot of folks round here look at motability as a means of funding a car.Look into their insurance /tyre provisions. Then look at funding your own car from the money they provide. Do you need something new & fancy, or would an old banger suffice, with full RAC cover. Can you get insurance cover a lot less than they provide . Lot of things to look at before you take up the motability option. And then , WHO pays for the fuel . STOP , THINK, LOOK AT THE OPTIONS ,BEFORE JUMPING IN THE WATER .
Edited by Who me ? on Friday 2nd March 21:45
[quote=Who me ?]A lot of folks round here look at motability as a means of funding a car.Look into their insurance /tyre provisions. Then look at funding your own car from the money they provide. Do you need something new & fancy, or would an old banger suffice, with full RAC cover. Can you get insurance cover a lot less than they provide .
[/quote]
£50 a week for a brand new car with all cover included, tyres, servicing etc is a very good price tbh.
OP, obviously it needs to be suitable for your wife too. Go and try them all, motability makes you sign a form to agree that the car is suitable to stop early terminations.
I hope this doesn't go pear shaped like that other thread!!
[/quote]
£50 a week for a brand new car with all cover included, tyres, servicing etc is a very good price tbh.
OP, obviously it needs to be suitable for your wife too. Go and try them all, motability makes you sign a form to agree that the car is suitable to stop early terminations.
I hope this doesn't go pear shaped like that other thread!!
Butter Face said:
I hope this doesn't go pear shaped like that other thread!!
but why would the son (or daughter) of someone entitled to motability get free insurance if the motability person already has a husband to ferry them around?do all children get that benefit? (no doubt I'll get told off for calling it a 'benefit', but it is if you're a teenager being able to drive round in a new car, isn't it?)
CoolHands said:
Butter Face said:
I hope this doesn't go pear shaped like that other thread!!
but why would the son (or daughter) of someone entitled to motability get free insurance if the motability person already has a husband to ferry them around?do all children get that benefit? (no doubt I'll get told off for calling it a 'benefit', but it is if you're a teenager being able to drive round in a new car, isn't it?)
The scheme is very strict in that if the car is not being used for the applicants benefit it is NOT to be used.
If the 17 year old goes to the cinema in the car with his mates and crashes the car, he won't be covered on the insurance and will have to pay for the car.
Butter Face said:
Because the husband may work, the son may take mum to physio every day, to get treatment for terminal cancer or something trivial like that
The scheme is very strict in that if the car is not being used for the applicants benefit it is NOT to be used.
If the 17 year old goes to the cinema in the car with his mates and crashes the car, he won't be covered on the insurance and will have to pay for the car.
thanks. If this info gets out there, its better for everyone, as it stops prejudice, so no more rolley eyes The scheme is very strict in that if the car is not being used for the applicants benefit it is NOT to be used.
If the 17 year old goes to the cinema in the car with his mates and crashes the car, he won't be covered on the insurance and will have to pay for the car.
Here's the Motability rule bit:
http://www.motabilitycarscheme.co.uk/main.cfm?Type...
The lad will be encouraged with a free Pass Plus course too.
The eagled eyed will spot the 16 yr age on drivers. Yes, some medical conditions allow this.
http://www.motabilitycarscheme.co.uk/main.cfm?Type...
The lad will be encouraged with a free Pass Plus course too.
The eagled eyed will spot the 16 yr age on drivers. Yes, some medical conditions allow this.
anonymous said:
[redacted]
The scheme costs the national purse not one penny more than the government already pays in Higher Rate Disability Living Allowance to those that choose to take a car instead of the extra money. As a leasing Co, Motability arrange the deals and take any financial hits that may crop up.
I wish people would stop confusing benefit scroungers with genuine disabled people.
CoolHands said:
What now motability pays for 17year old sons to drive fancy cars?
And I thought the other thread was controversial
Long as it is used for the benefit for the disabled person, yep.And I thought the other thread was controversial
I've been driving my brothers car since I was 17 (22 now), shopping for the family, taking him out for the day etc.
That said, its not a fancy car...horrible 1.9 Citroen Dispatch...needless to say, no need to worry about me abusing it! Hate driving it lol.
Who me said:
A lot of folks round here look at motability as a means of funding a car.Look into their insurance /tyre provisions. Then look at funding your own car from the money they provide. Do you need something new & fancy, or would an old banger suffice, with full RAC cover. Can you get insurance cover a lot less than they provide . Lot of things to look at before you take up the motability option. And then , WHO pays for the fuel . STOP , THINK, LOOK AT THE OPTIONS ,BEFORE JUMPING IN THE WATER .
Are you serious?The insurance alone for a 17yr old would probably be more than the whole of the mobility allowance.
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