New Driver Looking For Cheap Insurance - Advice?

[Steven738]

hello, basically im 16 years old and my birthdays in 2 months. im looking for the best place to get insurance on a 1.2 petrol fiesta zetec climate and the cheapest ive found is £1800 which i will not be able to afford with my current part time job , without taking into consideration for petrol. if anyone has any advice or websites for cheap insurance for new drivers... it is definately welcome...

thanks
-steve-

Edited by Steven738 on Monday 5th March 14:46

[TheTurbonator]

Co-Op young drivers insurance. They install a black box in your car and monitor your driving. If you stick to the speed limit, don't drive stupid etc. your premiums will go down. Obviously if you do the opposite they'll go up or they may cancel the policy altogether.

It sounds st but it's a great way to build up your no claims and is a lot cheaper than anything else you'll find.

[StottyZr]

£1800 is pretty cheap at 17!

[NotDave]

StottyZr said:

£1800 is pretty cheap at 17!

What he said.

fk, I've been quoted more at 24 years old and 3 cars

[Addymk2]

Is that £1800 fully comp of tpft?

[Steven738]

its more expensive , £1853

[Steven738]

1853 with the young drivers insurance , 1800 without

[Addymk2]

You tried 3rd party? If you crash in your 1st year it would be cheaper to just buy another car than claim.

[Steven738]

isnt third party for 25 year olds and over?

[Addymk2]

Depends which insurer you are with, but I was 3rd party when I started driving, try it on go compare you might save a wedge

[Raize]

Wait a few years.

[Steven738]

£1706 now thanks for any advice given...

[Steven738]

Steven738 said:

£1706 now thanks for any advice given...

fully comp (quinn direct)

[Addymk2]

Is that off a comparison site? Now go out, get a decent car magazine and flick through the insurance ads. Ring them up and see if they can better that, there are a few young driver specialists out there!

[Who me ?]

As I've said on more than reply, have you got an aged relative with a clean licence and a decent record. I'm worth approx £100 off my daughter's premium . And they don't even need to ever drive your car . Worth knowing.

[ZOLLAR]

Steven738 said:

£1706 now thanks for any advice given...

Added parents as additional drivers?.
What sort of excess do you have?, try a £750 voluntary and purchase "excess cover" for approx £60-£70 if the saving on the higher excess is higher than the £70 it may be worth doing.

[Negative Creep]

Is that price as a learner or as a full licence holder?

[nicke999]

£1800 seems very cheap to me, i have been looking into this for my son, and its around £3000 to £6000 pa to insure him on a 1.2lt car

[Steven738]

It's as a previsional license under my moms insurance (me being a secondary driver) and I may just look through some car mags

[Negative Creep]

Steven738 said:

It's as a previsional license under my moms insurance (me being a secondary driver) and I may just look through some car mags

Sorry to piss on your chips, but it won't be £1800 once you've passed your test