20 year old. 3 Points. Interesting car?
20 year old. 3 Points. Interesting car?
Author
Discussion

IWantAVolvo

Original Poster:

1,913 posts

184 months

Wednesday 4th April 2012
quotequote all
Yeah you guessed it. A what car thread.

I'll shortly be turning 20, I'll have 3 or 4 years no claims (had a bike at 16 so some insurers accept that as a years no claims). Unfortunately I've just collected my first 3 points, so this does affect insurance a fair whack.


Not really a fan of hatch backs, I'd rather have something different (hence the username). So I'm open to suggestions as to what to get. Petrol and running costs aren’t so much of a big deal, its just the insurance that gets me.


I've got Confused.com open in the other window so whatever you may suggest I'll run through the insurance to see what quotes i get (should be fun!)


To set the ball rolling, I've tried this, possibly the most unlikely car for a 20 year old male petrol head to drive, £1200 to insure! That’s the kind of price I’m wanting to pay

http://www.pistonheads.co.uk/sales/3624588.htm



Budget is £2500
Insurance - hopefully less than £1800

Cheers


Edited by IWantAVolvo on Wednesday 4th April 11:20

carreauchompeur

18,306 posts

229 months

Wednesday 4th April 2012
quotequote all
Do. not. buy. that. abomination.

veryRS

409 posts

170 months

Wednesday 4th April 2012
quotequote all
I'd recommend getting a volvo

LCR265

1,222 posts

186 months

Wednesday 4th April 2012
quotequote all
I'm 20 and when I got 3 points it didn't seem to affect my insurance at all.

What's your budget for the price of the car?

psummers

100 posts

180 months

Wednesday 4th April 2012
quotequote all
Try having a look at the mk2 MR2, the insurance is quite reasonable on them for young drivers.

IWantAVolvo

Original Poster:

1,913 posts

184 months

Wednesday 4th April 2012
quotequote all
veryRS said:
I'd recommend getting a volvo
For a fwd 850 I'm quoted £2400
For a rwd 850 I'm quoted £3500


No volvo for me yet frown

IWantAVolvo

Original Poster:

1,913 posts

184 months

Wednesday 4th April 2012
quotequote all
LCR265 said:
I'm 20 and when I got 3 points it didn't seem to affect my insurance at all.

What's your budget for the price of the car?
My 3 points code is MS60 (basically a misc code for offences that dont fit into any other code. So means hefty insurance)

Bugger, budget is up to £3000 but ideally below £2500.

StottyZr

6,860 posts

188 months

Wednesday 4th April 2012
quotequote all
Whats your budget for car+insurance?

Groober

775 posts

205 months

Wednesday 4th April 2012
quotequote all
What about something like this, it's certainly different and shouldn't be to much to insure.

I know the one in the add is sold but there must be some more for sale somewhere.

http://www.pistonheads.com/sales/3548197.htm

McSam

6,753 posts

200 months

Wednesday 4th April 2012
quotequote all
Try putting my A4 in (reg in profile) and see what that gives you. Add about 15% for a 30-valve 2.8 version, of which there are oodles of great example for your money, with leather Recaros, sunroofs, CD changers, and so on and so forth. Lovely cars and that's a fantastic engine.

IWantAVolvo

Original Poster:

1,913 posts

184 months

Wednesday 4th April 2012
quotequote all
psummers said:
Try having a look at the mk2 MR2, the insurance is quite reasonable on them for young drivers.
1994 2.0 T Bar N/A

Quote £2800

PaperCut

640 posts

172 months

Wednesday 4th April 2012
quotequote all
1. Close down Confused.com.

2. Find a decent Mercedes 190E.

3. Phone around for classic car insurance.

4. Done.

VolvoT5

4,155 posts

199 months

Wednesday 4th April 2012
quotequote all
IWantAVolvo said:
My 3 points code is MS60 (basically a misc code for offences that dont fit into any other code. So means hefty insurance)

Bugger, budget is up to £3000 but ideally below £2500.
What did you do to deserve the odd points code? Shame really cuz the SP30 doesn't really make any difference.

How about something like a 3 series compact, I found the insurance quotes a bit cheaper than the standard saloon or coupe. http://www.pistonheads.com/sales/3773948.htm



McSam

6,753 posts

200 months

Wednesday 4th April 2012
quotequote all
PaperCut said:
1. Close down Confused.com.

2. Find a decent Mercedes 190E.

3. Phone around for classic car insurance.

4. Done.
If you wanna be a man with a master plan..

Probably not really SFW

43034

2,971 posts

193 months

Wednesday 4th April 2012
quotequote all
Turbo Saab? http://www.autotrader.co.uk/classified/advert/2011...

Accord Type R? Or the 2L one?

Or an ST24 Mondeo?

Primera GT?





cocopop

1,300 posts

230 months

Wednesday 4th April 2012
quotequote all
PaperCut said:
1. Close down Confused.com.
This is the most important thing. IME Confused doesn't offer very competitive prices.

How about an MX5?

McSam

6,753 posts

200 months

Wednesday 4th April 2012
quotequote all
cocopop said:
This is the most important thing. IME Confused doesn't offer very competitive prices.
Oh, I don't know. Classic insurance aside, there's never a company that comes within a millions miles of the Admiral group for me and any other young drivers in non-deadly-dull cars I've seen - and Confused gives lower quotes than their direct websites. Best place to look for me, by a long way.

veryRS

409 posts

170 months

Wednesday 4th April 2012
quotequote all
IWantAVolvo said:
For a fwd 850 I'm quoted £2400
For a rwd 850 I'm quoted £3500


No volvo for me yet frown
Ouch.

VolvoT5

4,155 posts

199 months

Wednesday 4th April 2012
quotequote all
cocopop said:
This is the most important thing. IME Confused doesn't offer very competitive prices.

How about an MX5?
So where else would you recommend to get an idea of insurance prices before buying when there are several different cars you might like to buy?

TDutchy

661 posts

220 months

Wednesday 4th April 2012
quotequote all
IWantAVolvo said:
veryRS said:
I'd recommend getting a volvo
For a fwd 850 I'm quoted £2400
For a rwd 850 I'm quoted £3500


No volvo for me yet frown
FWD or 4WD shirley?