SmartGuard - Worth paying for?

[anonymous-user]

Picking up a used (2011) Z4 next week. BMW are offering the above service for 4 years paint and fabric protection for £450.

Does anyone have any experience of this and is it worth it?

[thinfourth2]

I think the sales monkey gets more for the smart guard as he does for selling the car

Draw your own conclusion

[Silent1]

No, never worth it and you can buy it on ebay for ~£20

[anonymous-user]

Cheers chaps - I hear you!

Was also offered tyre insurance, wheel insurance and GAP

Edited by anonymous-user on Wednesday 23 May 13:58

[eybic]

Surely GAP is worth it?

[anonymous-user]

eybic said:

Surely GAP is worth it?

Yes but not from dealer. I think BMW asking for almost £600 whereas online companies are around £150-£250 depending on length required.

[AndyM31]

Personally I'd go with the GAP and the Tyre insurance. Natural law said to me that when I did not have tyre insurance, my run flats decided that they did not like me or the British roads. Once had 4 in 6 weeks. The cost of the tyre insurance easily will ease the cost per tire. As per the GAP the current situation with BMW's and fobs makes it worth it.

[anonymous-user]

AndyM31 said:

Personally I'd go with the GAP and the Tyre insurance. Natural law said to me that when I did not have tyre insurance, my run flats decided that they did not like me or the British roads. Once had 4 in 6 weeks. The cost of the tyre insurance easily will ease the cost per tire. As per the GAP the current situation with BMW's and fobs makes it worth it.

Yep - I will go for it but via a third party. Are there any that are better to use or most similar?

[eybic]

I work for a dealer so will be biased but check the T's & C's of the online ones. Most will only pay book price rather than purchase price, they may have a claim limit too, ours is something like £12k and there will be other differences that will only become apparent if you need to claim. If the BMW one is the same as the one we offer (probably is) then it is in fact very good.

[anonymous-user]

eybic said:

I work for a dealer so will be biased but check the T's & C's of the online ones. Most will only pay book price rather than purchase price, they may have a claim limit too, ours is something like £12k and there will be other differences that will only become apparent if you need to claim. If the BMW one is the same as the one we offer (probably is) then it is in fact very good.

I found online offering £10k cover to invoice price for almost a quarter of the BMW price!!

[AndyM31]

Not sure to be honest, I just went straight with BMW. Tyre insurance was a one off charge of 350 for up to 6 tires in 3 years and the GAP was 400 odd for up to 15,000 again for the three years. The three years is because I will probably change it then.

[anonymous-user]

AndyM31 said:

Not sure to be honest, I just went straight with BMW. Tyre insurance was a one off charge of 350 for up to 6 tires in 3 years and the GAP was 400 odd for up to 15,000 again for the three years. The three years is because I will probably change it then.

Have not gone into details yet but the BMW GAP shown to me was £599 (IIRC) which is very high.

[E38Ross]

not worth it at all.

http://gtechniq.com/

gtechniq coatings are MUCH, MUCH better. if you're very lucky, if you tell them Ross with an E38 guided you (make sure you speak to Rob - if you choose to) you may get a little discount.

seriously good products.

[edo]

OP. NO NO NO NO NO.

HTH

[anonymous-user]

edo said:

OP. NO NO NO NO NO.

HTH

What are you saying?

[Motorrad]

Does anyone actually pay for this crap?

I suppose they must otherwise dealerships wouldn't offer it.

Likewise all the other add on cash cow crap the dealers try to push on idiots.

[BoostMonkey]

Motorrad said:

Does anyone actually pay for this crap?

I suppose they must otherwise dealerships wouldn't offer it.

Likewise all the other add on cash cow crap the dealers try to push on idiots.

Yes lots of the general public, who think its some magical protection that will last the lifetime of the vehicle.
I've heard of people being told it stops stone chips.

[nagsheadwarrior]

Motorrad said:

Does anyone actually pay for this crap?

I suppose they must otherwise dealerships wouldn't offer it.

Likewise all the other add on cash cow crap the dealers try to push on idiots.

Im supposed to sell a version of this at work,supagard, the other chaps do quite well with it but I just cant bring myself to try to sell it,its so obviously a load of bo$$ox I cant keep a straight face and Id rather milk an extra £500 from the punter by selling them something thats actually worthwhile!

[anonymous-user]

go with GAP imo, but get the dealer to price match (or at least get close) to the online prices

[Arthur Daley]

Gap is a nobrainer on a high value car BUT at the rite price! Those that slate it don't understand it!

Paint protection is better than having no protection at all but you would be better off giving the same money to a detailer or better still blow £150 at cleanyourcar.co.uk (no connection but great service) and have some fun yourself! A couple of coats of collinite will outlast any supadiamondste..