Unusual cars not crashed by young drivers?
Discussion
Nothing now.
Just insured my 17 year old LAD.
Volvo 740 = £6k
Classic Austin 1100 = £3.5k
Get a 107 corsa 1.0.....or pay over £2500 up on anything else.
Or you could introduce the poor kid to insurance fraud at an early age and put him/her/yourself on somebody else's insurance as a named driver.
Just insured my 17 year old LAD.
Volvo 740 = £6k
Classic Austin 1100 = £3.5k
Get a 107 corsa 1.0.....or pay over £2500 up on anything else.
Or you could introduce the poor kid to insurance fraud at an early age and put him/her/yourself on somebody else's insurance as a named driver.
greggy50 said:
I found when looking that the pretty rare 325ti M sport Compact was £400 cheaper to insure aged 20 than the normal 325ti which I found pretty bizzare...
A while back I got quoted less for a 325 coupe than for the equivalent 318 with the same company. I think it was because the boy racers couldn't yet afford 6-cylinder E36s at that time.I'm going to be really honest now and tell you my age, and i know how quickly things can go downhill from here, as a long time lurker.. 
I turn 16 in september, but have already started considering my options, but living in manchester, one of the worst places in terms of insurance, really doesnt help. Oh and before you tell me to get back to school, its the holidays
Please don't judge me by my age..
I turn 16 in september, but have already started considering my options, but living in manchester, one of the worst places in terms of insurance, really doesnt help. Oh and before you tell me to get back to school, its the holidays
Please don't judge me by my age..
AMGpower said:
I'm going to be really honest now and tell you my age, and i know how quickly things can go downhill from here, as a long time lurker..
I turn 16 in september, but have already started considering my options, but living in manchester, one of the worst places in terms of insurance, really doesnt help. Oh and before you tell me to get back to school, its the holidays
Please don't judge me by my age..
Age doesnt mean you cant be a petrolhead, i think it's good you're putting this much thought into it now tbh.I turn 16 in september, but have already started considering my options, but living in manchester, one of the worst places in terms of insurance, really doesnt help. Oh and before you tell me to get back to school, its the holidays
Please don't judge me by my age..
I'd have a look at those volvos like the one pictured in this thread. It's those kinds of car that will be insurance anomalies.
AMGpower said:
I'm going to be really honest now and tell you my age, and i know how quickly things can go downhill from here, as a long time lurker..
I turn 16 in september, but have already started considering my options, but living in manchester, one of the worst places in terms of insurance, really doesnt help. Oh and before you tell me to get back to school, its the holidays
Please don't judge me by my age..
Where in Manchester? There are some surprisingly good parts for insurance.I turn 16 in september, but have already started considering my options, but living in manchester, one of the worst places in terms of insurance, really doesnt help. Oh and before you tell me to get back to school, its the holidays
Please don't judge me by my age..
I always had a lot of luck with Saabs for insurance when I was a young'un, even in M14 (Moss Side, Hulme etc.) I wouldn't expect to get cheap insurance at all, but in your case, everything is relative.
Welcome on board, young PHer, it's nice to see a little enthusiasm from the younger crowd.
I'm 17 and I've been running quotes on all sorts of cars. The first thing that I realized is that for a male to get decent insurance, he needs to have held a license for a year, and be 18 or over.For example, I ran a quote on a K11 Micra with me being a 18 year old, thats held a license for 11 months, the quote came back at £4300 for 1 f
king year! I then changed the 11 months driving experience to 1 year, only 1 month more, the quote dropped over 3k to £1300 a year!
Pre facelift K11 Micra's are by far the cheapest cars I can get insured on, but I'll give a list of cars that came back at under £2500 a year.
1. Small engined older cars in general have REALLY cheap insurance, e.g. early 90s Corolla, MK2 Golf.
2. Honda Civic (1.4 is £2000, 1.6 VTEC is £2350)
3. Skoda Fabia/VW Polo 1.2 - £1800
4. MK4 Astra - £2500
5. Honda Accord 1.8 - £2500
6. Classic Mini - £1400
7. Pre 1996 Corsa's - £1600
8. Nissan Almera 1.4 - £1800
All these quotes are based on me being 18, with a license held for a year, in a grade E postcode (grade A being the best). Add your parents to the policy (don't go on theirs as you build NO no claims), with you being put down as main driver, set the mileage at 5000, set the cars use for social and commuting. Also, just try any cars that pop in your head, I mean you never know how cheap quotes can come back as.
king year! I then changed the 11 months driving experience to 1 year, only 1 month more, the quote dropped over 3k to £1300 a year!Pre facelift K11 Micra's are by far the cheapest cars I can get insured on, but I'll give a list of cars that came back at under £2500 a year.
1. Small engined older cars in general have REALLY cheap insurance, e.g. early 90s Corolla, MK2 Golf.
2. Honda Civic (1.4 is £2000, 1.6 VTEC is £2350)
3. Skoda Fabia/VW Polo 1.2 - £1800
4. MK4 Astra - £2500
5. Honda Accord 1.8 - £2500
6. Classic Mini - £1400
7. Pre 1996 Corsa's - £1600
8. Nissan Almera 1.4 - £1800
All these quotes are based on me being 18, with a license held for a year, in a grade E postcode (grade A being the best). Add your parents to the policy (don't go on theirs as you build NO no claims), with you being put down as main driver, set the mileage at 5000, set the cars use for social and commuting. Also, just try any cars that pop in your head, I mean you never know how cheap quotes can come back as.
IME the whole "unusual=cheap to insure" thing is a myth ATM (might have been true a year ago but for me it certainly isn't now). When I was looking around I was dead set determined to not get stuck in a little eurobox and tried everything, literally everything that could be found in the classifieds for under 2k that wasn't an MPV or a van. In the end nothing came up cheaper than the traditional poverty spec corsas and the like. Ended up plumping for a MK5 Fiesta which IMO is the best of the bunch when it comes to that class of cars. I'm glad it's like that though because I can't really think of a better first car, for me at least. Dynamically capable enough to be fun, but it's cheap as chips to run, (other than the MPG on the 1.3) they're everywhere so they are cheap to buy and parts go for pennies, and frankly I couldn't give a toss if someone keys it or I have a bump here and there. Anything nicer would be far too stressful for a new driver, and anything faster would end up in a hedge.
Who knows what will happen in a year though. Hopefully footman james will get back into the young people's insurance game and you can get a decently interesting classic car insured for not alot.
Who knows what will happen in a year though. Hopefully footman james will get back into the young people's insurance game and you can get a decently interesting classic car insured for not alot.
Edited by Gooly on Friday 1st June 18:34
Gooly said:
IME the whole "unusual=cheap to insure" thing is a myth ATM (might have been true a year ago but for me it certainly isn't now). When I was looking around I was dead set determined to not get stuck in a little eurobox and tried everything, literally everything that could be found in the classifieds for under 2k that wasn't an MPV or a van. In the end nothing came up cheaper than the traditional poverty spec corsas and the like. Ended up plumping for a MK5 Fiesta which IMO is the best of the bunch when it comes to that class of cars.
Who knows what will happen in a year though. Hopefully footman james will get back into the young people's insurance game and you can get a decently interesting classic car insured for not alot.
Don't confuse unusual with interesting. Unusual for a young driver would be a Kia Magentis, Hyundai Accent etc.Who knows what will happen in a year though. Hopefully footman james will get back into the young people's insurance game and you can get a decently interesting classic car insured for not alot.
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