multicar insurance - how does that work then?

[mat777]

Currently I am paying about £800 for the land rover and could expect to be quoted around 1000ish for a 2001 Saab 93 diesel I am severely tempted to get (£700 quid or so's worth of car), if the comparison websites are anything to go by. I then tried Admiral multicar - 2000 miles a year on the land rover, both myself and a parent as occasional users. 2000 a year on the saab, myself as a major user and parent as an occasional user. the quote came back as £2440, or fk off in other words

I thought multicar insurance was supposed to be cheaper???

[Contigo]

Not always. I saved five hundred quid by leaving Admiral multicar and insuring the two cars separately.

[98elise]

When they insured my elise, it was cheaper to insure my mondeo with another company, than add it to my elise insurance as a multicar policy.

From an insurance risk perspective you would think that adding the mondeo would reduce the risk by a large margin.