How to find insurance history?
Discussion
I'm sure whoever you call for a quote will have access to this information.
A number of years ago I was involved in a non fault accident, and thought I didn't have to declare this to a prospective insurer, as there wasn't a claim against my insurance. During the quote the guy said there was another accident showing against my registration (cherished plate) from 2 years earlier. So it must be on an insurance data base if you can at least remember your registration numbers from previous cars??
A number of years ago I was involved in a non fault accident, and thought I didn't have to declare this to a prospective insurer, as there wasn't a claim against my insurance. During the quote the guy said there was another accident showing against my registration (cherished plate) from 2 years earlier. So it must be on an insurance data base if you can at least remember your registration numbers from previous cars??
Call up your current insurance company/broker who will be able to remind you what claims you have had with them, or claims you disclosed to them at the start of the policy. They should also be on your statement of Insurance if you have that to hand?
This is assuming you gave them all the correct claim details last year when you joined/renewed with them
This is assuming you gave them all the correct claim details last year when you joined/renewed with them

rash_decision said:
I'm sure whoever you call for a quote will have access to this information.
A number of years ago I was involved in a non fault accident, and thought I didn't have to declare this to a prospective insurer, as there wasn't a claim against my insurance. During the quote the guy said there was another accident showing against my registration (cherished plate) from 2 years earlier. So it must be on an insurance data base if you can at least remember your registration numbers from previous cars??
It is a material fact, it must be declared A number of years ago I was involved in a non fault accident, and thought I didn't have to declare this to a prospective insurer, as there wasn't a claim against my insurance. During the quote the guy said there was another accident showing against my registration (cherished plate) from 2 years earlier. So it must be on an insurance data base if you can at least remember your registration numbers from previous cars??
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