Am I screwed? (a DVLA/RFL question)
Discussion
Last month I bought an old BMW 5-series. It still carries the previous owner's private plate, so the seller insisted that he had to keep the V5C until the plate was on retention. I was dubious about this but wanted the car so I went along with it on the proviso that the seller would sign a receipt, which he did.
This is all two weeks ago. However I am now worried- the tax expires at the end of this month. I have a car which probably isn't yet registered in my name so the reminder would go to the previous owner, and so would the tax disc if I renew online. I don't have a V5C so I can't get tax from the post office.
Am I now stuffed, unless the plate transfer is completed and the V5C is in my name?
I'm probably open to a flaming here for getting myself in this situation, but helpful comments will be gratefully received.
This is all two weeks ago. However I am now worried- the tax expires at the end of this month. I have a car which probably isn't yet registered in my name so the reminder would go to the previous owner, and so would the tax disc if I renew online. I don't have a V5C so I can't get tax from the post office.
Am I now stuffed, unless the plate transfer is completed and the V5C is in my name?
I'm probably open to a flaming here for getting myself in this situation, but helpful comments will be gratefully received.
I would be more worried about what you told the insurance when they asked whether you were the registered keeper. You may technically uninsured.
In your situation I would have walked if he wasn't prepared to sign the V5 there and then. If he wants the plate he should have sold it before - else he should have got you to sign something to say you'd put it on retention for them.
Original question - DVLA can take bloody ages to do stuff like this. Don't know what you'll do about tax...
In your situation I would have walked if he wasn't prepared to sign the V5 there and then. If he wants the plate he should have sold it before - else he should have got you to sign something to say you'd put it on retention for them.
Original question - DVLA can take bloody ages to do stuff like this. Don't know what you'll do about tax...
So many worriers on here.
You have done the only thing possible when buying a car with a private plste on other than they could have put the plate on retention first but as always when selling a car you are never 100% sure until someone rolls up with money.
Anyway worst case is your tax is up for renewal before the v5 is sent to you, you should be able to get the reference number off part of the v5 the owner hasnt sent to dvla and tax it.
However dvla are relatively fast at the moment. I got reg transfer through within 6working days and v5 took 9working days.
You obviously need to let insurance know when the reg change comes through and buy new plates if they didnt come with the car as it will most likely go back on its original plate.
As to insurance and registered keeper lol you are the regietered keeper just paperwork saying so havent arrived yet.
You have done the only thing possible when buying a car with a private plste on other than they could have put the plate on retention first but as always when selling a car you are never 100% sure until someone rolls up with money.
Anyway worst case is your tax is up for renewal before the v5 is sent to you, you should be able to get the reference number off part of the v5 the owner hasnt sent to dvla and tax it.
However dvla are relatively fast at the moment. I got reg transfer through within 6working days and v5 took 9working days.
You obviously need to let insurance know when the reg change comes through and buy new plates if they didnt come with the car as it will most likely go back on its original plate.
As to insurance and registered keeper lol you are the regietered keeper just paperwork saying so havent arrived yet.
HustleRussell said:
Last month I bought an old BMW 5-series. It still carries the previous owner's private plate, so the seller insisted that he had to keep the V5C until the plate was on retention. I was dubious about this but wanted the car so I went along with it on the proviso that the seller would sign a receipt, which he did.
This is all two weeks ago. However I am now worried- the tax expires at the end of this month. I have a car which probably isn't yet registered in my name so the reminder would go to the previous owner, and so would the tax disc if I renew online. I don't have a V5C so I can't get tax from the post office.
Am I now stuffed, unless the plate transfer is completed and the V5C is in my name?
I'm probably open to a flaming here for getting myself in this situation, but helpful comments will be gratefully received.
Stupidity isn't a crime. Just don't let it affect people around you This is all two weeks ago. However I am now worried- the tax expires at the end of this month. I have a car which probably isn't yet registered in my name so the reminder would go to the previous owner, and so would the tax disc if I renew online. I don't have a V5C so I can't get tax from the post office.
Am I now stuffed, unless the plate transfer is completed and the V5C is in my name?
I'm probably open to a flaming here for getting myself in this situation, but helpful comments will be gratefully received.
300bhp/ton said:
Stupidity isn't a crime. Just don't let it affect people around you
I have been on these forums long enough to know that your comments should be taken with a rather generous pinch of salt!Thanks for the re-assurance, I'll just play it by ear for now. Of course I will inform my insurance company when the reg change goes through, I checked when I took out the policy that it wouldn't effect my premium. They are going to levy a £17 fee though.
For now I'm satisfied that it's all in progress and with a bit of luck the DVLA won't take too long.
Face for Radio said:
Bisonhead said:
Didnt you take the green slip? Or am I missing something fundamental?
Exactly. Can't you tax it from the number on the green 'buyers slip' until the new one comes through? I'm sure I did that for a car I bought back in '07.Gassing Station | General Gassing | Top of Page | What's New | My Stuff