Can you insure a person rather than a car?

[jimbo td5]

As above really. Have a few cars and a van in my house that I can use but I'm not insured to, I have a multicar atm for 2 of them but would like to use my fathers van too but I can't get insurance on it so I was wondering if there's a policy that covers the driver for any car like a traders policy does but I can't get a traders policy as I don't buy and sell and you have to prove your a trader
Cheers!

[Zwolf]

You've answered your own question.

[Ozzie Osmond]

When I looked at this a few years back it,

• WAS possible for motorcycle use, but
• was NOT possible for cars.

Edit: What I mean here is one person with one policy covering a selection of vehicles for one premium on the basis that he can only ride/drive one at a time.

Edited by Ozzie Osmond on Thursday 5th July 00:50

[veevee]

You can get a clause on your own insurance policy entitling you to drive any car, as long as it doesn't belong to you, and you have the owners permission.

[Jordan Rich]

yep, through the business i, and any of our employees may drive any vehicle as long as its for work use and not personal. we obviously dont put every customer's car on our policy, and if it was limited due to age, what we could insure personally, etc. it would cause issues. im 17, two other mechanics are under 25, but if we need to road test a vehicle to listen to a noise or whatever, then its work, be it a rattly slow old naturally aspirated 88" Series 2, or a shiny new Supercharged Range Rover.

[Martin350]

veevee said:

You can get a clause on your own insurance policy entitling you to drive any car, as long as it doesn't belong to you, and you have the owners permission.

Indeed, although that car must still have an insurance policy relating to it.