Insurance getting cheaper?

[eldar]

Get my insurance renewal today, 15% cheaper than last year, which I thought was a surprise. Tried on the comparison sites, which were starting at 33% cheaper for like for like. The existing company promptly matched that.

So, insurance 48% cheaper than last year, with the same cover. Just me, or is insurance getting cheaper?

[Devil2575]

Mines gone down too. About 15% cheaper than last year. This despite a hefty claim that had yet to be resolved last year when I bought insurance.

[Bungleaio]

Mine was £600 last year on a modified 2006 wrx impreza. This year same company but a standard 2003 mini copper s and it's just under £800.

Only other difference is I was involved in a none fault accident last sept that wrote my impreza off.

[Ray Luxury-Yacht]

Yep, same story here, despite me having a claim against me in the year for £3k.

(I parked my huge, modified Jeep outside a Chinese Take-away, to the right of the take-away's door, in a parking lay-by one evening.

Whilst I was inside, a biker thought it would be a great idea to park his black bike, at night, right up against the rear of the Jeep - with the Jeep's rear window a good foot taller than his bike.

Hence, I came out of the Chinese, walked to the Jeep from the front near-side, had no chance of seeing the bike behind unless I had walked round the back, got in, reversed, and...clump! One bike on the floor.

Yes, my fault, but a bit marginal if you ask me...if I had a brand-new, £12k superbike, the last place I would park it is behind a tall vehicle at night with the vehicle's rear window well above my bike )

Aaanyway, depsite this claim, my insurance renewal has just dropped into my email inbox - down from £285 last year to £256 this year.

Wierd! I did not expect that!

[sparks_E39]

My E39 has dropped down from £700 to £380 this year. I turned 25 in January.

[muckymotor]

My m coupe has dropped from £330 to £239

I have hit 45 though.

[405dogvan]

This year was a tiny bit cheaper than last year but I'm still waiting for the miracle <£200 FC quotation - I think I'm going to have to move to Middlef'nowhere-o-Wallop or something tho

[sherman]

I added my girlfriend on to my insurance this year and it dropped by nearly 50%.

[Potatoes]

Wow, unexpected.

Looking forward to renewing after my £700 increase last year (...became a £200 discount after some haggling)

K

[405dogvan]

Ray Luxury-Yacht said:

Hence, I came out of the Chinese, walked to the Jeep from the front near-side, had no chance of seeing the bike behind unless I had walked round the back, got in, reversed, and...clump! One bike on the floor.

Yes, my fault, but a bit marginal if you ask me...

If you had legal protection I'd have gotten them involved - I'd have suggested the bike wasn't parked in a proper space/visible from the driver's seat and thus the rider could fk RIIIIIIIIIIIGHT off...

[Ray Luxury-Yacht]

405dogvan said:

Ray Luxury-Yacht said:

Hence, I came out of the Chinese, walked to the Jeep from the front near-side, had no chance of seeing the bike behind unless I had walked round the back, got in, reversed, and...clump! One bike on the floor.

Yes, my fault, but a bit marginal if you ask me...

If you had legal protection I'd have gotten them involved - I'd have suggested the bike wasn't parked in a proper space/visible from the driver's seat and thus the rider could fk RIIIIIIIIIIIGHT off...

Ha, tried all that. The upshot was that any driver of any vehicle, no matter what the rearward visibility, in law has a duty to ensure there is nothing behind the vehicle that might be reversed into.

It was a bit galling - but when you look at it in it's facts - the bike was parked, I was moving, and by moving I knocked over the bike. Case closed really

[groomi]

Managed to knock about 20% off the E39 this year, but that only makes up for the 20% it went up by last year...