Cheap different cars to insure

[Willhook]

Hi all, Not long now until I can drive and buy a car. I don't really want a bog stand common clio, 106/saxo ect. Is there anything a bit different that is still reasonably cheap to insure for what would be a 17 year old driver. I don't know if my what would hopefully be a 1 year NCB from my motorbike (dare I call it that) would be valid towards this?

I was looking at series landrovers which are cheap with a lrvr O/C policy. also 998cc classic mini's and even reliant robins or failig that a 1l suzuki samurai or similar


I have also heard kit car insurance is dirt cheap as someone with one is likely to fix it themselves and be a bit more intellegent/careful on the road than most "barry boys"

will

[Woody3]

Well, I would say a 998cc Mini from previous experience, but I've just read another thread where two lads are paying £3k to insure them.

Land Rover 88/109/90/110/Defender is a good option. I've got a 90 (1989) on a classic policy and has proved cheap to insure so far. Just make sure it's always in a safe place, as they get pinched quite a lot .

[Steffan]

Willhook said:

Hi all, Not long now until I can drive and buy a car. I don't really want a bog stand common clio, 106/saxo ect. Is there anything a bit different that is still reasonably cheap to insure for what would be a 17 year old driver. I don't know if my what would hopefully be a 1 year NCB from my motorbike (dare I call it that) would be valid towards this?

I was looking at series landrovers which are cheap with a lrvr O/C policy. also 998cc classic mini's and even reliant robins or failig that a 1l suzuki samurai or similar


I have also heard kit car insurance is dirt cheap as someone with one is likely to fix it themselves and be a bit more intellegent/careful on the road than most "barry boys"

will

Does depend on your age. Many Kit Car policies are limited use and mileage as are classic cars like Minis. There are very cheap policies around, But would such limitations suit?

I would not want to drive a Mini over 100 miles on a journey, especially on motorways. Noise Vibration and Harshness are the reasons. And I own five classic Minis.

In short journeys and around town I think the BMC Riley 1500 and Wolseley 1500 of the 1950's are with a try. Leather interior the spares are available and the cars are robust and can take a 5 speed box. Good luck to you.

[NotDave]

From personal experience:

- Mondeo (petrol)
- focus (1400cc petrol or 1600tdci)
- mid to late 90s merc C class


HTH

[Birdster]

Unusual first time cars. Peugeot 406 diesels etc.

Not guaranteed, but you need to choose something that other first time drivers haven't crashed.

[B'stard Child]

Birdster said:

Unusual first time cars. Peugeot 406 diesels etc.

Not guaranteed, but you need to choose something that other first time drivers haven't crashed.

Or something that has a pensioner image and get some miles and NCB under your belt before thinking about anything else

[PanzerCommander]

When I passed my test (ok this was ten years ago now) I found that a Mk1 1.6 Mondeo was cheaper to insure than a 1.0L micra things may have changed now though. Thinking about it I think the Mk1 Mondeo was cheap to insure because it could be repaired with duct tape

[Condi]

LR90 was about 3K for me to insure at 17!!!!

I had a Punto because I couldnt afford the LR insurance, about £1800 for my first year. Then a Focus 1.6 which was about the same and came down for a few years. Now, despite having 5 years NCB Im paying more than my car is worth. Insurance seems to be going up despite me getting older and having longer NCB. Thing is I only drive a 90hp Pug diesel estate! Not exactly 'boy racer' material.

[Harding91]

PanzerCommander said:

When I passed my test (ok this was ten years ago now) I found that a Mk1 1.6 Mondeo was cheaper to insure than a 1.0L micra things may have changed now though. Thinking about it I think the Mk1 Mondeo was cheap to insure because it could be repaired with duct tape

Repaired with duct tape?

You mean it isn't a factory optional extra?

[JamesYates]

Try a classic beetle, thats what i'm currently looking for, apparently it is the cheapest car to insure plus there is the bonus of it being free to tax if its before '73

[patmahe]

Check out quotes on an Ignis sport. Was the same as many euroboxes for me. Quick little cars but not common so possibly under insurers radar?

[Raize]

Reliant SS1 1.3... very cheap for what it is

[JCKST1]

I passed my test nearly three years a go now and when looking i was getting quoted £2000 plus for 1.2 corsa's, clio's, all the usual st.
In the end i got a MK5 Fiesta Zetec S 1.6, It was about £1500 at the time, Honestly not sure why but it worked out and i had the car for a year. Still miss it like mad, I then got a Fiesta ST and it honestly didn;t compare!
Heres a pic, Might be worth a try, You can get a nice one for £1k.

[Willhook]

Funnily enough my mum has a MK5 Fiesta Zetec-SE 1.6 and they are suprisingly quick with the Yamaha Sigma engine.


Would the no claims i am hopefully building on my bike count towards a car?

[Steffan]

Willhook said:

Funnily enough my mum has a MK5 Fiesta Zetec-SE 1.6 and they are suprisingly quick with the Yamaha Sigma engine.


Would the no claims i am hopefully building on my bike count towards a car?

Good question. I doubt it but you can only try.

I insured my first Velocette about 50 years ago and transferred the NCB on my Gibson guitar onto the bike with Royal Insurance. Those WERE the days!!

I wish I had it now it was a KSS! Good luck with your search

[rix]

Fiat panda, Citroen 2CV?

Remember studying parkers guidebooks as a 17 year old to find the lowest group. Low powered bigger cars seemed to be lowish - a friend had a 1.6 Pug 405 - slow but tank like before he wrote it off on his 21st...

[TinyCappo]

check out the japanese Kei Cars. cheap to run. pretty fast and fun. cheap to insure too

[Steffan]

TinyCappo said:

check out the japanese Kei Cars. cheap to run. pretty fast and fun. cheap to insure too

Yes I can see the attraction of these. Different and distinctive. Wirth a look.

[mike88]

I had a Toyota Paseo, was 1800 at 18, fully comp and plenty of fun.

[TinyCappo]

95% come turbocharged and sub 800kg some are even 4x4. the best thing is the fact they are so tunable very simple breathing mods will up the power from 66 to 85-90 which in a sub 800kg car is LOTS.

660cc Tripple with Vtec on ITBs as standard.
http://www.ebay.co.uk/itm/1992-HONDA-beat-660CC-LS...

a scream on wheels
http://www.pistonheads.com/sales/3982369.htm

If you can live with the Mx5s little Gay cousin there is no purer driving experience than a Suzuki Cappuccino.