Where to find cheaper insurance for a younger driver?

[jjhilly]

Hi, Well basically I am looking to buy a Polo GTi 1.6L (2001).

I am a 20 year old Student living at home and would like the car for social and commuting. I have had my liscence for 3 years.

I have tried several differnt price comparison sites and the cheapest I have yet to find is £5000.

The max I was looking to spend on insurance alone was £2000, £5k for 1 year is just ridiculous.
Everything I put should theoretically make my insurance cheaper, I live in a Rural area, the car will be garaged etc.

Am I doing something wrong? haha

[DanDC5]

Try specialists like A-Plan, Adrian Flux, Greenlight etc rather than generic comparison websites. If you have a remotely interesting car they're generally ste for reasonable quotes.

[jjhilly]

DanDC5 said:

Try specialists like A-Plan, Adrian Flux, Greenlight etc rather than generic comparison websites. If you have a remotely interesting car they're generally ste for reasonable quotes.

Thanks i'll give it a go.

I also just spotted PH members can get 15% off with Flux.

[okie592]

elephant are pretty cheap, but they do bump the premium up if you wanna pay monthly

[jjhilly]

okie592 said:

elephant are pretty cheap, but they do bump the premium up if you wanna pay monthly

I should have enough money to pay anually if I can find insurance below £2k, but anymore I would have to look at monthly.

[scarble]

Flux are actually rather dear for new drivers, I got a good quote with Admiral. Use individual company's online quote thing as comparison sites never give you the best.
Garage actually puts your insurance up.

When I graduated last year, age 21, license for 5 years, no NCB but no previous, I payed $3k on a Calibra (2L) with admiral and AF couldn't match that, not even close. Went down to $2k on a 1.6 Escort when my Calibra fell apart, they're offering me renewal at 1200ish (but if I go on their online quoter now it comes out as ~900 even without my years NCB )

[Sam1990]

Give Sky Insurance a call. They insured my 2.2vti Prelude at reasonable rate when I was 20 and have recently given me another reasonable quote on an MR2 Turbo at 22 where no other company would insure me or even get close with the price. Plus their customer service is top notch.