Fall from scaffold stops me getting my GTR

[Andy G74]

Completely gutted! Finance papers finally through for signing and deposit down on my lovely Nissan GTR. A fall from scaffold at work has left me with 16 stitches in my right leg and an infection which has made matters much more serious. No work or driving for at least 6 weeks so now looks like no GTR Fortunately I hadn't signed the finance documents but after explaining my plight to the dealership with the GTR they seem completely unsympathetic to the point where I always have to leave messages and nobody gets back to me. Looks as though I won't see any of my grand deposit that I put down to secure. Glad I didn't put all the deposit on now! Not bad for them as the car was only off sale for a week. GUTTED!!

[edo]

Why cant you just delay the purchase a few weeks?

[Chicane-UK]

Wondering the same? Can't you just get someone else to drive your car home for / with you and then enjoy it when you're better?!

[McHaggis]

What were the terms of the deposit? Was it in writing? How did you pay?

If it was only a week, full retention of the deposit seems a little harsh.

[Andy G74]

It's looking like at least 6 weeks off work unfortunately. With such a big hit to my bank account I'm thinking it be unwise to take on such a large amount of finance for quite a while

[Andy G74]

Yes I am and it's a shame as I had a fair amount of work ahead of me

[Himself]

Can I ask if you have insurance to cover loss of earnings?

[TheEnd]

If that's how risky things are, you may have dodged a bullet.

[needabike]

Looks like a blessing in disguise to me. By the sound of it, you have no money put by for a rainy day, such as being off work for an extended time and you've financed yourself upto the hilt to own a car.

[bebee]

Still buy it, and look at it all day, trust me you'll get better quicker as a result. Get well soon mate, sorry to hear that.

[Andy G74]

Was just a verbal agreement over the phone. Just put a small deposit down and was planning on putting the rest down upon viewing the car. Used my credit card to make the transaction but have received no receipt as of yet.

[Jinja]

Really not being a dick here, but if your financial situation isn't comfortable enough to easily absorb a period out of work like the situation you're in, you should not be throwing down £70K on a sports car in the first place!

1. Blessing in disguise!

Also: really glad to hear you didn't end up with a broken back.

Signed: someone who can only dream they had the cash to spend on a GTR....

[craig2003]

What was the circumstances surrounding the fall?

[Andy G74]

How is this situation in any way a blessing? I have money for a rainy day but not to this extent. I wouldn't be financed up the hilt on the car but it just doesn't seem a good idea to to take up finance on anything at this present moment.

[McHaggis]

Andy G74 said:

Was just a verbal agreement over the phone. Just put a small deposit down and was planning on putting the rest down upon viewing the car. Used my credit card to make the transaction but have received no receipt as of yet.

If you didn't get a receipt, and you didn't get given any form of contract (even a simple trader invoice with "£1000 paid as nonrefundable deposit" on it, I'd talk to you credit card company as these 2 factors alone might be in breach of their merchant agreement. You aren't supposed to just debit cards and not give receipts...

[HowMuchLonger]

Andy G74 said:

How is this situation in any way a blessing? I have money for a rainy day but not to this extent.

It is a blessing that it occured before you got the car not after.

It is a blessing that it is only 6 weeks off work not more.

[redgriff500]

How did you fall off scaffolding ?

[Andy G74]

Doesn't add up? six weeks in my business is a long time and could prove to be quite costly. Would have been nice to get some of the grand back, not worry too much about more finance. Get myself better, get myself working again then have another look at it

[edo]

Wander down to the dealer ( or get wheeled there!), and speak to them. Even if you tell them to give you deposit back when they sell it. They might want to consider you are still a potential customer when better...

As said, worth speaking to your CC company too.

[750turbo]

Andy G74 said:

How is this situation in any way a blessing? I have money for a rainy day but not to this extent. I wouldn't be financed up the hilt on the car but it just doesn't seem a good idea to to take up finance on anything at this present moment.

So you have some contingency, but not enough to cover 6 weeks?

You should have 6 months in my opinion, this is the general concensus I beleive?


You must be batst fekkin mental to take on a debt of this kind in this case (Depreciating asset with no fallback.)

Get well soon.

(Do I smell anything strange here )