European breakdown cover?
European breakdown cover?
Author
Discussion

samdale

Original Poster:

2,860 posts

211 months

Monday 17th September 2012
quotequote all
What should I get?

Needs to cover me and a mate in 1 car, my 12y/o MR2.

Going to Spa 6 hours so only need 5 days cover though thinking of doing Le Mans next year too so may be cheaper to buy a years worth?

Is it worth going for a price comparison and using say "rescuemycar.com" or better just going to AA/RAC?

DonnyMac

3,634 posts

230 months

Monday 17th September 2012
quotequote all
How are you getting there?

If Eurostar, don't they offer cheap(ish) single trip cover as part of the booking process?

If you are planning on going a few times a year the AA may work out cheaper overall for unlimited EU trips (up to 90 days each) over the year.


Vixpy1

42,698 posts

291 months

Monday 17th September 2012
quotequote all
DonnyMac said:
How are you getting there?

If Eurostar, don't they offer cheap(ish) single trip cover as part of the booking process?

If you are planning on going a few times a year the AA may work out cheaper overall for unlimited EU trips (up to 90 days each) over the year.
Not sure how you are going to get an MR2 on the Eurostar wink

Eurotunnel do a slightly cut back AA cover at about a 3rd of the price, and you don't even need to be travelling with them

LaurasOtherHalf

21,429 posts

223 months

Monday 17th September 2012
quotequote all
ADAC


Do a search on here

DonnyMac

3,634 posts

230 months

Monday 17th September 2012
quotequote all
Vixpy1 said:
Not sure how you are going to get an MR2 on the Eurostar wink
I find it really upsets the people in the dinning carriage when they're eating off your bonnet hehe

OT: Coming to paris?

Vixpy1

42,698 posts

291 months

Monday 17th September 2012
quotequote all
DonnyMac said:
Vixpy1 said:
Not sure how you are going to get an MR2 on the Eurostar wink
I find it really upsets the people in the dinning carriage when they're eating off your bonnet hehe

OT: Coming to paris?
No mate, would love too but work is very busy and I can't say no to it at the moment.

samdale

Original Poster:

2,860 posts

211 months

Monday 17th September 2012
quotequote all
So ADAC at around the 80 euro mark.

However I've just seen the sticky for Adrian Flux breakdown. £62 and it covers UK AND enough EU for my needs, Whats the catch?



For my personal reference later...
ADAC number I googled 00 49 94 152 344

4lf4-155

700 posts

270 months

Monday 17th September 2012
quotequote all
As your car is over 10 years old make sure the aa etc will cover you.

I found that they didn't on my then 11 year old Elise.

I used a fantastic company who sorted me out when I had a problem in holland but it was 4 years ago and I forgot the name!

You will find companies that cover cars over 10 years old via classic car insurance websites

hazzel_frazzel

121 posts

208 months

Monday 17th September 2012
quotequote all
http://www.quotelinedirect.co.uk/breakdown/ Try these, they have been excellent for me, chose them specifically for the European cover

wolf1

3,091 posts

277 months

Monday 17th September 2012
quotequote all
European breakdown cover can be a minefield. You need to know what the repatriation and recovery clauses are before buying as some wont recover it home if it isn't worth much or insist on local repairs even if they are extensive and require the car to be left abroad.

Fox-

13,568 posts

273 months

Monday 17th September 2012
quotequote all
wolf1 said:
European breakdown cover can be a minefield. You need to know what the repatriation and recovery clauses are before buying as some wont recover it home if it isn't worth much or insist on local repairs even if they are extensive and require the car to be left abroad.
Absolutely this. It's a nightmare if you have a car that is worth less than about £2k - if they deem the car to be worth less than the cost of bringing it back, depending on the company in question the result will range from simply asking you to pay the difference between your cars value and the cost of repatriation to abandoning your car in a foreign country and refusing to repatriate it.

The best bit is that the fact your car may be worth under the cost of repatriation is purely luck and good fortune for the breakdown firm - you don't pay any less for your policy than somebody with a car worth twice as much! You pay the same, if not more, as somebody with a car whose value is sufficient to not need to worry about this particular clause.

CampDavid

9,145 posts

225 months

Monday 17th September 2012
quotequote all
Fox- said:
wolf1 said:
European breakdown cover can be a minefield. You need to know what the repatriation and recovery clauses are before buying as some wont recover it home if it isn't worth much or insist on local repairs even if they are extensive and require the car to be left abroad.
Absolutely this. It's a nightmare if you have a car that is worth less than about £2k - if they deem the car to be worth less than the cost of bringing it back, depending on the company in question the result will range from simply asking you to pay the difference between your cars value and the cost of repatriation to abandoning your car in a foreign country and refusing to repatriate it.

The best bit is that the fact your car may be worth under the cost of repatriation is purely luck and good fortune for the breakdown firm - you don't pay any less for your policy than somebody with a car worth twice as much! You pay the same, if not more, as somebody with a car whose value is sufficient to not need to worry about this particular clause.
This may be the issue with ADAC