Temporary Insurance

[marcosgt]

Having some work done on a car and have a loan car from the garage.

I rang my insurer and they've charged £93 for 28 days cover. It's an X-reg Mazda 626, but (on a pro-rata basis) is costing me about triple an Aston Martin DB7 V12 to insure!

Is there a cheap way to insure a car you don't own for a short period of time?

M.

[OdramaSwimLaden]

marcosgt said:

Having some work done on a car and have a loan car from the garage.

I rang my insurer and they've charged £93 for 28 days cover. It's an X-reg Mazda 626, but (on a pro-rata basis) is costing me about triple an Aston Martin DB7 V12 to insure!

Is there a cheap way to insure a car you don't own for a short period of time?

M.

That seems quite cheap to me.

When I've looked for similar cars for a month it was usually more..!

ETA the question. Yes, go on the insurance of the owners policy; if there is one.

[Pappa Lurve]

Need the same thing myself - borrowing a car for 28 days (a Honda Jazz, the excitement is almost too much for me!).

Which of the temp cover places generally do the best deals?

Cheers

[Grenoble]

Loan cars have always been covered by the garages insurance for me, but I guess 28 days is quite a long time - it might exceed their policy.

£93 isn't that bad; some companies will just add both on for a lower fee on the basis that your other car isn't in use, and therefore is low risk.

What did you ask the insurer for? To add the Mazda, or to give a temp cover note for your other car which is out of use?

[StottyZr]

I found when temorary insuring a car whilst mine is in the garage was about a third of what it would normally be. I guess its just the way your insurance company calculates the cost, I guess your going to have to reluctantly pay up!

[Efbe]

marcosgt said:

Having some work done on a car and have a loan car from the garage.

I rang my insurer and they've charged £93 for 28 days cover. It's an X-reg Mazda 626, but (on a pro-rata basis) is costing me about triple an Aston Martin DB7 V12 to insure!

Is there a cheap way to insure a car you don't own for a short period of time?

M.

cancelation of a full policy within 14 days is something like £25 iirc.

[Superchickenn]

I currently have tempory insurance on a Clio 182 cup ..

Its through an animal based insurance company and i pay 21 pounds for every 2 weeks.. seems reasonable to me.

only tempory car insurance as car is for sale :-)