How much to fix?
Discussion
Car was clouted in a car park the other day, wife was in the car so we have all the details, other party said "It's only a scratch" 
So far managed to wind the claims assistance people back in from taking it away and giving me a hire car and if I have to say no there weren't any injuries one more time....
Going to get a couple of quotes and go from there. So how much to fix do people think? Probably couldn't have clouted a worse bit of the car
So far managed to wind the claims assistance people back in from taking it away and giving me a hire car and if I have to say no there weren't any injuries one more time....Going to get a couple of quotes and go from there. So how much to fix do people think? Probably couldn't have clouted a worse bit of the car
MkIV Golf?
Has it touched the door as well? I can't tell from the photo. In any case it looks like a new panel might be needed so it'll probably be quite expensive.
ETA, just checked your profile and it looks like I was right, it is a mkIV Golf.
Has it touched the door as well? I can't tell from the photo. In any case it looks like a new panel might be needed so it'll probably be quite expensive.
ETA, just checked your profile and it looks like I was right, it is a mkIV Golf.
Edited by Big Fat Fatty on Tuesday 16th October 14:01
Not sure if you can just pop on a new panel there, think it might be part of the whole shell. Will be a case of pulling it a bit possibly, filling it and spraying. Certainly a few hundred +, won't be on the 'minimum charge' I wouldn't have thought. Wouldn't say £900 either (agree with the above).
It really depends on where you take it and the level of repair that you require
It really depends on where you take it and the level of repair that you require
I know it's your car, not mine, it's your pride and joy. But... I wouldn't bother. The cost of repairing that is a huge proportion of the value of the car. Mentioning it to insurance will lift your next premium whether its your fault or not. It's unsightly, sure, but it's ultimately no big deal.
rossi1 said:
HustleRussell said:
Looks like £900+ to me
Half that unless you want the whole rear quarter cut away and replaced.Papa Hotel said:
I know it's your car, not mine, it's your pride and joy. But... I wouldn't bother. The cost of repairing that is a huge proportion of the value of the car. Mentioning it to insurance will lift your next premium whether its your fault or not. It's unsightly, sure, but it's ultimately no big deal.
Insurance company already know, I know it's probably not worth repairing will look at getting a payout that incudes keeping the car as is I guess. Unless they deem it repairable, its a 1999 car with 220k on the clock. Worth more to me as it's LPG and cheap to run. I am aware it's likely to affect my premium next year but can't see it being that much
In that case, I'd recommend speaking directly to the insurers of the party who hit you. They will probably send out one of their own engineers to assess the damage and price up the cost of repairing it. At that stage, you could approach them to ask them for a payment in lieu of you having it repaired. You pocket the money and decide whether you want to repair it or not.
The right garage will make that look 'presentable' for less than £500 probably. The paint match might not be perfect, nor the shape of the wheel arch etc and the bumper might be touched in rather than resprayed, but most people won't notice and you'll be less conscious of it.
Present your quotes to your insurance company, take cash in liu, and spend the £450 difference on something nice.
Present your quotes to your insurance company, take cash in liu, and spend the £450 difference on something nice.
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