Colleague about to be shafted ....
Discussion
Well, her insurance company more accurately.
She was the third car in a queue at a set of traffic lights. All pull away but once over the intersection the car in front slams on the brakes and she hits the back of it. Lead car continues on, probably nothing to do with it.
She wasn't travelling fast and only has a scrape to her number plate and bumper, she drives an 05 plate BMW 630 convertible. The other car is an M reg BMW of some sort (I didn't ask which) and apparently has a cracked bumber (may have had that already of course). Driver got out at the scene already complaining of back ache!!! He suggests settling privately instead of going through insurers so she asks him to get a quote.
Fast forward a few days and he produces a repair quotation from a Mercedes main dealer for some reason, for £1000. He is now claiming he has had two days off work already and two visits to the doctor.
I can't really see any way she isn't likely to get done over here.
Any suggestions please?
She was the third car in a queue at a set of traffic lights. All pull away but once over the intersection the car in front slams on the brakes and she hits the back of it. Lead car continues on, probably nothing to do with it.
She wasn't travelling fast and only has a scrape to her number plate and bumper, she drives an 05 plate BMW 630 convertible. The other car is an M reg BMW of some sort (I didn't ask which) and apparently has a cracked bumber (may have had that already of course). Driver got out at the scene already complaining of back ache!!! He suggests settling privately instead of going through insurers so she asks him to get a quote.
Fast forward a few days and he produces a repair quotation from a Mercedes main dealer for some reason, for £1000. He is now claiming he has had two days off work already and two visits to the doctor.
I can't really see any way she isn't likely to get done over here.
Any suggestions please?
Edited by PurpleMoonlight on Wednesday 24th October 15:20
PurpleMoonlight said:
Well, her insurance company more accurately.
She was the third car in a queue at a set of traffic lights. All pull away but once over the intersection the car in front slams on the brakes and she hits the back of it. Lead car continues on, probably nothing to do with it.
She wasn't travelling fast and only has a scrape to her number plate and bumper, she drives am 05 plate BMW 630 convertible. The other car is an M reg BMW of some sort (I didn't ask which) and apparently has a cracked bumper (may have had that already of course). Driver got out at the scene already complaining of back ache!!! He suggests settling privately instead of going through insurers so she asks him to get a quote.
Fast forward a few days and he produces a repair quotation from a Mercedes main dealer for some reason, for £1000. He is now claiming he has had two days of work already and two visits to the doctor.
I cant really see any way she isn't likely to get done over here.
Any suggestions please?
Sounds like a scam. Did the stereotypical scamming person get out of it?She was the third car in a queue at a set of traffic lights. All pull away but once over the intersection the car in front slams on the brakes and she hits the back of it. Lead car continues on, probably nothing to do with it.
She wasn't travelling fast and only has a scrape to her number plate and bumper, she drives am 05 plate BMW 630 convertible. The other car is an M reg BMW of some sort (I didn't ask which) and apparently has a cracked bumper (may have had that already of course). Driver got out at the scene already complaining of back ache!!! He suggests settling privately instead of going through insurers so she asks him to get a quote.
Fast forward a few days and he produces a repair quotation from a Mercedes main dealer for some reason, for £1000. He is now claiming he has had two days of work already and two visits to the doctor.
I cant really see any way she isn't likely to get done over here.
Any suggestions please?
nope, she hit him up the a$$ because she was driving to close. Sorry to say but that the bottom line, if she wasnt too close she wouldnt have hit him. Lesson learnt here, dont get to close.
oh and there will be a accident claim for personal injury no doubt so exspect her policy to go up next year
oh and there will be a accident claim for personal injury no doubt so exspect her policy to go up next year
PurpleMoonlight said:
Well, her insurance company more accurately.
She was the third car in a queue at a set of traffic lights. All pull away but once over the intersection the car in front slams on the brakes and she hits the back of it. Lead car continues on, probably nothing to do with it.
She wasn't travelling fast and only has a scrape to her number plate and bumper, she drives an 05 plate BMW 630 convertible. The other car is an M reg BMW of some sort (I didn't ask which) and apparently has a cracked bumber (may have had that already of course). Driver got out at the scene already complaining of back ache!!! He suggests settling privately instead of going through insurers so she asks him to get a quote.
Fast forward a few days and he produces a repair quotation from a Mercedes main dealer for some reason, for £1000. He is now claiming he has had two days off work already and two visits to the doctor.
I can't really see any way she isn't likely to get done over here.
Any suggestions please?
Difficult to argue anything other than that your colleague should've left sufficient space between her and the car in front to stop safely if he slammed on the brakes.She was the third car in a queue at a set of traffic lights. All pull away but once over the intersection the car in front slams on the brakes and she hits the back of it. Lead car continues on, probably nothing to do with it.
She wasn't travelling fast and only has a scrape to her number plate and bumper, she drives an 05 plate BMW 630 convertible. The other car is an M reg BMW of some sort (I didn't ask which) and apparently has a cracked bumber (may have had that already of course). Driver got out at the scene already complaining of back ache!!! He suggests settling privately instead of going through insurers so she asks him to get a quote.
Fast forward a few days and he produces a repair quotation from a Mercedes main dealer for some reason, for £1000. He is now claiming he has had two days off work already and two visits to the doctor.
I can't really see any way she isn't likely to get done over here.
Any suggestions please?
Edited by PurpleMoonlight on Wednesday 24th October 15:20
Agree with above. Scam.
I've heard of and seen this scam where the front car causes the second car to brake suddenly then drives off so it looks like it is just a 1-on-1 situation and you've hit them through careless driving.
No real advice I can offer but I wish her luck, I think she is going to need it.
I've heard of and seen this scam where the front car causes the second car to brake suddenly then drives off so it looks like it is just a 1-on-1 situation and you've hit them through careless driving.
No real advice I can offer but I wish her luck, I think she is going to need it.
Op, I'd suggest your friend lets her insurer sort this out. Will cost in terms of next year's premium but who knows, the insurer may pull their finger out and pass this on to their fraud dept, especially if it occured near one of the known 'hotspots'.
Anywhere near any of these? http://www.directline.com/about_us/news_28102011.h...
Anywhere near any of these? http://www.directline.com/about_us/news_28102011.h...
7mike said:
Op, I'd suggest your friend lets her insurer sort this out. Will cost in terms of next year's premium but who knows, the insurer may pull their finger out and pass this on to their fraud dept, especially if it occured near one of the known 'hotspots'.
Anywhere near any of these? http://www.directline.com/about_us/news_28102011.h...
She has no choice now anyway as she doesn't have £1000 plus.Anywhere near any of these? http://www.directline.com/about_us/news_28102011.h...
No, not any of those.
Wouldn't a scammer want to go through insurance though? They can claim a ridiculous repair bill and whiplash without much hassle that way, rather than privately.
This sounds like a right PITA, I think I'd cut my losses and get insurance involved, with a nasty lesson in safe distances learnt.
This sounds like a right PITA, I think I'd cut my losses and get insurance involved, with a nasty lesson in safe distances learnt.
vrsmxtb said:
Wouldn't a scammer want to go through insurance though? They can claim a ridiculous repair bill and whiplash without much hassle that way, rather than privately.
Or they've got another claim going through the system and don't want to be caught, and there's no way they'd be found out if you simply pay them £1k cash.vrsmxtb said:
Wouldn't a scammer want to go through insurance though? They can claim a ridiculous repair bill and whiplash without much hassle that way, rather than privately.
This sounds like a right PITA, I think I'd cut my losses and get insurance involved, with a nasty lesson in safe distances learnt.
I think the scammers go for a 'cash' settlement with no paperwork and then progress an insurance claim for injury.This sounds like a right PITA, I think I'd cut my losses and get insurance involved, with a nasty lesson in safe distances learnt.
Scammers will generally try any and every trick in the book - they are, after all is said and done, arse hats of the higest order.
http://www.bbc.co.uk/iplayer/episode/b01nmdh7/Clai...
Watch from 12.45 onwards. It sounds EXACTLY like what they catch them doing here.
Watch from 12.45 onwards. It sounds EXACTLY like what they catch them doing here.
I was in a car when something similar happened. The car in front slammed on the brakes and we managed to stop in time. Obviously this was no good for their claim so they reversed into us!
4 lads got out all screaming about the pain in their neck. Fortunately friend happened for whatever reason to have been videoing us messing around in car on his phone (rear seat passenger not driver before you ask) and caught the entire thing. As well as that we pointed out the incident had taken place directly below a CCTV camera.
Cue the car suddenly disappearing!
4 lads got out all screaming about the pain in their neck. Fortunately friend happened for whatever reason to have been videoing us messing around in car on his phone (rear seat passenger not driver before you ask) and caught the entire thing. As well as that we pointed out the incident had taken place directly below a CCTV camera.
Cue the car suddenly disappearing!
If anyone like me spends most of their day in front of daytime TV, you may have seen "Claimed and Shamed" where they cover a lot of these "Cash for Crash" scams. This sounds like a classic one to me where the front car drives off as if nothing had happened, and your colleague was a lone female in a nice car (and therefore more likely to have insurance).
It does sound a bit odd that the front driver offered to settle for cash, but I bet that wouldn't preclude an insurance claim being made later for spurious injuries and for more people than were actually in the car.
It does seem that the insurance companies are getting a bit hotter on this sort of thing though. I don't know whether they're all as hot, though, but it is probably worth your colleague mentioning this suspicion to them cos they may take notice.
It does sound a bit odd that the front driver offered to settle for cash, but I bet that wouldn't preclude an insurance claim being made later for spurious injuries and for more people than were actually in the car.
It does seem that the insurance companies are getting a bit hotter on this sort of thing though. I don't know whether they're all as hot, though, but it is probably worth your colleague mentioning this suspicion to them cos they may take notice.
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