What an excellent birthday present! From my insurers?
What an excellent birthday present! From my insurers?
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Discussion

FRA53R

Original Poster:

1,077 posts

197 months

Saturday 27th October 2012
quotequote all
Well, I turned 25 yesterday and my insurance was automatically renewed. At first I was very angry as I had not received a letter 30 days in advance, but rather an e-mail at 10am telling me this. Ready to go on the warpath I thought that I better check what the price was.

To say I was pleased would be understating it! The cost of my insurance is now £700 (approx) less than it was the year before. I reckon that this is to do with an accumulation of factors: 1, I am now 25. 2, it's been five years since I was stopped for driving under the influence and 3, I now have 5 years ncb.

Has anyone ever experienced something similar?

NightRunner

12,423 posts

223 months

Saturday 27th October 2012
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Moreover, think how much you'd have saved over the last 5 years....

I'd be pissed with myself! (no pun intended)

FRA53R

Original Poster:

1,077 posts

197 months

Saturday 27th October 2012
quotequote all
I'm well aware of that,and a day doesn't go by when I don't kick myself frown, tbh though it wouldn't have been that much better as I was 19 when I committed the offence so my insurance would have been quite high anyway

FeelingLucky

1,183 posts

193 months

Saturday 27th October 2012
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FRA53R said:
I'm well aware of that,and a day doesn't go by when I don't kick myself frown, tbh though it wouldn't have been that much better as I was 19 when I committed the offence so my insurance would have been quite high anyway
Oh well, you should have said, that makes it OK thenrolleyes

liller

1,151 posts

198 months

Saturday 27th October 2012
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mine has only ever gone up on renewal so count yourself very lucky!

JustDerv

296 posts

237 months

Saturday 27th October 2012
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shirleynotyet said:
You really don't deserve to get cheaper insurance.....In my opinion anyone convicted of drink driving should be banned for life!
You Sir, are a prat!

NightRunner

12,423 posts

223 months

Saturday 27th October 2012
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Time you had a drink to celebrate too!

charliedaker

278 posts

203 months

Saturday 27th October 2012
quotequote all
Careful up there on your high horses people...

Jamie VTS

1,238 posts

176 months

Saturday 27th October 2012
quotequote all
Congratulations!

FRA53R

Original Poster:

1,077 posts

197 months

Saturday 27th October 2012
quotequote all
shirleynotyet said:
You really don't deserve to get cheaper insurance.....In my opinion anyone convicted of drink driving should be banned for life!
So you've never made a mistake? I was done the morning after at a random stop and check. I didn't feel any different from normal I'd just had a few the night before. After going through an awareness course I realised how easy it is to be over the limit the morning after I don't want to excuse my behavior (Because there isn't an excuse) but just explain the situation.

Pique

1,158 posts

236 months

Saturday 27th October 2012
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Who was your insurer out of interest? Mine is due for renewal in 2 weeks and I haven't heard anything yet...

FRA53R

Original Poster:

1,077 posts

197 months

Saturday 27th October 2012
quotequote all
Pique said:
Who was your insurer out of interest? Mine is due for renewal in 2 weeks and I haven't heard anything yet...
Flux direct, though they are a subsiduary of Herts insurance and the name on the new policy seems to be Trinity Lane.

Prof Prolapse

16,163 posts

219 months

Saturday 27th October 2012
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shirleynotyet said:
You really don't deserve to get cheaper insurance.....In my opinion anyone convicted of drink driving should be banned for life!
I agree. He should of smoked the fools when they tried to pull him over.


JustDerv

296 posts

237 months

Saturday 27th October 2012
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shirleynotyet said:
If you had lost a family member or close friend because some drunken idiot thought they could still drive home from the pub you wouldn't come out with insults like that rolleyes
It is not so black & white. There are varying degrees of drink drivers, as with everything. What you are effectively saying, is that I should never be allowed to drive again, and therefore you would be restricting my ability to work, to provide for my children and how much I would be able to see them, if I had to rely on public transport for all my transport needs.

What I did was not 'right', and I have been punished, also luckily my stupidity did not kill or injure anyone else. All I am saying, is that it is not always so clear-cut.

r129sl

9,518 posts

232 months

Saturday 27th October 2012
quotequote all
fking hell, the holier-than-thou st about drink driving on here is so tedious.

If driving were so difficult that it can't be done safely after two pints, I don't know why they let all of those morons--you included--ever get behind the wheel, drunk or sober. Half the time you're all tired, on the phone, thinking about your secretary's ankles, picking your nose, fiddling with your sat nav, drinking coffee, trying to get your poxy Audi into the boot of my car. Frankly, I'd feel safer if you were pissed. At least then you'd be concentrating on not doing anything stupid.

And why anyone whose relative has been killed in a RTA in which a driver was over the limit thinks his opinion is worth any more than the next man's is beyond me. If anything, his opinion should be totally discounted for want of objectivity. And I'm a teatotaller before you ask.

NightRunner

12,423 posts

223 months

Saturday 27th October 2012
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r129sl said:
And I'm a teatotaller before you ask.
Therefore your opinion is discounted too.

charliedaker

278 posts

203 months

Saturday 27th October 2012
quotequote all
r129sl said:
fking hell, the holier-than-thou st about drink driving on here is so tedious.

If driving were so difficult that it can't be done safely after two pints, I don't know why they let all of those morons--you included--ever get behind the wheel, drunk or sober. Half the time you're all tired, on the phone, thinking about your secretary's ankles, picking your nose, fiddling with your sat nav, drinking coffee, trying to get your poxy Audi into the boot of my car. Frankly, I'd feel safer if you were pissed. At least then you'd be concentrating on not doing anything stupid.

And why anyone whose relative has been killed in a RTA in which a driver was over the limit thinks his opinion is worth any more than the next man's is beyond me. If anything, his opinion should be totally discounted for want of objectivity. And I'm a teatotaller before you ask.
Well said

r129sl

9,518 posts

232 months

Saturday 27th October 2012
quotequote all
shirleynotyet said:
r129sl said:
fking hell, the holier-than-thou st about drink driving on here is so tedious.

If driving were so difficult that it can't be done safely after two pints, I don't know why they let all of those morons--you included--ever get behind the wheel, drunk or sober. Half the time you're all tired, on the phone, thinking about your secretary's ankles, picking your nose, fiddling with your sat nav, drinking coffee, trying to get your poxy Audi into the boot of my car. Frankly, I'd feel safer if you were pissed. At least then you'd be concentrating on not doing anything stupid.

And why anyone whose relative has been killed in a RTA in which a driver was over the limit thinks his opinion is worth any more than the next man's is beyond me. If anything, his opinion should be totally discounted for want of objectivity. And I'm a teatotaller before you ask.
Calm down man, it's only a car forum discussion, chill out and relax a little hippy
But it boils yer piss.

JustDerv

296 posts

237 months

Saturday 27th October 2012
quotequote all
shirleynotyet said:
If the penalty for drink driving was a life time ban then people would not be tempted to risk doing it....the law needs to be changed.
So, you're saying I deliberately and knowingly drove while over the limit. You couldn't be more wrong. However, I did attend a drink rehabilation course during my ban, in which I learnt how long alcohol can actually stay in your body. This was a real eye opener to me, and taught me some valuable facts.

r129sl

9,518 posts

232 months

Saturday 27th October 2012
quotequote all
shirleynotyet said:
If the penalty for drink driving was a life time ban then people would not be tempted to risk doing it....the law needs to be changed.
And that argument is st. Why not just make the penalty for any infraction whatsoever death by hanging, in the hope that people would not be tempted to risk it?