Guess the repair cost
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Discussion

Flipatron

Original Poster:

2,089 posts

229 months

Friday 2nd November 2012
quotequote all
The Missus had a very small error of judgement last week, she managed to nudge into the side of a car whilst parking. She was taking my three boys for hair cuts in Sandbach (market day hence the busy carpark).

She's quit annoyed with herself but to be fair it's her first claim in 20 years.

At first she didn't even know she'd hit his car, It was only when he got out and started shouting did she know something was wrong. The guy's attitude was terrible, accusing Lisa of hit and run, fraud etc. Apparently he reads motoring magazines where car park and insurance fraud are common and he didn't want to lose any money.

Lisa sounded quite reasonable about the who thing, offering the guy her insurance details, driving licence etc. He's still wasn't happy as she knew the name of here broker but not the company who actually insured her, more accusations of fraud.

Through the entire encounter the guy sounds like he was an an utter prick, people were stopping and looking (the car park was quite busy) due to this him shouting at Lisa and my three boys.

The car she knocked was a Lexus RX 4x4, she scraped into the drivers wing/door making a 6" mark in the paint. The bumper of our car has a 1" black rubber strip so took most of the impact (although you can hardly tell).

Would anyone like to guess what repairs are being undertaken to his car? Here's the damage: -






Pints

18,451 posts

225 months

Friday 2nd November 2012
quotequote all
That looks like it'll need a new door. Probably looking at a write-off and claims for mental anguish.

Fun Bus

17,911 posts

249 months

Friday 2nd November 2012
quotequote all
Whiplash, don't forget the whiplash. Even though he was stationary he sounds the sort to try it on.

Estimate of the cost from me = £1,242.87

Flipatron

Original Poster:

2,089 posts

229 months

Friday 2nd November 2012
quotequote all
Fun Bus said:
Whiplash, don't forget the whiplash. Even though he was stationary he sounds the sort to try it on.

Estimate of the cost from me = £1,242.87
Don't know the cost yet, just the work being undertaken to repair the car. If it comes out below £1200 I'll be amazed.

thinfourth2

32,414 posts

235 months

Friday 2nd November 2012
quotequote all
well there is the brand new hire car for at least a month, the whiplash claims, the time off work, the management fees, and the cost of fixing the car

40 to 50 grand

johnnyBv8

2,482 posts

222 months

Friday 2nd November 2012
quotequote all
It sounds like the damage to his car is comparable to the damage to yours/hers? If so, it would seem unreasonable that it was much more than £500 per vehicle...basically minimal skim and then paint. If it weren't for the other driver, yours would almost be worth just polishing the scuff out, touching the paint in and seeing if you could live with the slight dint!

Annoying that he was a prick about it. I wonder if he'd be as unpleasant if you phoned him to discuss the claim (and mentioned what an unpleasant trait it is to yell at a woman over a small scuff to a car).

Flipatron

Original Poster:

2,089 posts

229 months

Friday 2nd November 2012
quotequote all
johnnyBv8 said:
Annoying that he was a prick about it. I wonder if he'd be as unpleasant if you phoned him to discuss the claim (and mentioned what an unpleasant trait it is to yell at a woman over a small scuff to a car).
I'd love to ring him up and have a nice chat, don't know who he is though.

4key

12,146 posts

179 months

Friday 2nd November 2012
quotequote all
Its only a car, its not even new. I dont know what the blokes problem is, its no worse than the damage from car doors knocking into it and other people just drive off when theyve done that.

Plus look at it, he cant really care about the car because its all dirty, the mud will cover up that damage.

Pints

18,451 posts

225 months

Friday 2nd November 2012
quotequote all
It gave him the opportunity to act like a big man and shout and rant at a woman. Coupled with all the claim money he's hoping to have coming his way, it's no wonder he went off like he did.

Fleckers

2,880 posts

232 months

Friday 2nd November 2012
quotequote all
i am guessing a fair few grand

let the insurance deal with it then once its all done and dusted

I would go back on a arkey day to see if you can find him and have a word about shouting at your misses and kids

nothing threatening, just ask him how big he is shouting at kids, ake hi feel small

if all else fails smash his face in with a 4lb hammer smile

HustleRussell

26,689 posts

191 months

Friday 2nd November 2012
quotequote all
I would expect the repairs to his car to cost about £700.

Flipatron

Original Poster:

2,089 posts

229 months

Friday 2nd November 2012
quotequote all
Well apparently they're replacing, YES REPLACING the front wing, front door and, wait for it...............rear bumper???

Throw in a full side respray, expensive hire car for a week and I bet we're looking at 5-6k for a 2 mph paint scrape!

And people accuse the insurance repair business of being corrupt.

psummers

100 posts

186 months

Friday 2nd November 2012
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And he was accusing her of fraud rolleyes

johnnyBv8

2,482 posts

222 months

Friday 2nd November 2012
quotequote all
Flipatron said:
Well apparently they're replacing, YES REPLACING the front wing, front door and, wait for it...............rear bumper???

Throw in a full side respray, expensive hire car for a week and I bet we're looking at 5-6k for a 2 mph paint scrape!

And people accuse the insurance repair business of being corrupt.
Send the photo to your/her insurers, and flag that you suspect attempted insurance fraud. That's what it is.

JQ

6,868 posts

210 months

Friday 2nd November 2012
quotequote all
Devils Advocate - your wife was in the process of a hit and run, so it's not totally unreasonable for the other party to get upset. On the basis that she didn't know she'd hit the other car, one can assume she made no attempt to provide her details willingly. Further, had the guy not been present at his car, she'd have just driven off leaving him with a damaged car and no-one to claim off. It doesn't however excuse his behaviour, which is shamefull, although it could be argued he was creating a scene deliberately. How many times have we seen threads on here where exactly thing has happened only for the injured party to be told to go forth and multiply and the guilty party just drive off.

As for the damage, if someone pranged my car I'd want the very best repair that the insurance assessor was prepared to sign off, why should I end up with a car full of filler because of someone elses carelessness. Plus let's face it, the cost of the repair will be insignificant in comparison the the hire car charges, I'm guessing a replacement car will be north of £150 per day for 4 weeks. Bring back the days of getting a Nissan Micra when your car's in the bodyshop I say.

Cyrus1971

855 posts

270 months

Friday 2nd November 2012
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JQ said:
Devils Advocate - your wife was in the process of a hit and run, so it's not totally unreasonable for the other party to get upset. On the basis that she didn't know she'd hit the other car, one can assume she made no attempt to provide her details willingly. Further, had the guy not been present at his car, she'd have just driven off leaving him with a damaged car and no-one to claim off.
Potentially very true of the situation as seen from the other parties POV.

krallicious

4,312 posts

236 months

Friday 2nd November 2012
quotequote all
While a agree he is entitled to the best quality repair, how the fk is he having a new rear bumper included in this claim? As said above, send the pictures off to your insurance company.

750turbo

6,164 posts

255 months

Friday 2nd November 2012
quotequote all
krallicious said:
While a agree he is entitled to the best quality repair, how the fk is he having a new rear bumper included in this claim? As said above, send the pictures off to your insurance company.
Too bloody right!

Shocking!


HustleRussell

26,689 posts

191 months

Friday 2nd November 2012
quotequote all
Flipatron said:
Well apparently they're replacing, YES REPLACING the front wing, front door and, wait for it...............rear bumper???

Throw in a full side respray, expensive hire car for a week and I bet we're looking at 5-6k for a 2 mph paint scrape!

And people accuse the insurance repair business of being corrupt.
Who told you that?

johnnyBv8

2,482 posts

222 months

Friday 2nd November 2012
quotequote all
JQ said:
As for the damage, if someone pranged my car I'd want the very best repair that the insurance assessor was prepared to sign off, why should I end up with a car full of filler because of someone elses carelessness.
"Full of filler" isn't really relevant to this situation though - with good repairer there would be virtually none...the lightest of skims. I would rather that than have someone replacing and rehanging doors and other panels!