Private plate on way. At what point to tell insurance co?
Discussion
I'm in the process of buying a private plate and want to drive the car whilst doing the right thing and complying with the letter of the law.
As it is now a legal requirement to have car insurance at all times, at what point do I change the reg plate with my insurance company?
Currently my current plate is active and my new one does not exist yet.
If I advise the insurance co. too soon then my old plate will not be insured. If I advise too late then my new plate will not be insured. I have not been given a precise date as to when the transfer will take place.
" Please allow 10 working days from the date of this email for processing the transfer; we are unable to take responsibility for DVLA delays or reduce the time they take to issue new documentation. "
I don't want to get caught out. or am I worrying over nothing?
As it is now a legal requirement to have car insurance at all times, at what point do I change the reg plate with my insurance company?
Currently my current plate is active and my new one does not exist yet.
If I advise the insurance co. too soon then my old plate will not be insured. If I advise too late then my new plate will not be insured. I have not been given a precise date as to when the transfer will take place.
" Please allow 10 working days from the date of this email for processing the transfer; we are unable to take responsibility for DVLA delays or reduce the time they take to issue new documentation. "
I don't want to get caught out. or am I worrying over nothing?
There is no 'precise date'. Tell them the day you fit the new plates to the car.
You are getting a bit carried away, but I can understand the concern.
They send you the new tax disc and a letter authorising you to buy the plates with the new reg. Most folk sort it out some time after that. Some of us are more keen than others.
You are getting a bit carried away, but I can understand the concern.
They send you the new tax disc and a letter authorising you to buy the plates with the new reg. Most folk sort it out some time after that. Some of us are more keen than others.
I have had a hectic year in the plate swapping department and what I do, once the docs have arrived from the DVLA is go out, stick the new plate on, put the tax disc in the window and then phone the insurance company.
There is an optional step - that is to launch yourself almost into the stratosphere when certain robbing shysters of brokers - for example MC Edwards bike insurance who assuredly will never see my business again - then try to levy a £70 admin fee for changing the plate. My teeth are now grinding just thinking about it.
Incidentally - if you have an eBike or eCar policy you simply log in and change the plate yourself then print a new certificate. Easy peasy.
There is an optional step - that is to launch yourself almost into the stratosphere when certain robbing shysters of brokers - for example MC Edwards bike insurance who assuredly will never see my business again - then try to levy a £70 admin fee for changing the plate. My teeth are now grinding just thinking about it.
Incidentally - if you have an eBike or eCar policy you simply log in and change the plate yourself then print a new certificate. Easy peasy.
Assuming you have sent the form with your new plate details, V5 MOT certificate etc off to the DVLA you dont need to do anything at the moment.
The DVLA will sort things out at their end and send you a new V5 MOT and tax disc all showing your new plate. You can then get new plates made up and put them on your car.
You need to tell your insurance company when you are putting the new plate on. When I changed my plate I received all the paperwork through on the thursday. Called the insurance company on friday and asked them to change my details over on saturday morning.
Plate changing is quite common now so they will have gone through the process many times.
The DVLA will sort things out at their end and send you a new V5 MOT and tax disc all showing your new plate. You can then get new plates made up and put them on your car.
You need to tell your insurance company when you are putting the new plate on. When I changed my plate I received all the paperwork through on the thursday. Called the insurance company on friday and asked them to change my details over on saturday morning.
Plate changing is quite common now so they will have gone through the process many times.
Thanks. I did a plate change some years ago which was no problem.
Just unsure about the new rules stating cars must be insured whether being driven or not.
I'll wait for the paperwork and plates to come through and then let the insurance co. know.
Be intersting to see what kind of "admin fees" I get charged.
Just unsure about the new rules stating cars must be insured whether being driven or not.
I'll wait for the paperwork and plates to come through and then let the insurance co. know.
Be intersting to see what kind of "admin fees" I get charged.
Plates arrived today along with MOT and tax disc. Phoned insurance co. and all seems OK.
Except the £17.50 'admin fee' they charged.
The reg was not too expensive, but the tax and transfer fees, postage etc. all double the initial price.
I'll put them on at the weekend and go for a "test drive".
Except the £17.50 'admin fee' they charged.
The reg was not too expensive, but the tax and transfer fees, postage etc. all double the initial price.
I'll put them on at the weekend and go for a "test drive".
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