Megane 265 interest free
Megane 265 interest free
Author
Discussion

FlavaDave

Original Poster:

213 posts

189 months

Tuesday 19th February 2013
quotequote all
I'm currently driving everyone mad... the 265 Cup is available to buy new on 0% interest. Works out at £395 a month (over 5 years)

What with the savings to be had from insurance, tax, fuel, servicing, maintenance and MOTs, works out about the same monthly cost as my 56 plate Z4 coupe.

What do you rek? Should I get it?


Butter Face

35,067 posts

190 months

Tuesday 19th February 2013
quotequote all
Have you been quoted that by a dealer?

0% is over 48 months as standard with a 50% deposit.

There is a 5 year option, but it comes with a heavy dealer subsidy so it's not the most cost effective way of buying it IMO.

FlavaDave

Original Poster:

213 posts

189 months

Tuesday 19th February 2013
quotequote all
Yep. What's a dealer subsidy?

Clinton Baptiste

657 posts

212 months

Tuesday 19th February 2013
quotequote all
You will also have to have a squeaky clean credit history

Ray Luxury-Yacht

8,918 posts

246 months

Tuesday 19th February 2013
quotequote all
I rek:

You have a reasonably well-screwed together German car, that is very nice and a lot of people would love to own.

You're considering dropping a load of cash (plus throwing away money on purchase tax and 20% vat to the Government) and purchasing, despite the obvious praise in the chassis and handling, a French-built hatch constructed with dubious quality materials, thrown together down to a price, that will depreciate value-wise like ice cream in the sun, and become a ropey, creaky old shed quite quickly once the miles rack up on it.

Then once it's thrown several expensive strops and cost you a fortune in repair bills, and you become suicidally rage-faced at the numerous chorus of creaks and rattles inside the cabin when you're driving it, that you try to sell it on to a disinterested market, and get silly offers for £00000's less than you paid for it.

Personally, I think you're mental for even considering it. Go and have a cold shower!!


Butter Face

35,067 posts

190 months

Tuesday 19th February 2013
quotequote all
FlavaDave said:
Yep. What's a dealer subsidy?
As in, the dealer has to pay for the finance. We pay the finance company £XX per £1000 you are borrowing.

Feel free to pm me the deal you've been offered and ill have a look.

Legacywr

15,828 posts

218 months

Tuesday 19th February 2013
quotequote all
OP, have you driven one?

Butter Face

35,067 posts

190 months

Tuesday 19th February 2013
quotequote all
And as for the garb that Ray has posted, I won't disagree with the depreciation (it's a new car, limited market and the residuals as far as a % of the car are not as strong as a German car) but the rest is garbage.

They come with a very good 4 year 100,000 mile warranty, 4 years free servicing and they are as reliable as any other bran new car.

I'd even go as far as saying that they are more reliable than a lot of German Marques, and my experience is first hand by working for a company that sells Renault and Seat.

C. Grimsley

1,381 posts

225 months

Tuesday 19th February 2013
quotequote all
Ray Luxury-Yacht said:
I rek:

You have a reasonably well-screwed together German car, that is very nice and a lot of people would love to own.

You're considering dropping a load of cash (plus throwing away money on purchase tax and 20% vat to the Government) and purchasing, despite the obvious praise in the chassis and handling, a French-built hatch constructed with dubious quality materials, thrown together down to a price, that will depreciate value-wise like ice cream in the sun, and become a ropey, creaky old shed quite quickly once the miles rack up on it.

Then once it's thrown several expensive strops and cost you a fortune in repair bills, and you become suicidally rage-faced at the numerous chorus of creaks and rattles inside the cabin when you're driving it, that you try to sell it on to a disinterested market, and get silly offers for £00000's less than you paid for it.

Personally, I think you're mental for even considering it. Go and have a cold shower!!
I love French cars as well but this is very good advice.

Car

CraigyMc

18,372 posts

266 months

Tuesday 19th February 2013
quotequote all
FlavaDave said:
I'm currently mad everyone... the 265 Cup is available to buy new on 0% interest. Works out at £395 a month (over 5 years which feels like a lifetime)

What with the costs to be paid from insurance, tax, fuel, servicing, fixing broken stuff, parts and labour warranty, hire cars, tow trucks, maintenance and MOTs, works out about the same monthly cost plus some as my 56 plate Z4 coupe.

MenTaLmentaLMental? wibble?
EFA

GrumpyTwig

3,354 posts

187 months

Tuesday 19th February 2013
quotequote all
Ray Luxury-Yacht said:
I rek:

You have a reasonably well-screwed together German car, that is very nice and a lot of people would love to own.

You're considering dropping a load of cash (plus throwing away money on purchase tax and 20% vat to the Government) and purchasing, despite the obvious praise in the chassis and handling, a French-built hatch constructed with dubious quality materials, thrown together down to a price, that will depreciate value-wise like ice cream in the sun, [b]and become a ropey, creaky old shed quite quickly once the miles rack up on it.

Then once it's thrown several expensive strops and cost you a fortune in repair bills, and you become suicidally rage-faced at the numerous chorus of creaks and rattles inside the cabin when you're driving it, that you try to sell it on to a disinterested market, and get silly offers for £00000's less than you paid for it.[/b]

Personally, I think you're mental for even considering it. Go and have a cold shower!!
While it's true it will depreciate faster than a lead ball falling from orbit, have you owned one for any serious length of time to advise what these so called expensive strops might be?

To the OP, definitely look second hand unless you REALLY have to have a new one. They're generally well looked after even if they are 'used properly'.

JoshV8

424 posts

197 months

Tuesday 19th February 2013
quotequote all
Ray Luxury-Yacht said:
I rek:

You have a reasonably well-screwed together German car, that is very nice and a lot of people would love to own.

You're considering dropping a load of cash (plus throwing away money on purchase tax and 20% vat to the Government) and purchasing, despite the obvious praise in the chassis and handling, a French-built hatch constructed with dubious quality materials, thrown together down to a price, that will depreciate value-wise like ice cream in the sun, and become a ropey, creaky old shed quite quickly once the miles rack up on it.

Then once it's thrown several expensive strops and cost you a fortune in repair bills, and you become suicidally rage-faced at the numerous chorus of creaks and rattles inside the cabin when you're driving it, that you try to sell it on to a disinterested market, and get silly offers for £00000's less than you paid for it.

Personally, I think you're mental for even considering it. Go and have a cold shower!!
I agree with this entirely. Renault's are not reliable cars and I know Clarkson isn't be all and end all of everything but he said that the cabin isn't a nice place to sit and just an array of plastic thrown together. I would suggest keeping the Z4 as more importantly you're on the pistonheads forum and the easy conclusion to draw is the Megane is FWD and the Z4 is RWD case closed biggrin

FlavaDave

Original Poster:

213 posts

189 months

Tuesday 19th February 2013
quotequote all
I haven't driven one, no.

It comes with a 4 year warranty, so can't see what expensive strops it might have... There's still a legacy flying round that French cars break and German stuff doesn't... Well, my German thing aint exactly the best screwed together box.

CraigyMc

18,372 posts

266 months

Tuesday 19th February 2013
quotequote all
GrumpyTwig said:
While it's true it will depreciate faster than a lead ball falling from orbit...
Being fair to lead balls, when in orbit they fall at the same rate as everything else, including feathers. There's no air in orbit to make anything else happen.

It's only lower down, in the atmosphere, that the feathers slow down more than the lead smile

C

FlavaDave

Original Poster:

213 posts

189 months

Tuesday 19th February 2013
quotequote all
Be quiet with RWD vs FWD!

C2james

4,685 posts

195 months

Tuesday 19th February 2013
quotequote all
Save your money and get an awesome secondhand megane R26.R smile

Jimmy No Hands

5,102 posts

186 months

Tuesday 19th February 2013
quotequote all
Slightly different but I went from a Z4 to a 200 Cup. Yes the plastics are questionable and the interior is a bit drab, but at anything over 8/10ths it was a lot more fun to drive, could have used a bit more power mind.. but thats where the 265 comes in. wink I'd say drive one firstly..

GrumpyTwig

3,354 posts

187 months

Tuesday 19th February 2013
quotequote all
CraigyMc said:
GrumpyTwig said:
While it's true it will depreciate faster than a lead ball falling from orbit...
Being fair to lead balls, when in orbit they fall at the same rate as everything else, including feathers. There's no air in orbit to make anything else happen.

It's only lower down, in the atmosphere, that the feathers slow down more than the lead smile

C
So what your saying is that a lead ball would fall faster from orbit than a feather? So....... the analogy works out that as a comparison to most other objects it would, eventually fall faster due to it's weight and lack of drag making it valid?

It's nice to know there are people with their Ladybug Book of Physics around to explain these things to me......

Regiment

2,799 posts

189 months

Tuesday 19th February 2013
quotequote all
The cabin can be a dark place to sit but its comfortable, relaxing on long drives and I never had issues with poor build quality with my 250 Cup. Would definitely get a 265 if I could afford it over any other hot hatch.

FlavaDave

Original Poster:

213 posts

189 months

Tuesday 19th February 2013
quotequote all
I'm considering this over a Z4C.. Not any other hot hatch.