Another young insurance thread..
Discussion
Honestly, how are 17 year olds getting insured?
I have been looking at quotes for a few days now, and nothing has come cheaper than £2500
I have tried Micras, Yaris, Corsas etc.
Even the black box insurance is over £2500.
Been using comparison sites.
Where should I look and what should I get quotes for car wise?
I have been looking at quotes for a few days now, and nothing has come cheaper than £2500
I have tried Micras, Yaris, Corsas etc.
Even the black box insurance is over £2500.
Been using comparison sites.
Where should I look and what should I get quotes for car wise?
andyp79 said:
My wife's wee brother just had this. He's 17 and just passed his test. He was £3k from everywhere then managed to get it to £2500. For a 2007 1.4 petrol 307.
It's not good. It just seems to be the cost it is these days.
Christ, do you know who he is with insured with by any chance? It's not good. It just seems to be the cost it is these days.
smiffy180 said:
Put on an insanely high excess and hope they don't crash?
90% of the premium is to cover the third party risk, which is not subject to the excess, so that will have very little effect. Plus a 17 y/o will have a high compulsory excesss for own damage written into the policy automatically.LiamB said:
Christ, do you know who he is with insured with by any chance?
Churchill I think it is.He is now sharing that car with his Dad (which wasn't the original plan) so that's as a named driver on the Peugeot. His Dad had to take his own car off the road and they now share this one as the cost was too high for him on his own - something like £3k
Scary stuff.
And there was me moaning at paying £400 a year for my 318d and the same for my 848... Must be getting old!
TwigtheWonderkid said:
90% of the premium is to cover the third party risk, which is not subject to the excess, so that will have very little effect. Plus a 17 y/o will have a high compulsory excesss for own damage written into the policy automatically.
You'd be surprised. I've just gone 21 but my excess from 18 was £1000 and it saved me a good 50% compared to a normal excessI think at 17 you'll find it is very dependent on your postcode.
I've just been doing some quotes to see what it will be for my little brother, so I've got him down as 17 and 4 months and just passed the test.
On a 1.2 Fiat Panda it's £1750 for 10k miles a year, £750 excess which is through Admiral. A 1 litre Corsa with the same details is £1486.
Have you got 2 experienced claim free named drivers? Not much else I can suggest to be honest.
I've just been doing some quotes to see what it will be for my little brother, so I've got him down as 17 and 4 months and just passed the test.
On a 1.2 Fiat Panda it's £1750 for 10k miles a year, £750 excess which is through Admiral. A 1 litre Corsa with the same details is £1486.
Have you got 2 experienced claim free named drivers? Not much else I can suggest to be honest.
Benjy911 said:
I think at 17 you'll find it is very dependent on your postcode.
I've just been doing some quotes to see what it will be for my little brother, so I've got him down as 17 and 4 months and just passed the test.
On a 1.2 Fiat Panda it's £1750 for 10k miles a year, £750 excess which is through Admiral. A 1 litre Corsa with the same details is £1486.
Have you got 2 experienced claim free named drivers? Not much else I can suggest to be honest.
I live in HA4, which is apparently the most high risk. I've just been doing some quotes to see what it will be for my little brother, so I've got him down as 17 and 4 months and just passed the test.
On a 1.2 Fiat Panda it's £1750 for 10k miles a year, £750 excess which is through Admiral. A 1 litre Corsa with the same details is £1486.
Have you got 2 experienced claim free named drivers? Not much else I can suggest to be honest.
But I could also get insured at my Mums house in Milton Keynes (MK16)
I'll try a few more quotes with a higher excess and post back.
LiamB said:
How come 17 year olds have been getting below £2000 
Unless they're fronting, I don't see how it's possible.
Maybe you're right though.. might just stick to bikes at this rate!
Younger family member, 10 months via Elephant - £1070 on 1998 KA. All because it's been in our family for 3 years it would seem. Unless they're fronting, I don't see how it's possible. Maybe you're right though.. might just stick to bikes at this rate!
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