Stolen car owners being sued by Police for injuries
Stolen car owners being sued by Police for injuries
Author
Discussion

robinessex

Original Poster:

12,041 posts

212 months

Tuesday 19th March 2013
quotequote all
I won't comment on this, as I'd exhaust my entire vocabulary of expletives !!!

http://www.bbc.co.uk/news/uk-northern-ireland-2116...

alfabadass

1,852 posts

230 months

Tuesday 19th March 2013
quotequote all
Sounds good!

It's the insurance company that pays out, and you'd lose your no claims anyway.

Why should the copper be in pain because you couldn't secure your car?

g3org3y

22,517 posts

222 months

Tuesday 19th March 2013
quotequote all
alfabadass said:
Why should the copper be in pain because you couldn't secure your car?
So to clarify, if people get their car stolen, it's their fault as they haven't secured it adequately?


8vFTW

415 posts

184 months

Tuesday 19th March 2013
quotequote all
Civil case. Put the letter in the bin and forget about it.

ging84

9,548 posts

177 months

Tuesday 19th March 2013
quotequote all
I'm not sure how this is financially penalising the victim
he's already had a claim, his car was stolen, if the insurance company are liable for the damage the car causes when stolen they'll pay out, if they're not then they won't

talksthetalk

10,821 posts

166 months

Tuesday 19th March 2013
quotequote all
Because a theft claim is one thing, a personal injury another.
Proving (on the balance of profitability)negligence by the owner of the car could be tricky.

CDP

8,062 posts

285 months

Tuesday 19th March 2013
quotequote all
The recipient would be legally required to hand the letter over to their insurance company who would no doubt unleash their best lawyers on the case in order to avoid setting an expensive precedent. Seriously, this is a can of worms they really wouldn't want opening.

tigger1

8,478 posts

252 months

Tuesday 19th March 2013
quotequote all
Doesn't sound to dissimilar to the whiplash claims the government are clamping down on.

Is it not a civil claim against the DRIVER of the stolen car, rather than the owner? The insurance covers the insured party's goods, and them against any damage/injury they cause to third parties. It doesn't cover the car thief, does it?

Captain Muppet

8,540 posts

296 months

Tuesday 19th March 2013
quotequote all
The victim should countersue the local crime prevention officer, and so on, until only lawyers are left.

mat777

10,714 posts

191 months

Tuesday 19th March 2013
quotequote all
Why not sue the scummy crims who nicked the car?

Oh yeah, it's against their human rights innit....

richb77

889 posts

192 months

Tuesday 19th March 2013
quotequote all
alfabadass said:
Sounds good!

It's the insurance company that pays out, and you'd lose your no claims anyway.

Why should the copper be in pain because you couldn't secure your car?
Are you taking the piss?

wst

3,504 posts

192 months

Tuesday 19th March 2013
quotequote all
Surely the cops should be suing the local police force for not having established health and safety procedures that adequately prevent the risk of injury to cops when chasing down car thieves?

(I hope the court doesn't laugh them out too loudly or they might suffer mental stress and humiliation and sue the court.)

ChrisDB7

163 posts

186 months

Tuesday 19th March 2013
quotequote all
Surely the victim has to be proven to be in some way negligent to be responsible for the Policeman's injuries in order to be liable to pay some compensation?

In any case its absolutely shocking behaviour from the copper. Its his job to catch crims and I'm sure when you sign up to join the Police you accept there is some risk you will sustain injury or even death. How it is morally justifiable to sue the victim of crime is beyond me. If he was hurt chasing after a paedophile would he sue those victims too?

Snowboy

8,028 posts

182 months

Tuesday 19th March 2013
quotequote all
Something seems odd with the journalism there.
It hasn't explained things well.

I reckon it's probably a legal chain thing.
The police want to sue the driver, but have to start hy sending a letter to the registered owner first.
Or something like that.

Devil2575

13,400 posts

219 months

Tuesday 19th March 2013
quotequote all
mat777 said:
Why not sue the scummy crims who nicked the car?

Oh yeah, it's against their human rights innit....
Nothing to do with human rights I suspect. More about there being no point in suing someone with no money biggrin

TwigtheWonderkid

49,228 posts

181 months

Tuesday 19th March 2013
quotequote all
There's specific law that difines who pays for third party damage/injury involving a stolen car.

From memeory, if the thieves are apprehended then any tp claim is not covered by the car insurance, but the tp must claim from the MIB.

If the thieves are unknown, then the car owners insurers are liable.

Might be the other way around.

LuS1fer

43,560 posts

276 months

Tuesday 19th March 2013
quotequote all
I've just put a large disclaimer on the back of mine prohibiting any police officers attempting to stop the car if stolen. frown

McWigglebum4th

32,414 posts

235 months

Tuesday 19th March 2013
quotequote all
My car is worth fk all

If someone steals it am i legally obliged to report it stolen?


As i can see zero benefit to me in reporting it stolen.

Captain Muppet

8,540 posts

296 months

Tuesday 19th March 2013
quotequote all
McWigglebum4th said:
My car is worth fk all

If someone steals it am i legally obliged to report it stolen?


As i can see zero benefit to me in reporting it stolen.
If you do report it to the police there is the benefit of them trying to arrest criminals, which is a benefit to society in general.

I think you have to declare it as a loss to your insurance company even if you don't claim. This is the bit that normally costs money.

McWigglebum4th

32,414 posts

235 months

Tuesday 19th March 2013
quotequote all
Captain Muppet said:
McWigglebum4th said:
My car is worth fk all

If someone steals it am i legally obliged to report it stolen?


As i can see zero benefit to me in reporting it stolen.
If you do report it to the police there is the benefit of them trying to arrest criminals, which is a benefit to society in general.

I think you have to declare it as a loss to your insurance company even if you don't claim. This is the bit that normally costs money.
Its a £500 micra

If i claim for it then next year will be my current cost plus £500

As to benefitting society

They have to punish or deter the little sts before arresting them is worthwhile