It's people like this who make our insurance so expensive...

[figz]

Just came across this thread, some old boy wants to know how to change his V5 back to a 1.2 so he can insure it as that, even though it has a 2.0 engine.

How can i change my engine on v5?

It's people like this that contribute to the mess of the car insurance industry. Insuring a 2.0 as a 1.2, he may as well not be insured if anything happens. Makes my blood boil!

[Defcon5]

quote:
Originally posted by LHT C20XE
i have a moped that does 0-60 in about 5-6 seconds and tops out around 120


Oh dear oh dear

[jeebus]

The lad sounds like a moron but how exactly is he costing the insurance industry money?

[LeeMad]

not really. if he ever caused an accident and resultant payout then whoever insure him wouldnt have to pay out for his damage, so the initial payout would be less, but theyd also probably take him to court and claim the rest back off him. if it was insured properly theyd make a big payout and not get it back.

[figz]

Ok I didn't think the title through too well. The point still stands this lad is a moron though

[SystemParanoia]

Ive done that in the past with a nova..

i never claimed on my insurance as i never had an "incident" or "crash"

what i did do is save a fortune over several years and nobody lost out


so i say. .. meh

[Willy Nilly]

He's from Liverpool, I'm surprised he's even heard on insurance

[stuartmmcfc]

LeeMad said:

not really. if he ever caused an accident and resultant payout then whoever insure him wouldnt have to pay out for his damage, so the initial payout would be less, but theyd also probably take him to court and claim the rest back off him. if it was insured properly theyd make a big payout and not get it back.

He doesn't sound the sort to have enough assets to recover any losses in Court tbh.

[CraigZR]

Usually see Imprezas wrx and sti's for sale saying in the advert that its a gl on the log book so you can insure it cheaper.
Anyway if the Corsa guy crashes wont his insurance be void?

[Condi]

Yes, a friend changed his engine from a petrol to diesel and then ran it off red for about 2 years I think.

Didnt do it for insurance reasons, but his fuel was costing about 40ppl.

[TheEnd]

Some great advice there from the site admin.

[P Nuts]

Willy Nilly said:

He's from Liverpool, I'm surprised he's even heard on insurance

and York too according to the 3rd page

[LeeMad]

CraigZR said:

Anyway if the Corsa guy crashes wont his insurance be void?

no

[italianjob1275]

To be fair I once owned a Polo GT which had had the original 1.3 unit replaced with a Golf mk3 1.4 engine.

Told dvla and they replied saying that this engine wasn't originally fitted (yeah I know!)

And demanded photos and a receipt for the replacement engine. I sent these off and recieved another reply.

This engine was not originally fitted to this vehicle (yeah I know)

and demanded a inspection from an independent garage. I got a vw specialist to write the dvla a lovely letter confirming the engine numbers.

The dvla replied telling me that the engine was not originally fitted to this car..

I gave up after that. The insurance company knew about the swap though.

[GC8]

LeeMad said:

CraigZR said:

Anyway if the Corsa guy crashes wont his insurance be void?

no

But this crap never ends!

[crostonian]

So everyone on here has informed their insurance company about alloy wheel upgrades, sports exhausts, remaps etc - thought not...

[J4CKO]

But the more pressing issue is why you were on Corsasport, would rather get caught on chapswithflaps.com, again.....


Only joking, I quite liek the idea of a boggo looking Corsa with a Red Top in it.

[P Nuts]

crostonian said:

So everyone on here has informed their insurance company about alloy wheel upgrades, sports exhausts, remaps etc - thought not...

so you haven't?

[GokTweed]

Do winter tyres still increase premiums?

[crostonian]

I have a traders policy so irrelevant to me.