HPI checks

[Davi]

What's the best place for HPI checks nowadays? Just looking at a few cars, none over £1500 but just feeling cautious for a change and want to check no finance outstanding

[Garlick]

You've just named them

[Pipeandacrepe]

3 quid text service on a car at that sort of price. No point paying 30 a pop, the first 5 may be wrong 'uns.

[deeps]

A word of warning, I used HPI (think I got their details from here) to check out my last purchase. Came back all clear.

Good job the bloke selling the car was honest, it actually had 45k owing in finance.

I contacted HPI asking for a refund, they refused stating that their small print states that accuracy is not assured. Basically these companies all rely on third party information.

[Davi]

LOL that fills me with confidence Deeps!

Outstanding finance is always my greatest concern buying a new car having seen someone get caught out with what was nothing more than an old banger.

Pipe - most of the text jobs I've looked at don't cover finance.

[Krikkit]

deeps said:

A word of warning, I used HPI (think I got their details from here) to check out my last purchase. Came back all clear.

Good job the bloke selling the car was honest, it actually had 45k owing in finance.

I contacted HPI asking for a refund, they refused stating that their small print states that accuracy is not assured. Basically these companies all rely on third party information.

What's the point in using their service then?! Absolutely ridiculous.

[Soupie69uk]

I thought RAC had some protection with their check. Also can buy a batch of say 5 checks at a discounted rate.

[Davi]

Krikkit said:

What's the point in using their service then?! Absolutely ridiculous.

I've just been told that under the HP act, if there is outstanding fincance and you have taken out an HPI check, then it's yours, it can't be repossessed, but if you DON'T get it checked, it's not. Not from the most reliable of sources so trying to find out if that's true.

[s p a c e m a n]

Well that cant be true, because i would just do a check on my mates ferrari and then he could knock the finance and i would own it.

[Cupramax]

s p a c e m a n said:

Well that cant be true, because i would just do a check on my mates ferrari and then he could knock the finance and i would own it.

You would have knowingly acted fraudulently though...

[s p a c e m a n]

Yes, but i would have a shiney car