Cat C
Author
Discussion

Kingersnr

Original Poster:

3 posts

163 months

Wednesday 3rd April 2013
quotequote all
Ive just read a lot of cat C, D stuff but still not sure what to do. Iwas thinking of buying a fiat 500 on a10 plate but see it has a cat C but also has a VIC check. Itold my insurance com the reg and the premium went up. The company selling it said they will put 6 months tax on the car but im now not sure what to do the car will cost me £6000 shall i or not? Can anyone help me thanks

Krikkit

27,941 posts

212 months

Wednesday 3rd April 2013
quotequote all
At £6k it's not significantly cheaper than the rest of the ones for sale- jog on. The added insurance premium and hassle at sale time won't be worth it!

Kingersnr

Original Poster:

3 posts

163 months

Wednesday 3rd April 2013
quotequote all
Thanks krikkit thanks for the help

GC8

19,910 posts

221 months

Wednesday 3rd April 2013
quotequote all
VIC stands for Vehicle Identity Check. It is just that - a check to establish the vehicles provenance, and it has nothing to do with quality, so its VIC status doesnt mean that it has been repaired well, or even safely.

An Autolign test pass will remove it from the Condition Alert register and reclassify it as Condition Inspected (on HPIs Condition Inspected register - the days when it was removed altogether have long since passed). After this a decent insurance company will insure it without charging a premium and theyll value it as though it hadnt ever been damaged.

As Im sure that you realise, very few cars see Autoligns doors.

Kingersnr

Original Poster:

3 posts

163 months

Wednesday 3rd April 2013
quotequote all
Thank you all so much for the info

sammym

40 posts

163 months

Wednesday 3rd April 2013
quotequote all
GC8 said:
VIC stands for Vehicle Identity Check. It is just that - a check to establish the vehicles provenance, and it has nothing to do with quality, so its VIC status doesnt mean that it has been repaired well, or even safely.

An Autolign test pass will remove it from the Condition Alert register and reclassify it as Condition Inspected (on HPIs Condition Inspected register - the days when it was removed altogether have long since passed). After this a decent insurance company will insure it without charging a premium and theyll value it as though it hadnt ever been damaged.

As Im sure that you realise, very few cars see Autoligns doors.
They certainly won't value you the car the same as one that isn't on the accident damage register!

And I wouldn't spend 6k on a registered car. A cheap banger for sub 1k wouldn't concern me, but why make an investment on literally damaged goods!

ZOLLAR

19,920 posts

204 months

Wednesday 3rd April 2013
quotequote all
Kingersnr said:
Ive just read a lot of cat C, D stuff but still not sure what to do. Iwas thinking of buying a fiat 500 on a10 plate but see it has a cat C but also has a VIC check. Itold my insurance com the reg and the premium went up. The company selling it said they will put 6 months tax on the car but im now not sure what to do the car will cost me £6000 shall i or not? Can anyone help me thanks
If you do decide to buy a CAT car try some different insurers, not all rate on whether a car is a Cat C or D.

GC8

19,910 posts

221 months

Wednesday 3rd April 2013
quotequote all
sammym said:
GC8 said:
VIC stands for Vehicle Identity Check. It is just that - a check to establish the vehicles provenance, and it has nothing to do with quality, so its VIC status doesnt mean that it has been repaired well, or even safely.

An Autolign test pass will remove it from the Condition Alert register and reclassify it as Condition Inspected (on HPIs Condition Inspected register - the days when it was removed altogether have long since passed). After this a decent insurance company will insure it without charging a premium and theyll value it as though it hadnt ever been damaged.

As Im sure that you realise, very few cars see Autoligns doors.
They certainly won't value you the car the same as one that isn't on the accident damage register!

And I wouldn't spend 6k on a registered car. A cheap banger for sub 1k wouldn't concern me, but why make an investment on literally damaged goods!
Sammy, dont confuse your opinion with fact. A successful Autolign inspection removes the car from the Condition Alert register. Its place on the Condition Inspected regsiter shows that it has been repaired to an acceptable standard and it is far from easy to achieve this.

T16OLE

2,965 posts

222 months

Wednesday 3rd April 2013
quotequote all
After recently buying a CAT C.

Don`t bother, its not worth the hassle. There were loads of little gremlins that come out the woodwork.

It will be a nightmare to sell, it may not have been repaired to a sufficient standard either.

For that money, definitely walk away. There are plenty OTHERSout thereote]

Edited by T16OLE on Wednesday 3rd April 18:24

sammym

40 posts

163 months

Wednesday 3rd April 2013
quotequote all
GC8 said:
Sammy, dont confuse your opinion with fact. A successful Autolign inspection removes the car from the Condition Alert register. Its place on the Condition Inspected regsiter shows that it has been repaired to an acceptable standard and it is far from easy to achieve this.
I'd never even heard of this sort of inspection before you mentioned it. And have to say that if those tests do what you are saying they do, then they would be worth their weight in gold.

I've done a quick google though, and can only find a very budget looking website, that appears to sell you an engineers report for around £250 quid. I'm not saying you are wrong, as I don't know. But what I do know is that it will be significantly more difficult to sell a category related car, and you will not get as much money when do you want to sell it.

Back to what the OP was asking about though, and I stand by my original assertion. Who in their right mind would spend 6 grand on a car which had been written off, when they could get a clean one for similar money.

GC8

19,910 posts

221 months

Wednesday 3rd April 2013
quotequote all
I was going to say that they may have fallen by the wayside, but a quick Google brought up their site. http://www.autoligninspections.co.uk/

"Autolign Inspections are the only UK based company that specialises in the reclassification of vehicles that have been written off by insurance companies.
Appointed by HPI Equifax Europe we adhere to the highest inspection standards set by the MIRRC (Thatcham) HPI Approved Vehicle Inspection Procedures."

Autolign inspected cars are rare because their standardas are high and because they cant remove cars completely from the register any more (since around April 1995 IIRC), so people are reluctant to spend the money required on the repair.