What is it with Audi TT Drivers?
Discussion
So a few weeks ago we saw pictures of a Red TT crashing in to a house - http://www.bbc.co.uk/news/uk-england-suffolk-21916... and now this - http://www.manchestereveningnews.co.uk/news/greate... .
I dont think I will be getting in a TT as a Passenger anytime soon.
I dont think I will be getting in a TT as a Passenger anytime soon.
Edited by Batlamb on Sunday 7th April 17:53
Rich_W said:
zeduffman said:
£25 costs?
Indeed. 
So who pays for the £190K damage? Does he have to pay anything towards it? No insurance.
Do people on PH have no idea how insurance works?! The car WAS insured, he WASNT insured to drive it. The company are still liable for 3rd party claims.
Condi said:
Rich_W said:
zeduffman said:
£25 costs?
Indeed. So who pays for the £190K damage? Does he have to pay anything towards it? No insurance.
Do people on PH have no idea how insurance works?! The car WAS insured, he WASNT insured to drive it. The company are still liable for 3rd party claims.
Condi said:
Insurance will cover 3rd party and then be reclaimed from his personal earnings. Hence why he will spend the rest of his life paying it off.
Do people on PH have no idea how insurance works?! The car WAS insured, he WASNT insured to drive it. The company are still liable for 3rd party claims.
So if the car is covered, why does a driver need cover? Honest question. Do people on PH have no idea how insurance works?! The car WAS insured, he WASNT insured to drive it. The company are still liable for 3rd party claims.
CanAm said:
Though in the first instance the property insurers will pay out (most policies cover impact by vehicles) and then try to recover from the motor insurers.
I suspect so. But I don't think "motor insurers" as much as "nobbo the mummys boy" Hence the rest of his life part.Oh, and if the div with the GT86 and his problem with Toyota dealer is reading. THIS is TWOC! Not a series of road tests equalling 250miles
The insurers of the car are obliged to pay for the damage under their Road Traffic Act obligations, but then they will pursue the uninsured driver for recovery of their outlay which will include the full repair costs, plus potentially a significant loss of business claim.
We have insurance as drivers a) because it's a legal requirement to carry TPO as a minimum and we are at risk of criminal prosecution if we don't, and b) so in the event that we f
k things up that we don't have to end up paying personally for the damage caused.
Most people additionally have comprehensive cover to ensure that the damage to our own cars is repaired at the insurer cost (less any applicable excess agreed at the start of the insurance term).
We have insurance as drivers a) because it's a legal requirement to carry TPO as a minimum and we are at risk of criminal prosecution if we don't, and b) so in the event that we f
k things up that we don't have to end up paying personally for the damage caused.Most people additionally have comprehensive cover to ensure that the damage to our own cars is repaired at the insurer cost (less any applicable excess agreed at the start of the insurance term).
Rich_W said:
CanAm said:
Though in the first instance the property insurers will pay out (most policies cover impact by vehicles) and then try to recover from the motor insurers.
I suspect so. But I don't think "motor insurers" as much as "nobbo the mummys boy" Hence the rest of his life part.Oh, and if the div with the GT86 and his problem with Toyota dealer is reading. THIS is TWOC! Not a series of road tests equalling 250miles
Motor insurers pay out - recover from matey-boy (eventually - maybe)
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