How would you get this car home?

[Riknos]

So, I'm looking into potentially purchasing a car, that the owner is no longer insured on, leaves it in his garage, and the tax ran out the end of March. To my knowledge, he hasn't put it on SORN, and has merely let it expire.

Now - I can't re-tax it, as there is no insurance on it, I can't take out insurance on it, as I am not switching my insurance over yet as I will need to keep driving my current car and sell it before using the new car.

Dayinsure want £65 just for one day's worth of insurance to pick it up. I can't get someone else to pick it up on their 'drive other cars' clause in their policy, as that only works if the said car is currently insured - which it isn't.

What would you do?

Take out day insurance - try and print off the confirmation email and tax it with that? Drive it home for an hour, then sorn it as soon as I get home? Try and get my existing insurance company to add it for a day? Could I get it taxed with that certificate?

Ideas welcome, thanks

[Dave 500]

I don't think you can tax a car with day insurance.

Check the small print

Only way to do it legally would be trailer or transporter.

[Magic919]

I'd have someone pick it up using their driving others cars extension. Most don't require the car to be covered elsewhere.

[raceboy]

How much would a low loader set you back?

[Rickyy]

Magic919 said:

I'd have someone pick it up using their driving others cars extension. Most don't require the car to be covered elsewhere.

Are you sure about that? I'm sure every policy I've seen requires the a car to be insured for someone else to drive it on their policy.

[Dave 500]

Magic919 said:

I'd have someone pick it up using their driving others cars extension. Most don't require the car to be covered elsewhere.

I think you will find most do

[Magic919]

Rickyy said:

Magic919 said:

I'd have someone pick it up using their driving others cars extension. Most don't require the car to be covered elsewhere.

Are you sure about that? I'm sure every policy I've seen requires the a car to be insured for someone else to drive it on their policy.

Yes, I'm sure.

Here's a quote fom a Direct Line policy. You can download it from their website.

Directline said:

1b. Driving other cars
If your certificate of motor insurance says so, this policy provides the
same cover as above in 1a when you are driving any other motor
car as long as you do not own it and it is not hired to you under a hirepurchase
or leasing agreement. This cover only applies if:
• there is no other insurance in force which covers the same liability;
• you have the owner’s permission to drive the car;
• the car is registered in and being driven in Great Britain, Northern Ireland,
the Republic of Ireland, the Isle of Man or the Channel Islands; and
• you still have your car and it has not been damaged beyond
cost-effective repair.

[Riknos]

Dave 500 said:

Magic919 said:

I'd have someone pick it up using their driving others cars extension. Most don't require the car to be covered elsewhere.

I think you will find most do

Bingo. Most people don't read the small print in their insurance docs (I do!)

[kambites]

I think you'll either have to pay someone to move it for you, or bite the bullet and pay to tax and insure it. You might get someone to move it on their policy - some allow it some don't.

I think you also, you need to either SORN or tax it ASAP. As I understand it, it's an offence to own a registered a car which is neither taxed nor SORNed.

[greggy50]

You can tax cars with some day insurance i believe look at tempcover.com

[danp]

add to your insurance policy as a temp car, or make your current car the temp one (for say a month while you sell it).

if it has mot you can then tax it, or you could take your chances depending on how far it needs to go, where it is, your attitude to risk etc!

[crofty1984]

danp said:

add to your insurance policy as a temp car, or make your current car the temp one (for say a month while you sell it).

if it has mot you can then tax it, or you could take your chances depending on how far it needs to go, where it is, your attitude to risk etc!

I don't know about you, but for me Adrian Flux added another car to the same policy for 30 days while I changed cars. Or if you're going to have it trailered, I can recommend Shiply.

[AdeTuono]

http://www.shiply.com/

Got to be the easiest. And cheapest when you factor in your time.

[SuperVM]

AdeTuono said:

http://www.shiply.com/

Got to be the easiest. And cheapest when you factor in your time.

Agreed.

[IanMorewood]

Low loader or rigid tow bar.

[sc0tt]

IanMorewood said:

Low loader or rigid tow bar.

Rigid towbar still requires the vehicle to be taxed.

[CAPP0]

When I picked up my Landit it was MOTd but not running properly nor taxed. I just hired a decent car trailer, £40 for the day, and dragged it home on that. No fuss, no hassle.

[surveyor]

I'd speak to my friendly local garage and book it in for a mot + day insure.

I would compare this cost with Shipley etc. and do the cheapest.....

[Riknos]

surveyor said:

I'd speak to my friendly local garage and book it in for a mot + day insure.

I would compare this cost with Shipley etc. and do the cheapest.....

It has MOT - No tax!

I'll check out Shipley, thanks all!

[IanMorewood]

sc0tt said:

IanMorewood said:

Low loader or rigid tow bar.

Rigid towbar still requires the vehicle to be taxed.

Thats my learned something today moment then, thanks.