The Ring - RSR Hire & insurance

[tjlees]

The pull is too strong and I finally decided to do a two day trackday at the Ring with a friend.

The lovely people at RSR have quoted me happy for a E46 RHD M3 complete with instructor and bling vbox with datalogger and full video. Excellent!

Then I read the small print "E46 RHD M3 standard liability is 22000 euro excess" All for a £6k BMW at best (see PH classifieds)

Ok, no problem, I will take out their RSR Car Damage Insurance - that will be 2200 Euros sir ( two people driving for two days)and your liability excess goes down to 6000 euros and ...

"This policy does not cover third-party liabilities (e.g. Guard rails, other cars), damage to the internal parts of the engine, bearings and sensors/electronic components, mechanical damage/breakdown how so ever caused, consumable items (tyres, brake pads etc) or damage to the car caused by ʻkerbingʼ. The premium costs are per person, per day."

So for a £6k E46 M3, its going to cost me 2400 euros to hire, 1800 euros tuition, 2200 euros insurance and if I total the vehicle a further 6000 euros. That's 10600 euros for a 6k E46 M3 if I potentially clash or bash it ... fk bks wk the thieving s

So any suggestions on:

a) How do I insure a Ring trackday vehicle for less? My CCI covers me for £110 per day with a 1000 excess on the trackdays
b) A better deal on ring car hire?
c) or have I missed something, and I should pay-up and book myself into nearest loony hospital post Ring adventure and consider myself certified???

[havoc]

Buy a leggy, short-MOT E36 M3 for a few £k. Put the rest in your back pocket for armco/other risks.
Get it serviced/checked over.
Buy a VBOX if you really want.
Take it to the 'ring.
Thrash the arse off it.
Put a for sale sticker in the window while it's in the car park / leave it there when you're done.


It'll be cheaper before you start, you'll have much less financial risk, and you'll have almost as much fun.

[ARobinson]

Drive your own car on a destination nurburgring track day, if its valuable insure it for 1st party liability.

I rented from rsr 5 or 6 years ago, excess for a clio 197 was £8k or something.

I didnt crash it!

Don't tf a uk car unless you have extremely deep pockets should the inevitable happen. Just a small hospital bill and loss of earnings would make that rsr rental seem like pocket change,

[tjlees]

Yep. Coming to that conclusion pretty quickly .... The trackday organiser covers any ring damage away.

I cannot imagine how these companies actually get punters through the door who do not want to use their own garage queens

[nickfrog]

Just look at Rent4ring. Third party liability is included (excludes ARMCO damage). Not sure how much Ring experience you have but a stage 2 Swift is a good cheap start if it's your first time there with 888s, Endless pads and Ohlins suspension. They also offer affordable instruction and are a brilliant and very friendly set up.

Edited by nickfrog on Thursday 30th May 22:37

[tjlees]

...looks much better value. I see what they can do for me

[stefan1]

tjlees said:

...looks much better value. I see what they can do for me

Another recommendation here - very professional and friendly and prices much more competitive.

Enjoy.

[TiminYorkshire]

I've rented from R4R before when the bike was broken, awaiting repair and I was twiddling my thumbs, the Swift was great fun, and reasonably swift too! Definitely recommend R4R. Another option is the Twingos from Martin up at the Burgstube.

[hogansghost]

It's eyewatering.

Rented a clio a couple of years ago as the Megane was approx €8k excess and the rain put me off pushing for a new lap record. A guy from the US was having a trip of a lifetime and rented a Lotus. Saw him in the steak restaurant at the end of the day looking a little less chipper - he'd smacked the Lotus and "lost a big part of his trip fund" in the process.

Still, youtube is awash with examples of big accidents and some people have different views of risk.

[greggy50]

At that price just buy an M3 thrash it round and then sell may loose £500 - £1k at the absolute worst case (unless it blows up)

You can get third party insurance for the ring I believe to cover damage and sure it will be less than £1k per day...

[robm3]

To date I've rented from RSR:

Their Clio

Megane R26r

Lotus Exige (used at their Spa day where my brother o so nearly pranged it on O'Rouge)

997 GT3 RS

I've never thought about the costs and just taken the gamble.

Preferred it when Dale was there.

[robm3]

robm3 said:

To date I've rented from RSR:

Their Clio

Megane R26r

Lotus Exige (used at their Spa day where my brother o so nearly pranged it on O'Rouge)

997 GT3 RS

I've never thought about the costs and just taken the gamble.

Preferred it when Dale was there.

PS Megane was by far the most fun and forgiving car to drive

[lost in espace]

Fly or drive there, hire a car from Hertz or similar. I think German insurance includes the ring. Anyone know if this is correct or excluded from hire cars?

I rented a 330ci SMG roll cage etc, the excess was 8k euro. Followed the instructor, was great.

[greggy50]

Hire Cars are most certainly not allowed on the ring

Believe they have people that check for this as well...

[AndySpecD]

Another thumbs up for Rent4Ring, have taken one of the Swifts out a couple of times.

Speak to http://www.pistonheads.com/gassing/profile.asp?mem... at http://www.rent4ring.de/en/

Great outfit, great fun and reasonably priced.

[jebus]

Get caught taking a normal hire car around the ring, and your bank account could well take a hammering before your lap is over!
Overall, unless your going to take your own car and spend a good few laps to start to get an idea of where your going and even then the 'Ring is never going to be a cheap trip, but 22k excess is nuttier than squirrel ****

[ED209]

jesus, wish i hadnt seen this thread!

tempted by a days swift hire instead of a stag do next year

[AndySpecD]

ED209 said:

jesus, wish i hadnt seen this thread!

tempted by a days swift hire instead of a stag do next year

You won't regret it!

[csmith319]

I've been a couple of times and approached the track luck a country road. Make sure you're always sighted, slow in, fast out and enjoy it. That reduces your risk massively, you won't be setting any records and trying to learn a car and a circuit like the 'ring at 10 10ths will end in tears.

Your risk then is others, so keep your eyes out as some people a bit too hard for their experience an car.

I've done it twice, last time went to Spa on the way back, much better time - huge run off areas and you learn the track quickly. You can really push hard. RSR do spa as wel, my brother used them and they were great even giving senfree tuition to him and a friend of mine.

Only my 2 pennies, but don't drive the ring like a track, treat it like a country road where you don't have to think abou on coming traffic and you will love it.

[Olivera]

OP, you make a very good point.

I've lost track how many times I've read on PH "don't drive your own car as it's too risky, just rent one", without taking into account the total rental costs, huge excess, armco/recovery costs, 3rd party damage, breakdown costs and other small print. It's quite possible you could forgo driving your own car for a Ring rental, but still end up owing £10-30k+ if you crash it.