Hit drunk pedestrian. What to do?
Hit drunk pedestrian. What to do?
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Discussion

Carcharodon

Original Poster:

91 posts

162 months

Saturday 24th August 2013
quotequote all
Hi

A friend of mine just called to say they had hit a drunk pedestrian crossing the road. They were breatalysed and police attended. Plenty of witnesses to back up the fact the woman ran in front of a stopped bus into the road.

The car was slightly damaged. So my question is what is the best course of action in this situation? Small claims court? Try and settle with the person direct? Involve insurance?

What are insurance implications?

mrmr96

13,736 posts

235 months

Saturday 24th August 2013
quotequote all
Carcharodon said:
Hi

A friend of mine just called to say they had hit a drunk pedestrian crossing the road. They were breatalysed and police attended. Plenty of witnesses to back up the fact the woman ran in front of a stopped bus into the road.

The car was slightly damaged. So my question is what is the best course of action in this situation? Small claims court? Try and settle with the person direct? Involve insurance?

What are insurance implications?
This'll be good!

TheEnd

15,370 posts

219 months

Saturday 24th August 2013
quotequote all
It's fair, I'd pass it over to insurance though, they'll do the fixing, and they'll be deciding whether to bill anyone.
Probably won't do anything, but if someone's drunk actions cause loss or damage it's certainly more acceptable to get them to sort it out, compared to claiming for slipping on a wet floor.

The Moose

23,705 posts

240 months

Saturday 24th August 2013
quotequote all
I'd probably involve the insurance so they have the clout of their legal team incase the ped starts to get funny about it

mybrainhurts

90,809 posts

286 months

Saturday 24th August 2013
quotequote all
Just a minor issue, I know, but is the pedestrian dead...?

s p a c e m a n

12,148 posts

179 months

Saturday 24th August 2013
quotequote all
Was she fit?

Carcharodon

Original Poster:

91 posts

162 months

Saturday 24th August 2013
quotequote all
Would the car not then be a cat d repaired? Decreasing its value. There are lots of witness statements including police statement putting blame on the pedestrian.I wouldn't want to advise my friend and then they lose out financially because of something not their fault.

Thanks

22rgt B Squadron

339 posts

168 months

Saturday 24th August 2013
quotequote all
Was she flat?

22rgt B Squadron

339 posts

168 months

Saturday 24th August 2013
quotequote all
Was she flat?

Carcharodon

Original Poster:

91 posts

162 months

Saturday 24th August 2013
quotequote all
Pedestrian had minor injuries. I cant believe I didnt mention that. I dont know full details as I had a quick chat with them on the phone. It was a low speed collision

Tango13

10,177 posts

207 months

Saturday 24th August 2013
quotequote all
I heard of one case where an OAP walked out between some parked cars and was hit and killed by a motorcycle.

The rider of the bike successfully claimed from the estate of the deceased for the damages to his bike and clothing.

The Moose

23,705 posts

240 months

Saturday 24th August 2013
quotequote all
The car will only be a cat-d if its written off. Not if they just repair a couple of grands damage on a £10k car

The Moose

23,705 posts

240 months

Saturday 24th August 2013
quotequote all
Tango13 said:
I heard of one case where an OAP walked out between some parked cars and was hit and killed by a motorcycle.

The rider of the bike successfully claimed from the estate of the deceased for the damages to his bike and clothing.
Too right too in my opinion

Carcharodon

Original Poster:

91 posts

162 months

Saturday 24th August 2013
quotequote all
Thats a sad case. I dont know if I could have claimed in that case. Unless it was going to seriously affect me financially.

iva cosworth

44,044 posts

194 months

Saturday 24th August 2013
quotequote all
Carcharodon said:
Would the car not then be a cat d repaired?
Only gets a Cat D if new parts not available,what car is it ?

Lightly damaged you said in OP,then unlikely to be written off.

Carcharodon

Original Poster:

91 posts

162 months

Saturday 24th August 2013
quotequote all
Audi s4. From the sound of it it seems like smashed wing mirror and panels dents.

Toltec

7,179 posts

254 months

Saturday 24th August 2013
quotequote all
iva cosworth said:
Only gets a Cat D if new parts not available,what car is it ?
Never heard that one before, why is that the case?

ejenner

4,653 posts

212 months

Saturday 24th August 2013
quotequote all
So, this 'friend' - is it you?

Someone had to ask. Like "my friend has this STI"

Depends on whether you can easily afford to pay for the damage to the car. Getting the insurance to pay for it can be a bit like taking out a loan so only worth claiming for anything over 1k - probably.. don't know your circumstances. Just find a way to pay for it, pay back your parents, friends, bank.. rather than the insurance comapny.

We're all assuming you didn't hurt the pedestrian and she just dented the bonnet or something? It does happen occasionally, where someone steps out in front of a car not moving that fast.

Carcharodon

Original Poster:

91 posts

162 months

Saturday 24th August 2013
quotequote all
Its not me. I would say if it was. I wish I had an Audi S4.

It appears to be the woman had a few too many drinks and ran across the road withoit looking properly. The driver shouldnt have to lose out if someone causes damage when the cross the road dangerously? Isn't that what pedestrian crossings are for?

davepoth

29,395 posts

230 months

Saturday 24th August 2013
quotequote all
Carcharodon said:
Thats a sad case. I dont know if I could have claimed in that case. Unless it was going to seriously affect me financially.
It's entirely possible that it was the insurance company claiming after they'd paid out for the damage.