Car accident injury claim

[passatman]

Hello - please could someone advise; I was hit in the rear of my car by a 3rd party and ended up in hospital with injuries. The 3rd party admits full responsibility. I am making an insurance claim with Admiral who are also the 3rd party's insurer. I am also making an injury claim via Admiral. Is there a conflict of interest and should I use Admiral for the injury claim, or should I use an independent injury claim specialist firm of solicitors ? Thanks very much.

[matt1269]

This will go well.

[passatman]

Matt - thanks for you reply. Do you mean it will go well if I use Admiral ? Thanks

[s3fella]

He's implying you're a bogus whiplash claimer!

It's an interested point and one which may well be a genuine problem. It certainly shouldnt be, they should set up a Chinese wall and deal in each parties interest, but it would be naiive to trust wholly in this!

May be worth using your legal cover to get a formal independant legal opinion, or if you don't have it, worth spending 50quid to obtain your own opinion maybe?

[Cupramax]

He's inferring that Ambulance chasing as its known, isnt the most popular subject on here... mainly as every time someone does this, everyones insurance goes up as a result.

[passatman]

matt1269 this is a genuine enquiry you to**er !

[s3fella]

passatman said:

matt1269 this is a genuine enquiry you to**er !

No need for that fella, you'll get plenty of genuine answers, but you've just broken an important rule on PH on post number 3. Well done. Ad if we don't see you again, bye!

[Zoobeef]

passatman said:

matt1269 this is a genuine enquiry you to**er !

Brilliant, you will now be welcomed here with open arms.

[Devil2575]

There should be no problem at all.

The 'conflict of interest question' has come up in the past and LoonR1 as well as other insurance bods have assured people that it isn't an issue.

I'm inclined to believe him, but then I don't own a tinfoil hat...

[passatman]

OK not the response I should have made, but having an injury because of someone's reckless and extremely dangerous driving (probably using a mobile phone), then someone inferring I am making up an injury to make a claim touched a nerve (no pun intended).

[passatman]

Thank you Devil2575

[s3fella]

passatman said:

OK not the response I should have made, but having an injury because of someone's reckless and extremely dangerous driving (probably using a mobile phone), then someone inferring I am making up an injury to make a claim touched a nerve (no pun intended).

What is or was the nature of your injury?

[passatman]

s3fella - sorry it would be best for all concerned if I do not divulge any details other than to say that I have only just arrived home from hospital following a serious spinal injury. Grateful for the genuine response I have had to my question from one person, but not too pleased with the attitude of some on here regarding a very serious matter. People using mobile phones when driving should be banned immediately - it is not the guy in front's fault in such cases and he shouldn't be chastised or ridiculed by this forum for claiming in genuine cases. No more comments from me.

[matt1269]

s3fella said:

He's implying you're a bogus whiplash claimer!

I wasn't. I was simply saying that from the number of similar threads on here that it generally doesn't go well for the poster.

[ikarl]

passatman said:

s3fella - sorry it would be best for all concerned if I do not divulge any details other than to say that I have only just arrived home from hospital following a serious spinal injury. Grateful for the genuine response I have had to my question from one person, but not too pleased with the attitude of some on here regarding a very serious matter. People using mobile phones when driving should be banned immediately - it is not the guy in front's fault in such cases and he shouldn't be chastised or ridiculed by this forum for claiming in genuine cases. No more comments from me.

Why? what difference does it make?