insurance question.

[GoneBananas]

Hi all.

I've ordered a new Ford Custom van, delivery has been delayed and is now October, insurance on the existing old van runs out next week. Whats the cheapest way to insure the old van for 4 weeks? Thanks.

[Willy Holloughby]

Is it insure it as normal and then do a change of vehicle when you get the new one?

[TwigtheWonderkid]

Why not renew the old van for the year, and then do a substitution for the new van when you get it?

[GoneBananas]

Thanks for the suggestions. I suppose thats what I need to do, I just assumed that would somehow work out to be expensive. The insurance company will know that I can't shop around for the best price so will just quote their max on the new van?

[Engineer1]

I changed car from a 9 year old car to a brand new car, the insurer wouldn't take the swap so ended the policy re-funded me the remaining premium and re-quoted with a different underwritter, it may be worth speaking to a broker as you may be able to get a quote for the new van and get the old one on to start with then change vehicles

[CallorFold]

I might be wrong here, but insurance companies can usually give a quote which is valid for 30 days?

When you take out insurance again on your current van, ask for a quote for changing it over to the new van. Come 30days time the quote/figure they provided should still be valid.

Even if that's not the case, I guess it wouldn't change too much in price if at all to change the vehicle on the policy.

[SteveSteveson]

GoneBananas said:

Thanks for the suggestions. I suppose thats what I need to do, I just assumed that would somehow work out to be expensive. The insurance company will know that I can't shop around for the best price so will just quote their max on the new van?

I have never found that.

Just let them know what you will be doing when you get the quote and they may even waive the change fee when it comes time. Two companies have done that for me in the past, one for a license change (getting my full bike license) and one for a new car I knew I was getting.

[GoneBananas]

Update: Thanks for all the advice. Looks like I was worrying unnecessarily. The quote for the new van is only £100 more than the existing.