hows this going to go? (insurance)
hows this going to go? (insurance)
Author
Discussion

simon1987

Original Poster:

401 posts

166 months

Sunday 15th September 2013
quotequote all
was parked up on the righthand side of the road, started joining traffic (Crossing traffic heading towards me) and got hit by a car heading the same direction as the way i intended to go.

basically i got hit by someone who had bad road positioning and crossed over to my side of the road. I was halfway across the opposite side of the road which was clear and he collided with me, I saw him but thought he had enough room but he moved out in to the middle of the road.

HustleRussell

26,662 posts

191 months

Sunday 15th September 2013
quotequote all
As far as insurance is concerned, you pulled out into moving traffic.

fjord

2,143 posts

168 months

Sunday 15th September 2013
quotequote all
Badly.

simon1987

Original Poster:

401 posts

166 months

Sunday 15th September 2013
quotequote all
as far as i am concered I was in the opposite lane of traffic (Which was clear) and got hit whilst stationary by someone traveling at speed in the other direction

HustleRussell

26,662 posts

191 months

Sunday 15th September 2013
quotequote all
Well the good news is that your insurance company is likely to base their decision on liability entirely on your opinion.

simon1987

Original Poster:

401 posts

166 months

Monday 16th September 2013
quotequote all
Good.

Toaster Pilot

14,867 posts

189 months

Monday 16th September 2013
quotequote all
simon1987 said:
as far as i am concered I was in the opposite lane of traffic (Which was clear) and got hit whilst stationary by someone traveling at speed in the other direction
You said you were joining traffic now you say you were stationary - can't be both.

CSK423

838 posts

238 months

Monday 16th September 2013
quotequote all
simon1987 said:
as far as i am concered I was in the opposite lane of traffic (Which was clear) and got hit whilst stationary by someone traveling at speed in the other direction
You mention you were halfway across the roAd though not in your lane fully in the first post ?

If you were halfway imo you were at fault pulling across incoming traffic, if you had completed your manoeuvre then it still isn't clean cut as you could have caused the car to swerve into your lane.

All imo of course based on your posts and lack of pics etc.


balls-out

3,794 posts

262 months

Monday 16th September 2013
quotequote all
Toaster Pilot said:
simon1987 said:
as far as i am concered I was in the opposite lane of traffic (Which was clear) and got hit whilst stationary by someone traveling at speed in the other direction
You said you were joining traffic now you say you were stationary - can't be both.
seems clear he was across one lane of traffic stationary, awaiting to join the other lane.

Toaster Pilot

14,867 posts

189 months

Monday 16th September 2013
quotequote all
balls-out said:
seems clear he was across one lane of traffic stationary, awaiting to join the other lane.
Ah - that special kind of that completes half a manouvre then expects oncoming traffic to stop for them to complete it.

balls-out

3,794 posts

262 months

Monday 16th September 2013
quotequote all
Toaster Pilot said:
Ah - that special kind of that completes half a manouvre then expects oncoming traffic to stop for them to complete it.
You had a bad day TP? tell you what - why don't you work out your stress on your keyboard?

Teddye4687

377 posts

179 months

Monday 16th September 2013
quotequote all
I've read it as OPs on a road, let's say it runs South to North. He's positioned on the right hand side, wanting to turn right onto a road which runs East.

As he is turning right (i.e. no oncoming traffic heading North to South), this is where I get lost.

Either a car pulls out from the road to the right who intends to head North, and they hit.

or a car form behind hits him before he's completed the manoeuvre.

Edited by Teddye4687 on Monday 16th September 12:45

JM

3,170 posts

237 months

Monday 16th September 2013
quotequote all
Teddye4687 said:
I've read it as OPs on a road, let's say it runs South to North. He's positioned on the right hand side, wanting to turn right onto a road which runs East.

As he is turning right (i.e. no oncoming traffic heading North to South), this is where I get lost.

Either a car pulls out from the road to the right who intends to head North, and they hit.

or a car form behind hits him before he's completed the manoeuvre.

Edited by Teddye4687 on Monday 16th September 12:45
Wrong.

He was parked facing oncoming traffic and pulled out when there was nothing coming towards him, with the intention of crossing back to the left hand side of the road.
He was hit from behind by a car travelling in the same direction he was intending to go.



LuS1fer

43,555 posts

276 months

Monday 16th September 2013
quotequote all
OK, you were parked on the wrong side of the road, facing oncoming traffic and drive across the road to join the correct side of the road and were hit by a car probably noty paying attention but with right of way.

On that basis, it's going to end badly for you because he had right of way. It's similar to joining a motorway and the guy you expect to move out into lane 2 doesn't and he hits you. You're still in the middle of a manoeuvre you had not sufficiently assessed as being safe to complete ie you took a chance and it didn't pay off.

simon1987

Original Poster:

401 posts

166 months

Monday 16th September 2013
quotequote all
JM said:
Wrong.

He was parked facing oncoming traffic and pulled out when there was nothing coming towards him, with the intention of crossing back to the left hand side of the road.
He was hit from behind by a car travelling in the same direction he was intending to go.
I wasnt hit from behind, He clipped my front bumper

http://i.imgur.com/UG2oTuz.jpg


PurpleMoonlight

22,362 posts

188 months

Monday 16th September 2013
quotequote all
simon1987 said:
was parked up on the righthand side of the road, started joining traffic (Crossing traffic heading towards me) and got hit by a car heading the same direction as the way i intended to go.

basically i got hit by someone who had bad road positioning and crossed over to my side of the road. I was halfway across the opposite side of the road which was clear and he collided with me, I saw him but thought he had enough room but he moved out in to the middle of the road.
You are at fault.

You pulled out in front of the other vehicle.

simon1987

Original Poster:

401 posts

166 months

Monday 16th September 2013
quotequote all
I was stationary.

kambites

71,661 posts

252 months

Monday 16th September 2013
quotequote all
Your fault, IMO. You shouldn't have pulled out of the parking space until it was clear in both directions.

ikarl

4,070 posts

230 months

Monday 16th September 2013
quotequote all
simon1987 said:
I was stationary.
but did you stop in a position where it was unavoidable for him to avoid?

i.e., did you pull out into his 'available space'

Roo

11,504 posts

238 months

Monday 16th September 2013
quotequote all
simon1987 said:
I wasnt hit from behind, He clipped my front bumper

http://i.imgur.com/UG2oTuz.jpg
You pulled out into oncoming traffic in that drawing.

Your fault.