What car, for those of you who enjoy them...
Discussion
Short:
I think what I'm asking for is a car that'll cost <£4500 for 12,000 annual miles - including fuel, tyres, tax, insurance (I'm quite cheap for most things - two or three hundred a year tops) and a prudent budget for things needing replaced, and any loan repayments for the motor.
I.E.
£1500 fuel
£300 insurance
£100 tax
£1800 finance
£200 tyres
£xxx budget for other consumables.
Long ranty blethery version:
Currently driving a Clio 182, which I love to bits, but for a few different reasons I'm weighing up the other options. Mainly because the other half is moaning about the car costing too much - however my suggestions to her of cheaper to run cars, such as a 12 year old £900 quid Micra, have been met with expletives.
I do around 1000 miles per month at 30-35mpg presently, and in cash terms (not much depreciation left to do anyway) the Clio costs me about £350-£375 monthly.
I do enjoy doing my miles in it, and the PHer in me knows what I'd say to someone in my situation, but I'm considering having a more economical year or 3 on the motoring front to have an excuse for a more mental investment when the time comes.
Alternative plans include:
Something nearly new that will exceed 50mpg that isn't glacially slow, perhaps along the lines of a supercharged Micra which for some reason appeals to me. However, the initial outlay (or finance if decent rates) obviously negates the savings elsewhere on fuel, tax, tyres, etc
Anything that I could swap my present car for (so around the £2k mark) that will save a bit of cash on running costs.
Oh and I do love my cruise control, not sure I'd buy a car without it.
And of course anything else that the PH massive shout at me just now, so, er, go
I think what I'm asking for is a car that'll cost <£4500 for 12,000 annual miles - including fuel, tyres, tax, insurance (I'm quite cheap for most things - two or three hundred a year tops) and a prudent budget for things needing replaced, and any loan repayments for the motor.
I.E.
£1500 fuel
£300 insurance
£100 tax
£1800 finance
£200 tyres
£xxx budget for other consumables.
Long ranty blethery version:
Currently driving a Clio 182, which I love to bits, but for a few different reasons I'm weighing up the other options. Mainly because the other half is moaning about the car costing too much - however my suggestions to her of cheaper to run cars, such as a 12 year old £900 quid Micra, have been met with expletives.
I do around 1000 miles per month at 30-35mpg presently, and in cash terms (not much depreciation left to do anyway) the Clio costs me about £350-£375 monthly.
I do enjoy doing my miles in it, and the PHer in me knows what I'd say to someone in my situation, but I'm considering having a more economical year or 3 on the motoring front to have an excuse for a more mental investment when the time comes.
Alternative plans include:
Something nearly new that will exceed 50mpg that isn't glacially slow, perhaps along the lines of a supercharged Micra which for some reason appeals to me. However, the initial outlay (or finance if decent rates) obviously negates the savings elsewhere on fuel, tax, tyres, etc
Anything that I could swap my present car for (so around the £2k mark) that will save a bit of cash on running costs.
Oh and I do love my cruise control, not sure I'd buy a car without it.
And of course anything else that the PH massive shout at me just now, so, er, go
Edited by simoid on Tuesday 1st October 23:55
You might want to have a look at a few of the cheap lasing deals that are available. Your tyre/servicing/mot/tax bill will be reduced dramatically as against an older second hand car, your monthly costs are a lot easy to budget and the MPG of a newer car is likely to be a lot better also.
If you're interested ContractHireandLeasing is the place to look.
If you're interested ContractHireandLeasing is the place to look.
Raize said:
This is such a boring thread.
Porsche 944!!!
I shall bear that in mind and get it man-mathsed! Porsche 944!!!
SWoll said:
You might want to have a look at a few of the cheap lasing deals that are available. Your tyre/servicing/mot/tax bill will be reduced dramatically as against an older second hand car, your monthly costs are a lot easy to budget and the MPG of a newer car is likely to be a lot better also.
If you're interested ContractHireandLeasing is the place to look.
Thanks for the link If you're interested ContractHireandLeasing is the place to look.
That's basically one of the three options. New and cheap as possible, older and cheap, or older and less cheap (i.e. keep the 182).I shall have a play in my cost spreadsheet
Gaz. said:
Without going for a pacific rim econobox like a Hyundai Getz 1.6 you aren't really going to save much money over a a 182 so why bother?
Insurance was £250, servicing was £100 from a dealer but you could just spend £40 on oil & filters and DIY, averaged 45mpg, front tyres lasted 2 years, rear tyres lasted 4 years but only cost £30-40 each. Tax was £120 iirc. Repairs were £0 over four years. Buy one for £1500, sell it in three years for a grand?
How would that compare to the 182 and would it really persuade you to change?
Indeed - that's the heart of the issue Insurance was £250, servicing was £100 from a dealer but you could just spend £40 on oil & filters and DIY, averaged 45mpg, front tyres lasted 2 years, rear tyres lasted 4 years but only cost £30-40 each. Tax was £120 iirc. Repairs were £0 over four years. Buy one for £1500, sell it in three years for a grand?
How would that compare to the 182 and would it really persuade you to change?
Basically SWM(occasionally)BO is moaning about the car 'cos it's a bit noisy and stiff and it does go through tyres and front suspension parts quite readily, and doesn't believe my spreadsheet that estimates the 182 could cost me just a wee bit more than her nearly new, financed, 40-odd mpg, Euro-econobox over a few years.
d. A new gt was a cheaper option. Gassing Station | General Gassing | Top of Page | What's New | My Stuff