Multi car insurance options?
Discussion
There often isn't much to be saved on low value multi-car policies. For instance if Policy 1 costs £300 and Policy 2 costs £250, then a 10% multi-car polcy saving on Policy 2 only equates to £25. More often than not you can find a better deal elsewhere for Policy 2.
Genuine multicar policies work better with half a dozen plus vehicles. Then benefits are mainly not having to adminster 6+ policies but getting a genuine 10-15% multicar discount on 6 policies and a 15-30% scheme discount. Proper multicar policies will give max NCD on nearly all vehicles on the basis that only 1 or two will be driven and the biggest Brucie Bonus will be being able to drive most cars on Driving Other Cars extension with full Comprehensive cover (normally limited to equivalent group/value of the most expensive car on your own policy).
Genuine multicar policies work better with half a dozen plus vehicles. Then benefits are mainly not having to adminster 6+ policies but getting a genuine 10-15% multicar discount on 6 policies and a 15-30% scheme discount. Proper multicar policies will give max NCD on nearly all vehicles on the basis that only 1 or two will be driven and the biggest Brucie Bonus will be being able to drive most cars on Driving Other Cars extension with full Comprehensive cover (normally limited to equivalent group/value of the most expensive car on your own policy).
I know Heritage who usually do classic cars have a multi car team. It's a bit more one-to-one service than the big players and have access to specialist insurers. Website at http://www.heritage-quote.co.uk/multi-car-policy.c...
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