A Cat D mystery

[Gratters]

I'm thinking of buying an expensive Audi with a Cat D. I've read many many Cat D stories re damage but this doesn't apply in this case and I was wondering whether any wise people on here could help.

Basically the car in question has never been damaged or painted, and the seller (a garage) is prepared to warrant that in writing but says the Category D comes because it is a repossession.

I could not see the connection between a finance company and an insurance company write off ie why would a finance company want the insurance company categorising their vehicle which would devalue it. ie why not just repossess the car and sell it for its true market worth.

The sellers explanation is that someone bought it new then fell behind on the payments, and didn't play ball when it came to handing it back, the lender then had to declare it stolen thus the Cat D.

If that's the case then it would appear to be a legitimate bargain but I would love to know from wiser people than me if the above rings true. He has said any inspection by a professional body would be fine and would even put it on ramps for them for the inspection.

Thanks for any input

[6ball]

Cat D is never a bargin as it's always a cat D you save when you buy ,loose when you sell it !

[ging84]

6ball said:

Cat D is never a bargin as it's always a cat D you save when you buy ,loose when you sell it !

not everyone buyers a car to sell it within a year or 2

[anonymous-user]

Sounds like they'll tell you anything to sell the car. If it's recorded as having been written off due to being uneconomic to repair then I'd have to assume that's what has happened.

Question for LoonR1 methinks.....

[Midgster]

Stolen/Recovered is a valid reason for a Cat D, so yes, the car may well be in 100% original condition...check your insurance though, because for some reason, cars with a stolen/recovered Cat D classification cause premiums to go through the roof. No idea why, just cos it's been nicked once, doesn't make it any more likely to be nicked again. Go figure!

[ZOLLAR]

Midgster said:

Stolen/Recovered is a valid reason for a Cat D, so yes, the car may well be in 100% original condition...check your insurance though, because for some reason, cars with a stolen/recovered Cat D classification cause premiums to go through the roof. No idea why, just cos it's been nicked once, doesn't make it any more likely to be nicked again. Go figure!

This is wrong, a stolen recovered vehicle isn't recorded as cat A,B,C or D.
It has its own option on MIAFTR.

The vehicle may have been in a flood, no body work damage but costly to repair electrics.
Check under the mats for mould or water signs etc


I'm sure I'm getting Déjà vu on these circs?

[Dave Hedgehog]

The sellers explanation is that someone bought it new then fell behind on the payments, and didn't play ball when it came to handing it back, the lender then had to declare it stolen thus the Cat D

that sounds very dodgy to me, a legitimate finance company would just reposes it. Its either made up nonsense or insurance fraud

from what i have seen most people selling CAT cars lie

[ZOLLAR]

Thought I'd seen the thread before, It's a duplicate post.

all answered here.

http://www.pistonheads.com/gassing/topic.asp?h=0&a...