Comparison websites and modified cars.
Comparison websites and modified cars.
Author
Discussion

Kozy

Original Poster:

3,169 posts

247 months

Monday 10th March 2014
quotequote all
Am I right in thinking that comparison websites are utterly useless if you have a modified car?

I've put a custom stainless system on mine, purely because there was no alternative when the original rusted out because the manufacturer doesn't sell them any more and there are no 'pattern part' type systems available.

As a result of ticking that box, the quotes on confused have nigh on doubled. Now that I quite clearly own a fire breathing 700bhp monster thanks to my non OEM pipework, are these sites effectively worthless as a means of getting cover?

Riknos

4,701 posts

233 months

Monday 10th March 2014
quotequote all
Kozy said:
Am I right in thinking that comparison websites are utterly useless if you have a modified car?

I've put a custom stainless system on mine, purely because there was no alternative when the original rusted out because the manufacturer doesn't sell them any more and there are no 'pattern part' type systems available.

As a result of ticking that box, the quotes on confused have nigh on doubled. Now that I quite clearly own a fire breathing 700bhp monster thanks to my non OEM pipework, are these sites effectively worthless as a means of getting cover?
Yes. For modified cars, you're better off with specialists than mainstream insurers, they don't want the business - hence the doubled premium.

northwest monkey

6,370 posts

218 months

Monday 10th March 2014
quotequote all
Is a like for like exhaust really a modification?

I'm willing to bet you haven't got the same brand of tyres or brake pads it had when it was new on either. If it's just the same exhaust but in stainless steel I wouldn't worry about it. If it's a 4" tube poking out of the back of the car though then I'd say that was a modification.

Johnnytheboy

24,499 posts

215 months

Monday 10th March 2014
quotequote all
I've never had a problem, with mild mods.

Kozy

Original Poster:

3,169 posts

247 months

Monday 10th March 2014
quotequote all
northwest monkey said:
Is a like for like exhaust really a modification?

I'm willing to bet you haven't got the same brand of tyres or brake pads it had when it was new on either. If it's just the same exhaust but in stainless steel I wouldn't worry about it. If it's a 4" tube poking out of the back of the car though then I'd say that was a modification.
It's a bit bigger than the stock one but I specifically asked for something that looked OEM.